Presented by:

Gurjar Pankaj (34)

Jadav Akshay (38)
Kharpate Swapnil (47)
Modi Dhara (59)
 Introduction
 Objectives
 Research Methodology
 Project Undertaken by MHT
 Data Analysis
 Findings
 Suggestion
 Conclusion
 Bibliography
 Gujarat Mahila Housing SEWA Trust (MHT)
 Preparing and finalizing house designs in
consultation with communities and expert
consultants
 Helping the district federations in getting the
designs / plans and cost estimates approved by
the government
 Technical identification and training of masons,
housing construction teams
 Procurement of raw material supply
 Technical inputs, supervision and monitoring of
construction, and
 Linking with other technical agencies as and
when needed
 MHT has total 2 branches. The head office is in
Ahmedabad and the 2 branches are in Vadodara
and Surat..
 To improve the housing and infrastructure conditions and overall
living environment of SEWA members;

 To create improved access to important services such as shelter

finance, legal advice, technical assistance, information on housing
market and shelter related income opportunities for poor working
women; and

 To influence housing and infrastructure related urban and rural

development policies and programmes and bring the benefits of these
policies within the reach

 Facilitating Access to housing, infrastructure and
Environment Upgradation
 Facilitating Access to housing and infrastructure
finance
 Research training and documentation.
 Advocacy and Networking
 Our basic objectives to choose MHT as a study
for our social project were:

 To study how MHT functions.

 To understand the contribution of MHT in
development of the society.
 To study the satisfaction level of beneficiary of
“MHT”.
 Sources of information- Primary data
- secondary data
 Research approach- Interview of people.

- Internet
- Browsers
 Research instrument – Questionnaire.
 Sampling method- Convince sampling.
.
 Sample Size and Area
Jadiba nagar-Vasna
Gayatri nagar- Hatkeshwar
Amraiwadi-near Torrent Power

Size: 25
 Parivartan Yojna

OBJECTIVE:
 To integrate the slums into the main stream of the
city by upgrading them with an active partnership of
the slum dwellers, industrial houses, NGOS and
AMC..
Physical Development:
 Individual Water Supply
 Under Ground Sewerage
 Individual Toilets or Pay and use Facilities.
 Solid Waste Disposal Service.
 Strom Water Drains.
 Internal Roads and Paving
 Street Lighting.
 Land Scaping.
Before
After
A) Objective/Programme Concept:
 The genesis traced back to programs of rural employment,
began in 1980. Started in Gujarat in 1999.
 Objective to help construction of dwelling units by members
SC/ST rural poor below poverty line providing grant-in-aid.
B) Funding Source: State Government
C) Implementing Agency:
Gujarat Mahila Housing SEWA Trust & SEWA
D) Houses constructed so far :
Before Earthquake: 203
After Earthquake: 560
 Process :
Land Allocation & Fund Flow GMHST &
beneficiary SEWA’s influence
Selection at Policy
District State Government Basic Design &
Development Material specified by
Officer Govt.

Allotment of District SEWA’s proposal for

villages & linkages with in-house
beneficiaries habitat resource
centre
SEWA’s selection of Taluka
villages based on Process Ongoing
max. membership

Non-member NGO’s ( Initial Result: Linkages of

beneficiaries later investment by in-house building
taken as SEWA NGO’s, later centre with
members reimbursed by Government
Govt.) schemes
A) Objective/Programme Concept:
Reconstruction of housing for Earthquake affected people
through beneficiary participatory approach to provide houses
along with livelihood.

B) Funding Source: Donors, Grants from institutions

( National & International)

C) Implementing Agency:
Gujarat Mahila Housing SEWA Trust & SEWA

D) Houses planned to be constructed by June 2004: 5000

 Process :
Land Allocation Beneficiary Participatory Implementing
Selection Approach

Own Beneficiary Govt. Packages Design: evolved with

Land. based on category beneficiary & local needs

Limitations in Community capacity building

category list –no. of through technical & system
re-surveys related Trainings
Fund Flow
Unclear category Involvement of local
selection Policy community in whole process
Total Grant Village Head Committee
disbursed initially Result in non- members
to NGOs provision of scheme
to really affected Liasoning with Purchase &
people Govt. & record
beneficiary keeping
A) Objective/Programme Concept:
 To ensure availability of safe and legal electricity
supply to slum residents with the help of AMC, AEC
and NGOs
 To minimize process time for new connection,
organize and operate a proper bill recovery system.
 To eliminate unauthorized use of electricity,
regularize connections and minimize techno
commercial losses.
B) Funding Source: AEC & SEWA bank
C) Implementing Agency: Gujarat Mahila Housing SEWA
Trust & SEWA
•Meter reading by the CBO at an interval of 15 days
A) Objective/Programme Concept:
 To provide skills training for various trades in construction
industry to all construction workers with a focus on women
workers.
 To provide basic functional literacy to construction workers.
 Testing, evaluation and certification of skilled construction
workers.
 Development and promotion of alternative and low cost
construction methods and material.
 To carry out distance learning and refresher courses.
 B) Activities:
 MHT established a training center providing skill upgradation
training like masonry, plaster pointing and tiling.
 It partnered with the Construction Industry Development
Council (CIDC) to undertake testing and certification of
trained workers.
 It provided training like masonry; plaster pointing, tiling,
carpentry, plumbing and lab technician to unskilled and semi-
skilled women construction workers.
 The testing and certification was jointly carried out by CIDC
and IGNOU
Q.1:- Have you ever got benefit of MHT ?
Ans: Here we selected all people who had
got benefit from MHT once.
Q.2:- How do you come to know about MHT ?

