The banking system of a country plays an

important role in the economic

development of any country.
Banking system comprises of the banking
institutions functioning in the country.
Banking system comprises from the
central bank to all banking institutions
which are functioning and providing
financial facilities to any developmental
sector like agriculture, industries, trade,
housing etc.
 Indian banking
system

The central
bank

Commercial Regional rural Co operative

banks banks bank

Private sector Public sector Public credit

banks bank societies

Central/district
Nationalized
Indian Foreign cooperative
bank
bank

State
State bank
Old banks cooperative
group
bank

New banks

Local banks
 A commercial bank is a type
of bank that provides services such as
accepting deposits, making business
loans, and offering basic
investment products.
Commercial bank are further classified
into :
Public sector banks
Private sector banks
 The private-sector banks in
India represent part of the indian
banking sector that is made up of both
private and public sector banks. The
"private-sector banks" are banks where
greater parts of stake or equity are held
by the private shareholders and not by
government.
 Axis Bank
City Union Bank
Dhanlaxmi Bank
Federal Bank
HDFC Bank
ICICI Bank
IndusInd Bank
Jammu & Kashmir Bank
Karnataka Bank
Kotak Mahindra Bank
Yes Bank
 Indian banks operate nationally through
a network of branches. Since, they have
a large and varied client with a diverse
spectrum of needs, the Indian banks
specialized in different geographical
region surban, different sectors-industry
both large and small, agriculture trade,
housing, exports, etc.
 The foreign banks are branches of joint
stock companies incorporated abroad,
but operating in India. They are foreign in
origin, and have their head office
located in their parent country.
 Abu Dhabi Commercial Bank
Australia and New Zealand Banking Group
Bank International Indonesia
Bank of America
Bank of Bahrain and Kuwait
The Bank of Tokyo-Mitsubishi UFJ
HSBC
The Royal Bank of Scotland
Scotia bank
Standard Chartered
 Public Sector Banks (PSBs) are banks
where a majority stake (i.e. more than
50%) is held by a government. The shares
of these banks are listed on stock
exchanges.
 Bank of Baroda
Bank of India
Bank of Maharashtra
Corporation Bank
Dena Bank
IDBI Bank
Indian Bank
Indian Overseas Bank
Oriental Bank of Commerce
Post Bank of India
Punjab & Sind Bank
Punjab National Bank
State Bank of Bikaner & Jaipur
State Bank of Hyderabad
State Bank of India
Syndicate Bank
UCO Bank
Union Bank of India
United Bank of India
Vijaya Bank
 Regional Rural Banks are local
level banking organizations operating in
different States of India. They have been
created with a view to serve primarily the
rural areas of India with basic banking
and financial services.
 Andhra Pragathi Grameena Bank
Kerala Gramin Bank
Gramin Bank of Aryavart
North Malabar Gramin Bank
Pallavan Grama Bank
Pandyan Grama Bank
Sarva UP Gramin Bank
South Malabar Gramin Bank
Uttar Bihar Gramin Bank
 Cooperative bank is retail and
commercial banking organized on a
cooperative basis. Cooperative banking
institutions take deposits and lend
MONEY in most parts of the world.
Cooperative banking is small-scale
banking carried on a no profit, no loss
basis for mutual cooperation and help.
 Saraswat Bank
Shamrao Vithal Co-op. Bank