Escolar Documentos
Profissional Documentos
Cultura Documentos
Presented by
N.Rahul Tagore
2016600116
II MBA (ABM)
Contents
Introduction
History
Contribution
Research motivation
Research methodology
Data Analysis & Interpretation
Recommendations & suggestions
Conclusion
Executive summary
Seminar Title Impact study on crop loan among farmers in
rural branch Veerakeralam (SBI)
Organization SBI (Veerakeralam)
Below 1 year
4. The recovery should be effected as and when the crop was sold
from the Proceeds of the sale.
History
Under the recommendation gave by the Agricultural finance
sub committee (1945) short term loans were given on
production oriented on basis of requirement of crop.
This short term loan was later replaced as crop loan. This was
the main background laid down the procedure for providing
crop loan to farmers.
Crop loan scheme became operational from the year 1950
Recent Changes
All crop loan accounts should be compulsory linked with
Aadhar card.
Loan debt waiver is going to take place in all the states
gradually.
Every crop loan receiver should compulsory pay Insurance
premium to bank
Agriculture contribution in GDP
Organisation of study
Limitations of study
Education
Income
Land holding
Crop category
Farmer category
Duration
Age of respondents
category number per cent
20-30 0 0
30-40 8 26.67
40-50 21 70
50+ 1 3.33
total 30 100
Here majority of farmers are choosing crop loan based on
Neighbor's words and other reasons where as by low
interest rate is least
By convenience 7 23.33
Others 11 36.67
Total 30 100
Crop loan satisfaction level
Satisfied Highly satisfied Neutral
6.67%
23.33%
23.33%
26.67%
20.00%
Perception about crop loan
Not useful Useful Moderately useful Very useful
10.00%
13.33%
33.33%
43.33%
Farmers suggestion on information services
100
90 86.67
80
70
Need to improve info providing
60 services Frequency
50
Need to improve info providing
services Percentage
40
30
30 26
20
13.33
10
4
0
Yes NO Total
Analyzing relationship between age and education
(Correlation)
Target people who are not availing the scheme and make them
aware of utilizing crop loan.
Conclusion
According to the study most of the farmers are satisfied with crop
loan by achieving good yield.
Farmers said that crop loan scheme is one of the best scheme
provided by government which gives timely credit.
Also government providing subsidy to farmer if timely repaid
interest which is most beneficial to farmers.
Also some of the farmers are not aware of crop loan scheme and
hence they feel the need to improve information providing services.
References
https://
www.sbi.co.in/portal/web/agriculture-banking/crop-l
oan
http://
www.nabard.org/auth/writereaddata/tender/2308
170405Nabard%20Annual%20Report%202016-2017-EN
GLISH.pdf
http://www.svtuition.org/2010/06/crop-loan.html
CNTN..
en.m.wikipedia.org/wiki/kisan_credit_card
sbi.co.in/AR1617/PDF/English/Notice.pdf
You
ank
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