 Agriculture loans are available for a

farming purpose .
 Farmer may apply for loans to buy inputs
for the cultivation of food, grains crops .
 There are also special loans to finance the
purpose of agriculture machinery such as
Tractors, Harvester & Truck.
 Construction of Biogas plants & irrigation
systems as well as the purchase of
agriculture land.
 The loan provided by public sector bank,
like Bank of maharashtra, Bank of india.
 Purpose- Cultivation of crops , post harvest
expenses , Maintenance of form equipment.
 Eligibility- All farmer ( Individual \ Joint holder)
 Limit-
 Rate of interest-
 Renewal - 1 year
 Repayment- kharib-next march, Rabi- next
june.
 a) Application form i.e. form no. 138 b)
b) Land document (7\12 , 8A, )
c) No due certificate
d) Adhar card Xerox
e) Guarentee form
f) Ration card
 Other term condition- Insurance for
notified crops is available as per Government
guidelines from time to time
 Lack of awareness.
 Lack of fund..
 Lack of infrastructure.
 More paper are collected for agriculture loan.
 Bank conduct samadhan sibir for Agriculture
loan.
Agriculture loan are used to
purpose of more amount of
cultivation of crop.
It is more beneficial to the farmer
for cultivating of crop.
They encourage the people to
progressive in farming practice
but insufficient knowledge about
agriculture loan
 To aware the customer about
Agriculture loan.
 The bank do conduct the
programe & camp in rural
areas.
 To expand the infrastructure of
bank.
 Every bank employ are talk to
friendly to the customer.