Union Bank of India

Digital Banking Products

Moving towards a cashless economy
 List of Digital Banking Products
1. Umobile- Banking on your Phone
2. Digipurse- Mobile Wallet for one and all
3. UControl- Control your Credit and Debit cards
4. mPassbook-One passbook on your mobile for all your accounts.
5. Union Bank UPI-All your accounts on a Single App
6. USSD-*99#
7. Internet Banking-Paperless ID and password generation
8. eLobby- Cash Deposit Machines, Passbook Printers, Cheuqe Deposit Machines
9. >7200 ATMs- Salient Features- Green Pin, Pin Generation through IVR, Fund Transfer to UBI as
well as other A/c- Income tax payment
10. Talking ATMs-Accessible banking
11. Missed Call Balance facility
12. Online Account Opening
13. A/c Opening through Selfie
14. SMS Banking- Fund Transfers, Activation.
15. Kisan ATM
16. Easiest Rewards point redeemption- UnionRewardz.com, Add to your other wallets.
17. IRCTC Cards
18. Mobile friendly website.
 uMobile
STEPS:
Download the application from Play store.
Also, you can receive the application download link through
missed call
Register: ATM= Others> Mobile Payment>
Umobile>Registration
Branch, Internet Banking,
SMS- 9223173921,
Through the APP using debit card details.
mPin received as OTP- to be changed(mPin is for
Transactions)
Login Pin- is to open the application
 uMobile Features
Mini Statement
A/c Balance
IMPS - Mobile Number, Aadhar Payments, A/c No
Loan Calculator
Ecash- EMERGENCY CASH Any debit card holder can visit our banks ATM and withdraw cash.- Daily
5000 and monthly 25000/-
NEFT
Pay your Kirana Store
ATM and Branch Locator
IFS Search
Credit Card Payments
Mutual Fund Payments
Bill payments- Electricity, Gas, Mobile & Landline, Recharges, Insurance, Magazine Subscription,
Gas
Cheque Book request, Chq Stop Payments, Chq Status
Block Debit Cards
New Product Offers
 mPassbook
Narration-Tags
Search Transactions by Amount, Reference
and Date- Credit/Debit
Sort by Date and Amount(High to Low)
Generate Statement
All accounts under in One Passbook: Savings,
Current, FD, RD, Loan
e-Garmi
 Digipurse- A wallet for everyone
Digipurse- Available to any one. Not necessary that
he/she should be a UBI customer
Wallet
Add money through- Debit Card, IMPS, Internet
Banking
Send Money- To another Digipurse customer, IMPS
Payments- Recharge, Bill payments
Virtual Credit Card- Safe and Secure
Daily Limit of R.s. 5000/-
Max topup-10000/-
 uControl
To manage credit cards
Lets say your wife is on a shopping spree- Deactivate
the credit card from your application
Reactivate it when you think it is a genuine purchase
Set spending limits
Disable/Enable- POS, Ecomm, ATM
Enable/Disable- International Transactions
Card Hotlisting
Spend Analyser
Notifications
 CASH DEPOSIT MACHINES

Bunch Note Acceptor- Locations

Single Note Acceptor
Cash Recycler Machine
 Bunch Note Acceptor

Instantly verifies the notes and credits the

account. Max 200 notes at one go. Fake notes
are impounded and returned.
Interoperable- Can deposit cash into other
bank accounts who are participants in the
NFS. Mandatory to use ATM card and the pin.
3rd Party cash deposit- would require the
Debit card number of the 3rd party
Single note acceptor
Accepts 30 notes per transaction. Debit card is
not required. Deposits into only UBI accounts.

Cash recyclers
Single machine for cash deposit and
withdrawal.
 USSD

Banking services without Data services

Services:
Account Balance
Fund Transfer
Mini Statement
Monthly fund transfer limit of Rs.25000/- and
daily limit of Rs.5000/-
1.50/- per session- currently free upto
31.01.2017