Você está na página 1de 29

A

Presentation on

ANALYSIS OF Equity & Gold &Real Estate as


INVESTMENT
OPTIONS- FOR RETAIL INVESTER

Presented to:
Presented by:
Respected faculties
prajapati

Ritu

147080592019
Jainita parekh
147080592014

FLOW OF PRESENTATION
Introduction
Background of Study
Research Methodology
Data Analysis and Interpretation
Finding
Conclusion
Bibiliography

INTRODUCTION
Overview of the Investment Options

Basic Investment Objectives:

Safety
Income
Growth of capital
Cost of inflation
Tax minimization
Marketability/ Liquidity

Overview of India Market


Investment in Bank Fixed Deposits (FD)
Investment in Stock Market
Investment in Gold deposit scheme
Investment in Real Estate
Investment in Equity
Investment in public provident fund (PPF)

Growth of investment sector

Comparison of investment options in India


Top
Investme
Investment nt
Area
Restrictio
ns

Return on Investment

Risk of
Loss

Gold

No limit

Offers high returns as gold


prices are on a rise

Low

Bank
Deposit

---

Offers up to 8.5 percent annual


return depending on the bank
and period

Low

Mutual
Funds

No limit

Equity Based: High

Equity
Based:
High

National
Saving
Certificate
(NSC)

No limit

Offers up to 8 interest
calculated biannually

No risk

Real Estate

No limit

Capital gains guaranteed for


specified avenues also tax

Low

Background of Study
Problem Statement :
Expanding needs and proliferation of financial products are making it

difficult for individuals to invest without planning. Most investors are


aware that planning is critical; yet dont have time or the expertise to
develop a plan. Therefore the diversification of investment plans
comes in picture.
In order to give detail investment options to a common investor to

choose, therefore this study is conducted.

OBJECTIVES OF THE STUDY


To assess the awareness of inventors towards different investment

options available in Equity, Gold and real estate.


To compare the investors preference for Equity, Gold and Real

estate investment options.

To determine investor perceptions on risk-return ratio in equity, gold

and real estate.

RESEARCH METHODOLOGY
Research Design

Descriptive Research Design

Sampling area

Gandhinagar

Sampling method

convenience sampling

Sample size

100 retail invester

Primary sources

Questionnaire survey

Secondary sources

Websites
Books
Article

Tool used for Data analysis:

spss

Data Analysis and Interpretation


current and future income sources

when making a long term investment investor plan to keep


money invested for

Investor plan to begin taking money


from investments in..

According to investors priority they give rank to the


given investment related factors
6

100

17
28

90

23

19

80

25

19

70

13

24

26

60

26

17

liquidity

18

50

Risk

18
20

40

20

30

10

26

20

29

24

19

10

19
9

0
1

Return
Security

28

17

other

Investors level of awareness of the different investment


options

[Direct investment as a retail investor]

Investors level of awareness of the different investment


options

[Physical purchase of gold]

Investors level of awareness of the different investment


option
[Housing Property]

Investors Age Group

Highest level of Education completed

Q5
Chi square test regarding significant relation between
Investor perception with Gender
No.

Hypothesis

p
val
ue

Decisi
on

H0:there is no relation between gender 0


and
the
statement
,"
I
prefer
investments with little or no fluctuation
in value, and I'm willing to accept the
lower return associated with these
investments"

RejectH
0

H0:there is no relation between gender


and the statement, I tend to sell
portions of my riskier assets and invest
the money in safer assets.

RejectH
0

H0:there is no relation between gender


and the statement, I am comfortable
with volatility in the market and stick to
my investment class.

Reject
H0

H0:there is no relation between gender

RejectH

NO.

Hypothesis

P
value

Decision

H0:there is no relation between 0


gender and the statement, I believe
that
our
traditional
investment
options like Provident Fund or Fixed
Deposit are more safer than the other
assets classes.

Reject H0

H0:there is no relation between


0
gender and the statement, I consider
health insurance is more important
than investment in the asset class

Reject H0

H0:there is no relation between


gender and the statement, I am a
conservative investor

Reject H0

H0:there is no relation between


gender and the statement, I am a
riskier investor

Reject H0

NO.

Hypothesis

P value

Decisio
n

H0:there is no relation between


gender and the statement, I divide
my investments equally in
conservative and riskier asset class

Reject
H0

10

H0:there is no relation between


gender and the statement, I take
investment decision on my own

Reject
H0

11

H0:there is no relation between


gender and the statement, I consult
the professional in the industry before
making investment decision

Reject
H0

12

H0:there is no relation between


0
gender and the statement, Mostly My
investment decisions have resulted
into losses

Reject
H0

13

H0:there is no relation between


gender and the statement, Mostly
my investment decisions have turned
profitable

Reject
H0

Chi square test regarding significant relation between investor


choice for different asset class and given statements
NO.

Hypothesis

P
value

Decisi
on

H0: There is no relation between 0


Equity or equity based mutual fund
with following
two
statement
Time Horizon for your Investment
and Your Risk Perception in the
given assets class

Reject
H0

H0:There is no relation between


0
Equity or equity based mutual fund
with following two statements Your
Risk Perception in the given assets
class and Your Return Perception
in the given asset class

Reject
H0

H0:There is no relation between


0
Equity or equity based mutual fund
with following two statements
Time Horizon for your Investment
and Your Return Perception in

Reject
H0

NO.

Hypothesis

P
Value

Decision

H0:There is no relation between 0


Gold or Gold ETF with following
two statements Time Horizon for
your Investment and Your Risk
Perception in the given assets
class

Reject H0

H0:There is no relation between 0


Gold or Gold ETF with following
two
statements
Your
Risk
Perception in the given assets
class
and
Your
Return
Perception in the given asset
class

Reject H0

H0:There is no relation between 0


Gold or Gold ETF with following
two statements Time Horizon
for your Investment and Your
Return Perception in the given
asset class

Reject H0

H0: There is no relation between 0


Real
estate
with
following

Reject H0

NO.

Hypothesis

P
value

Decisio
n

H0: There is no relation between Real 0


estate with following statements Your
Risk Perception in the given assets
class and Your Return Perception in
the given asset class

Reject
H0

H0: There is no relation between Real 0


estate with following statements
Time Horizon for your Investment
and Your Return Perception in the
given asset class

Reject
H0

NO.

Co-relation between different


Asset class
Hypothesis

Person
Corelation

P
value

Decisio
n

-0.39

0.000

Reject
H0

0.000

Reject
H0

0.000

Reject
H0

Ho; Investment in gold


is not co -related with
investment in equity

Ho; Investment in
-0.565
Equity is not co -related
with investment in Real
Estate
Ho; Investment in Gold -0.512
is not co-related with
investment
in
Real
Estate

Findings
35 investors are plan to keep the money invested for 5-6 years.
Gold and Equity still have high values in the Indian economy as

investment vehicles are concerned .


There is no relation between Equity or equity based mutual fund

with Time horizon for investors investment and investors risk


perceptions in different asset class.
73 investors are fully aware and 16 investors are partially aware

and 11 investors are do not aware about investing in physical


purchase of gold.

Conclusion
From this study it is observed that few people like to invest in gold

then few people like to invest in equity and few people are like to
invest in real estate.
Some of the investors are consider that to invest in real estate is a

very risky task.


Most of the investors are like to invest in physical purchase of gold.

Bibliography
http://business.mapsofindia.com/investment-industry/
http://

economictimes.indiatimes.com/configspace/ads/defaultinter
stitial.html
http://www.assetmanagement.hsbc.com/in/mutual-funds/le

arning-centre/investment-basic/mutual_fund.html

THANK YOU