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Presented By:

Biaquez, Menche
Calamba, Rosemae Gil
Elaya, Rica Jane
Fernandez, Angelica
Labadan, Jezzah
Macampao, Riza Mae

December 2, 2017
 Negotiable Promissory Note- is an unconditional promise
in writing made by one person to another, signed by the maker,
engaging to pay on demand, or at a fixed or determinable
future time, a sum certain in money to order or to bearer. (see
Sec. 184.)

 Promissory Note- is a written promise to pay a sum of


money. It is commonly referred to as a note. (see ibid.) It
may be a demand instrument (see Sec. 7.) but is normally a
time instrument. (see sec. 4.)
 Maker- is the one who makes the promise and signs the instrument.

 Payee- is the party to whom the promise is made or the instrument is


payable .
• The payee may be specifically designated by name, or office
or title (ex., Treasurer of X Corporation), or may be unspecified
(ex., “bearer”).

• He may seek payment personally or further negotiate (see Sec.


30.) the instrument. Thus, the maker promises to pay the payee or
to a holder. (see Sec. 191, par.7.)

• The maker’s signature must appear on the face of the note for
him to be liable thereon. After an instrument – the promissory note
is issued and delivered, additional parties can also become involved.
August 5, 2016
Manila
P10,000
For the value received, I promise to pay to the order of
Alfredo M. Almeda the sum of Ten Thousand Pesos (P10,000) on
or before September 5, 2016, at his house at Pateros, Metro Manila.

(Sgd.) Arsenio F. Flores


August 5, 2016
Manila
P10,000
Thirty days after date, I promise to pay to Alfredo M.
Almeda or order the sum of Ten Thousand Pesos (P10,000).

(Sgd.) Arsenio F. Flores


August 5, 2016
Manila
P10,000
Two months after date, I promise to pay to Alfredo M.
Almeda or bearer the sum of Ten Thousand Pesos (P10,000).

(Sgd.) Arsenio F. Flores


August 5, 2016
Manila
P10,000
Two months after date, I promise to pay to bearer the
sum of Ten Thousand Pesos (P10,000).

(Sgd.) Arsenio F. Flores