PORTFOLIO MANAGEMENT

ABOUT COMPANY
• Solitaire Infosys Pvt. Ltd. was established as a
company in Mohali in 2011 with an aim of
becoming the best IT service provider across
the globe. Our company is nurtured by a team
of experienced professionals who deliver their
best knowledge on every project they are
assigned. We believe in improving our skills
every single day to deliver high-quality results
to our clients to enhance their business, sales,
leads, and ultimately, profits.
 Mission and Vision of the company
• Vision: Be with you in every step of the way
from the idea creation and developing a
business model straight through to design and
technology implementation.

• Mission: To Endow client qualitative and

consistent Web Service
 WHAT IS PORTFOLIO MANAGEMENT
• “Portfolio management is an approach to
achieving strategic goals by: selecting,
prioritizing, assessing, and managing projects,
programs, and other related work based upon
their alignment and contribution to the
organization’s strategies and objectives.”
WHAT IS ASSORTMENT MANAGEMEN

There are most important four types of assortment management methods:

• Discretionary assortment management: In this form, the individual
authorizes the selection manager to take care of his financial needs on his
behalf.

• Non discretionary selection management: Here the selection manager

can simply advise the client what is good or bad, correct / incorrect for
him, but the client retains the full right to take his own settlements.

• Passive selection management: It is the form which includes only tracking

the index.

• Active selection management: This involves a group of members who take

active decisions based on hard core research before investing the entirely
into any investment avenue. (e.g. close ended funds).
 KINDS OF PORTFOLIO INVESTMENTS

1. Aggressive Investment Portfolio

2. Balanced or Moderate Investment Portfolio

3. Conservative Investment Portfolio

 BUILDING PORTFOLIO
1. Asset allocation
2. Diversification
 ASSEST ALLOCATION
The asset allocation decision refers to the allocation of
portfolio assets to broad asset markets; in other words,
how much of the portfolio's funds are to be invested in
stocks, how much in bonds, money market assets, and
so forth. Each weight can range from 0% to 100%.
• Asset Classes
1. Cash
2. Stocks
3. Bonds
4. Real Estate
5. Foreign Securities
 DIVERSIFICATION
Diversification is a risk-management
technique that mixes a wide variety
of investments within a portfolio.
Form of diversification
Different assets
Different instrument
Different industry lines
Different script of companies
PORTFOLIO ANALYSIS AND SELECTION

1. Portfolio Selection Problem

2. Selection of Optimal Portfolio
3. Traditional Portfolio Analysis
 PORTFOLIO EVALUATION
Portfolio evaluation is the last step in the
process of portfolio management. It is the
stage when we examine to what extent the
objective has been achieved. It is basically the
study of the impact of investment decisions.
Without portfolio evaluation, portfolio
management would be incomplete. It has
evolved as an important aspect of portfolio
management over the last two decades.
 CONT.….
Evaluation is an appraisal of performance,
different situations arise where evaluation of
performance becomes imperative. These
situations are discussed below:
• Self Evaluation
• Evaluation of mutual funds
• Evaluation Perspective
 Investment Risk Pyramid

• Base of the Pyramid

• Middle Portion
• Summit
 RESEARCH METHODOLOGY
• This outlines the research methodology used
to answer the research. The research also
discusses how the sample was derived, the
sample size, the research instrument, data
collection procedures.
 SCOPE OF STUDY
• This study aims at studying Portfolio
management and find out the needs of a
portfolio manager. This study helps me to find out
needs of investment and how they invest the
money into securities and find out the preferable
securities for investing and views of different-2
peoples regarding investment.
• This study helps to understand and know how to
deal with different kind of peoples or students
and how to make an impressive Portfolio for
investment.
 OBJECTIVES OF STUDY
1. To determine the factors effecting investment decision
and managing a portfolio.
2. To know the knowledge and awareness of securities
and investment avenues for selection decision of
securities in portfolio.
3. To analysis risk and returns handling on securities.
4. To know what is the need of appointing a portfolio
manager and how manager meets the need of investor.
5. To know the short term needs of a company and
employees and how long and short term investment
help of a company.
 Research type

• Sampling design: Descriptive

• Sampling unit: the existing customer of the
company
• Sampling size: 20
• Sampling technique: Non probability
 SOURCE OF DATA
• Secondary data on the meaning and method of conducting
customer satisfaction through:
1. Various publications and manuals on Portfolio management,
2. Website documents,
3. Other Internet sources

• Primary data was collected through:

1. Conversations with the solitaire Infosys employees
2. Discussions with the employees who handle the technical field as
well as management team too.
3. Questionnaires is used in interviews
4. Working at different desks of solitaire Infosys and students of
other MBA Courses.
 FINDINGS

