BY,

NAVEEN PILLAI
 ABOUT FEDERAL BANK LTD
• Started in 1931.
• Traditional Private sector Bank.
• 672 Branches & 732 ATMs across 24 states.
• Customer base of over 50 Lakhs.
• Net profit of 132 Cr.
• Target: South India-Kerala.
• NRIs-4 lakhs NRI deposits
BUSINESS DISTRIBUTION
 PRODUCTS & SERVICES
• Savings Bank
• Current Accounts
• Loans
• Deposits
• Debit-Cards
• Funds Transfer
• Inward Remittance
• Online Bill Collection
• Demat Accounts
• Mutual Fund
• NRI Banking Service
• Online Tax Payment
• Mobile Banking- FedMobile
• FedNet- Internet Banking
• IDBI Fortis Insurance
VEHICLE LOAN AD
 YUVAMITRA ACCOUNT
• Students beyond matriculation level, including
professional degree/diploma courses or other youth
either employed or doing business, in the age group
of 15 to 35
• Zero balance A/c

• Educational Loan - Preferential treatment to our

account holders

• Assistance in sending applications to universities

abroad - Bank will forward the applications free of
cost. Candidate can save huge courier charges.
 YUVAMITRA ACCOUNT
• Scholarship - Scholarships for selected student account
holders for studies in top 50 Universities abroad for
M.B.A/M.S. Amount to vary depending upon the fee
structure of the foreign university and the financial
status of the candidate. Maximum scholarship will be
75% of the required fee. Upper cap for the scholarship
amount -- US$ 5000. Selection at the sole discretion of
the bank, after announcement through web-site
• Attitude of students towards Yuvamitra is good and
they are attracted.

BY,
NAVEEN PILLAI
 MAHILAMITRA ACCOUNT
• Women above 18 years

• For Gold Cards, a one-time Registration

Charge of Rs.100/- will be collected from the
customer, which will be reimbursed if at least
one POS transaction is carried out within 90
days from the date of activation of card

• Remittance to Children - Remittance to Zero

balance SB account of minor child with any of
our branches – FREE (Maximum 2 accounts).
 MAHILAMITRA ACCOUNT
• Zero balance savings account for minor child
To inculcate the savings habit in the child a Zero
Balance Minor Savings Account in the name of
children (maximum 2 accounts). Visa
International Debit card (Silver) can be given
to the minor above the age of 12 years.
 SURAKSHA DEPOSIT

• A novel scheme for senior citizens from

Federal Bank.

• 0.50 % interest above the normal rates.

• No charges for issue of 2 Demand Drafts per

month with upper limit of Rs.5000/- for senior
citizens maintaining an aggregate deposit of
Rs.25000/-.
 SURAKSHA DEPOSIT
• No collection charges for two instruments per
month with an upper limit of Rs.2500/- for
Senior Citizens maintaining an aggregate
deposit of Rs.25,000/- and above

• Opening of joint accounts permitted

• All resident Indian individuals aged 60 years

and above are eligible
 FEDERAL INSTITUTIONAL SAVINGS
ACCOUNT (FISA)
• A tailor made operative account for Trusts,
Associations, Clubs, Committees, and
Governing Bodies not into business, trading or
rendering professional services for profit or
fee. If you are a Society, then you should be
registered under the Societies Registration
Act, 1860 or other equivalent laws in force.
Your entire income should be exempted from
payment of Income-tax under the Income-Tax
Act, 1961.