Why Savings are needed?

Drawbacks of
Cash at Home

Future Emergencies
Large Expenses
Needs
With savings, in the futureUnexpected Expenses like To meet larger expenses
you can buy what you can Illness, accident, death
like purchasing a house, marriage, Unsafe
not buy today education Money can be stolen or lost
due to natural calamities

Why Bank is needed?

Secure
Money
Loss of Growth
Avoid risk
Opportunity
of chit Inculca
funds, te Loss of Interest Income

sahukars habit
of
Bank
Saving
Earn
Loans
Interes
t No Credit
Remittances using Cheque Eligibility
Demand Draft Deposits in Bank
creates Credit Eligibility

Documents for Opening of Bank Account

In case of no
official
documents
Passport Pan Card Driving License Small Accounts can
be opened by submitting
recent photograph and
putting signature or
thumb impression in the
presence of Bank Official

Aadhar Card Voter Id Card Photograph

Manrega Card
 Banking Products

Recurring Saving Fixed Educatio

Overdrafts
Account Account Deposit n Loans
Monthly savings. Normal transaction, Fixed deposit Pursuing Excess money
Interest paid higher flexibility for deposit for 7 days to 10 Higher/Vocational withdrawal over
than savings bank and withdraws, years, higher studies in India balance in accounts
account. passbook and cheque interest. maximum 10 lakhs on basis of eligibility
book,etc and abroad 20 lakhs.

Banking Service Delivery Channel

Bank Mitra
AT
with Micro
M
Cash Withdrawal Account Opening, Cash
through ATM / ATM
Withdrawal / Deposit, Fund
RuPay Debit Card Transfer

Branc Point of Sale

All Banking Purchasing
h
Services and limited
cash
withdrawal

Mobile Interne
Bankin t
Fund Transfer ,
g
Fund Bankin
Bill payment,
Transfer , Bill
payment onlinegshopping
,ticket

Mobile
wallets
Mobile based
virtual wallet, National Electronic
Real Time Gross
preloaded
amount for online
Fund Transfer (NEFT)
Settlement (RTGS)
and offline Inter-Bank Transfer of Inter-Bank Transfer of
spends any amount Rs 2 lac and above.