• In this study we found that A Company depends upon investment

for their income and for the emergency needs. 65% people are
agreed on this.
• 50% people said that a company investing money for regular
income and they give first priority to income and second preference
give to growth.
• 50% people said that a company is investing their money for 6-10
years but 40% people are think that a company invest their money
only for 5 years. So there is no proper time horizon for investment.
• We found that 50% of the people investing their money for
maximize their income in market advancement.
• There is much difference in Investment goal of a company, But in
our survey 50% people are agreed on Growth is the main goal of an
investment…
 CONTINUE……
• In selection of a better portfolio 35% says that they will select that
portfolio in which they will get balanced returns or income, but 25%
people want defensive income.
• We found that Risk bearing capacity are the main factor that affected the
investment goal or 45% people are agreed upon this, but 30% people said
that Education is the factor that also affected the investment goal.
• In our study, we found that 40% people want to invest their money into
Initial public offers, but 35% want to invest in large cap companies.
• In this survey 90% people said that they analysis the changes of market in
future, but 10% people are not agreed that they can’t analysis the
changes.
• 40% people said that they take high risk in investment and they have
much risk bearing capacity and 35% people are agreed to take only
modest risk, but 25% people not agreed to take any risk.
• 60% people said that we hiring a portfolio manager only for make a proper
portfolio for investment.
 LIMITATIONS
1. Since the survey conducted involved a great deal of human
perceptions, the result might be biased.
2. The data from the sample may not reflect the universe
since it is restricted only to few customers/employees.
3. As the topic is wide so all the matters regarding the study
could not be analyzed.
4. There was limited time for the research.
5. Sometimes customers didn’t respond with sincerity and
concentration.
6. I had to face some limitation to collect some information
about Portfolio management as these were not so available
for the general public.
•
 CONCLUSION

• In the present world, Running Company efficiently is the biggest task,

because capital is the basic requirement for every company. The need of
capital is change company to company because some companies need
short term capital and some needs long term capital, so for this purpose
they generated money from the market.

• They can generated money by invest their money into different-2

securities and they also sold their shares into market. For investment
purpose they make portfolio, then they invest money into securities.

• In the end, we found that Portfolio making is very difficult for every one so
Portfolio manager is needed for every company. Manger makes a proper
portfolio for investment and they clarify their company needed regarding
their investment goal. Every company invests their money for income and
for growth purpose.
 CONTINUE…..
• Under this research, we studied that portfolio management help a
company to proper investment and help a person to know about
the portfolio and investment. They can also get the knowledge how
invest in market and how we can manage the proper risk. In daily
business life we hear that words “Higher the risk, higher the income
or returns” so portfolio help us to how we can manage the risk and
how we can analysis the market fluctuation in future. We get the
information from the Survey , we found that only commerce
students have knowledge about the portfolio or securities but in
every company they not hiring portfolio manager for investment
purpose..

• So portfolio help us how to manage the risk and how make a proper
portfolio for investment purpose.
 REFERENCE
• www.investopedia.com
• http://study.com
• http://accountingexplained.com
• www.letslearnfinance.com
• http://shodhganga.inflibnet.ac.in
• www.nabble.com
• http://www.stage-gate.com/s
• https://www.sciencedirect.com/science/article/pii/S0737678299000053
• http://www.ucipfg.com/Repositorio/MATI/MATI-08/BLOQUE-
ACADEMICO/Unidad-2/4.pdf
• Robert G.CooperaScott J.EdgettaElkoJ.Kleinschmidta, Journal of Product
Innovation Management, Volume 16, Issue 4, July 1999, Pages 333-351
•
 QUESTIONNAIRE
• How would company describe their financial needs?
• What is investment objective for a company?
• Give your willingness to take risk?
• What is your investment horizon? When do you think
you will need or want to tab into your portfolio?
• Why they investing?
• What is your main investment goal?
• Which portfolio type are you from the choice below?
• Which factor affected portfolio decisions and
objective?
 CONT.....
• According to you, for achieving your portfolio goal invest in which
company?
• Do you analysis changes in Future and Options market before including a
security in your portfolio?
• You expected returns on your portfolio over how much time period?
• When I said portfolio selection what comes in your mind?
• When I said portfolio selection what comes in your mind?
• Why we hiring a portfolio manager?
• In your opinion do “Professional Portfolio managers manage risk more
effectively than others”?
• According to you, for achieving portfolio goal a manager invest in most?
• While undertaking portfolio selection which factor is consider by
portfolio manager?
• Factors like Risk, Job security, Retirement, Family responsibility and Age
affect the portfolio goals of an company employees?
 CONT.....
• Different Demographic variables affect portfolio goal of a employee or
an investor?
• An investor in his portfolio, Which is the following factor is consider
most?
• A employee’s of IT company have better knowledge of Portfolio
management as compare to govt companies
• Type of market in which an investor want to invest?
• State the Source of investment of a employee?
• Investment preference of a particular employee who have knowledge of
portfolio?
• According to you , an investor have to fulfill their short terms needs they
can invest their money into securities ?
• Do you think while drafting short term investment portfolio it is always
necessary to give some weight age to long term investment to settle the
risk associated with short term investment?