Escolar Documentos
Profissional Documentos
Cultura Documentos
Market potential
Competitive situation (no. of competitors,
big competitors etc)
Raw material availability and procurement.
Selling and distribution arrangement.
Technology advantage
RATING OF FACILITY & BUSINESS ASPECTS
FACILITY:
Submission of stock statement
Submission of audited balance sheet, P & L and financial data
Repayment schedule (only for term loans)
Margin given on term loan.
Operation in account
Payment of loan and interest( timely orirregular)
BUSINESS ASPECTS
Length of satisfactory relationship with Bank and
Income value to the bank ( interest,commission, exchange etc)
RATING & RISK CATEGORY