ORGANIZATIONAL

ANALYSIS
Sana Syed (Roll # 01)
Mariam Abid (Roll # 07)
Zoya Sammar (Roll # 02)
SELECTED ORGANIZATION

MCB
 HISTORICAL BACKGROUND
 Oldest and Leading bank in Pakistan.
 Incorporated on July 9 in 1947.

 Nationalized along with other private banks

in 1974.
 Privatized in 1991.

 A remarkable tenure of more than half a

century of competitively edged and well
positioned heights of success by deploying
quality banking, professionally leading
management and ethical work methodologies.
 One of the oldest and most responsible Banks
in Pakistan.
 Played a vital role in representing the
country on global platforms.
 One of the few institutions that are
recognized and traded in the international
market.
 FORMATION
 Incorporated by the Adamjee Group on July 9,
1947.
 Established to provide banking facilities to the
business community.
 Nationalized in 1974 during the government of
Zulfikar Ali Bhutto.
 First bank to be privatized in 1991.

 Purchased by a Pakistani corporate groups led

by Nishat Group.
 The president of the bank is Imran Maqbool.

 Mian Muhammad Mansha is chairman of both

the group and MCB.
 BOARD OF DIRECTORS
 Chairman – Mian Mohammad Mansha
 Vice Chairman – Mr. S. M. Muneer

 President & CEO – Mr. Imran Maqbool

 Group Head Audit – M. Farooq Wasi

CONSOLIDATED STATEMENT
OF FINANCIAL POSITION
 SALES ANALYSIS

2017 2016 Change Growth

Factor
Mark-up / 74,090,972 67,400,294 6,690,678 10%
return /
interest earned
 SALES ARE INCREASED BY 10%
IN 2017 !!

70,000,000

60,000,000

50,000,000

40,000,000

30,000,000

20,000,000

10,000,000

0
2016 2017
 REASONS
 On loans and advances to:
- Customers
 On investments in:

- Held for trading securities

- Available for sale securities
- Held to maturity securities
- On deposits with financial institutions
- On securities purchased under resale
agreements
- On money at call
 PROFIT ANALYSIS
2017 2016 Change Growth Factor

Gross 43,540,186 44,846,750 1,306,564 3.0%

Profit

2017 2016 Change Growth Factor

Net Profit 21,963,146 22,062,988 99,842 0.45%

PROFIT IS DECREASED BY 0.45%
IN 2017!!

Percentage decrease:
(99,842 / 22,062,988) *100
= 0.45%
 NET PROFIT
22080000

22060000

22040000

22020000

22000000

21980000

21960000

21940000

21920000

21900000
2016 2017
 REASONS
 Securities sold under repurchase
agreement.
 Other short term borrowings.
 Discount, commission and
brokerage.
 RESERVED ACCOUNT
ANALYSIS

2017 2016 Change Growth

Factor
Reserves 70,866,473 53,346,861 17,519,612 33%
 THE GROWTH IN RESERVED
ACCOUNTS IS 33% IN 2017!!
80,000,000

70,000,000

60,000,000

50,000,000

40,000,000

30,000,000

20,000,000

10,000,000

0
2016 2017
 REASONS
 Share premium
 Non - distributable capital reserve -
gain on bargain purchase option
 Exchange translation reserve
 Statutory reserve
 General reserve
 DIVIDEND ANALYSIS

2017 2016 Change Growth

Factor
Total 49,064,766 31,449,645 17,615,121 56%
Dividend
 THE GROWTH FACTOR IS 56%
IN 2017!!
60,000,000

50,000,000

40,000,000

30,000,000

20,000,000

10,000,000

0
2016 2017
DIVIDEND PER SHARE
In 2017

Dividend per share = Total

dividend / No. of shares
= 49,064,766/420,154,982.9
= 0.11677777
= 11.6%
 DIVIDEND PER SHARE
In 2016

Dividend per share = Total

dividend / No. of shares
= 31,449,645/437,288,422.16*100
= 0.07191968
= 7.19%
 DIVIDEND PER SHARE
ANALYSIS

2017 2016 Change Growth

Factor
Dividend 0.11677777 0.07191968 0.04485802 62.37%
Per Share
 EARNINGS PER SHARE
In 2017
Earning per share = (net
income-dividend) / shares
=19.13
 EARNINGS PER SHARE

2017 2016 Change Growth

Factor
Earnings 19.13 19.82 - 0.69 - 3.4%
per share
 EARNINGS PER SHARE IS
DECREASED BY 3.4% IN 2017!!
20

19.8

19.6

19.4

19.2

19

18.8

18.6
2016 2017
 PROFIT MARGIN RATIO

Profit margin ratio = net

profit / net sales
21963146/74090972
= 29.6%
 ASSETS ANALYSIS

2017 2016 Change Growth

Factor
Assets 1,373,430,450 1,076,690,236 296,740,214 27.56%
 ASSETS ARE INCREASED BY
27.56% IN 2017!!
1,600,000,000

1,400,000,000

1,200,000,000

1,000,000,000

800,000,000

600,000,000

400,000,000

200,000,000

0
2016 2017
 REASONS

Cash & balances with treasury
banks

Investments

Advances

Operating fixed assets
 LIABILITIES ANALYSIS

2017 2016 Changes Growth

Factor
Liabilitie 1,216,887,369 930,730,166 286,157,203 30.74%
s
 LIABILITIES ARE INCREASED BY
30.74% IN 2017!!
1,400,000,000

1,200,000,000

1,000,000,000

800,000,000

600,000,000

400,000,000

200,000,000

0
2016 2017
 REASONS

Bills payable

Borrowings

Deposits and other accounts
 HORIZONTAL ANALYSIS OF
ASSETS, LIABILITIES AND
EQUITY
 Comparison of two or more year's
financial data is known as horizontal
analysis, or trend analysis.
 It is used to show changes between
years in both Rupees and percentage
form.
 LIABILITIES TO ASSETS
RATIO

2017 2016

Assets 1,373,430,450 1,076,690,236

Liabilities 1,216,887,369 930,730,166

Ratio 88.60% 86.44%

 CAPITAL RATIO
 In 2017
Capital = (Total equity / Total assets) * 100
= (156,543,081 / 1,373,430,450) *100
= 11.39%

 In 2016
Capital = (Total equity / Total assets) * 100
= (145,960,070 / 1,076,690,236) *100
= 13.55%
THANK YOU……… 