No. Particular Frequency %

1 They come to you 20 80
2 Through media 03 12
3 By other any way 02 08
TOTAL 25 100
120

100
 INTERPRETATION:-
From the above
80 information we can
conclude that 80%
% beneficiary of MHT
60 80
Frequency know about MHT by
MHT’S employee come
40
to their home,12% know
from media and 8%
20 know from other way.
20 12 8
0 3 2
They come to you Through media By other any way
SR.NO. Particular Frequency %

1 Positive 20 80
2 Negative 02 08
3 Mixed 03 12
TOTAL 25 100
 As per above graph we
can interpret that 80%
beneficiary get positive
response from MHT’S
employee, 12% people
get mixed response and 8
% get negative response.
  
Sr. No. Particular Frequency %
1 Ujala Yojna 03 12
2 Parivartan Yojna 05 20
3 Karmika Project 06 24
4 Reconstruction Project 08 32
5 Aawas Yojna 03 12
Total 25 100
  From the above
12
information we can see that
12 12% people are beneficiary
of Ujala Yojna, 20% people
are beneficiary of
3 3 Parivartan Yojna, 24%
Ujala Yojna people are beneficiary of
20 Parivartan Yojna Karmika Project , 32%
5 people are beneficiary of
Karmika Project Reconstruction Project and
8
32 Reconstruction Project 12% people are beneficiary
of Aawas Yojna.
Aawas Yojna
6

24
 Sr. No. Particular Frequency %
1 Yes 17 68
2 No 08 32
Total 25 100

INTERPRETATION:-

From the above information we can see that 68% of beneficiary of

MHT got loan through MHT.
SR.NO. Particular Frequency %

1 Go to bank for paying 03 18

2 MHT’S emp. Come for collecting 14 82
3 By other way 00 00
TOTAL 17 100
  As per above graph we
can interpret that most of
100
the loan taker pay
82
80
60
installment through
40 18 MHT’s employee
20 Frequency
3 14 0 %
0 %
0 Frequency
Go to bank for

emp.Come for
paying

By other way
collecting
MHT”S
Sr. No. Particular Frequency %
1 Yes 24 96
2 No 01 04
Total 25 100

INTERPRETATION:-

From above information we can see that MHT’S employee give proper guide line
to the people.
 Sr. No. Particular Frequency %
1 Yes 25 100
2 No 00 00
Total 25 100

INTERPRETATION:-

From above information we can see that beneficiary of MHT feel that MHT’S
services are very helpful them.
Sr. No. Particular Frequency %
1 Fully satisfied 16 64
2 satisfied 08 32
3 Moderate satisfied 01 04
4 Dissatisfied 00 00
5 Fully Dissatisfied 00 00
Total 25 100
  As per above graph we can
interpret that 64%
beneficiary are fully
satisfied with MHT’S
80 service, 32% beneficiary
70
are fully satisfied with
60
MHT’S servise,4%
50 64
beneficiary are fully
40 %
satisfied with MHT’S
30
20
32
Frequency
service and no one told that
10 16 he/she is not dissatisfied
0
8 4
1 0 0 with MHT’S service.
Fully
satisfied
Moderate
satisfied
Fully
Dissatisfied
satisfaction level is very
high in MHT’s beneficiary.
SR.NO. Particular Frequency %

1 Insurance 15 60

2 Savings/Current A/c 7 28

3 Labor Union 3 12

TOTAL 25 100
 The demand for Insurance
services are promptly
required by the Slum
dwellers.

 
 › Findings from Secondary Data:
  
 MHT is the mediator between the slum dwellers
and the Govt. Bodies
 It is also in the construction sector by providing
training to women (Karmika project).
 MHT also provides employement to women by
including them as Spearhead leaders.
 MHT also recommends Sewa bank for providing
loan to the slum dwellers.
 › Findings from Primary Data:
 
 The Beneficiaries are happy with the Loan ambersment
method.
 The Reconstruction Project is the most preferred scheme
as per our survey.
 At least 8% of people are still not satisfied by the
functioning of MHT.
 The beneficiaries also want that the MHT should also start
other facilities like…..
 Life Insurance and Health care
 Savings/Current A/c facility
 Help in development of Labor Union
 The Door-to-Door collection level helps it reducing the
NPA of the Sewa Bank.
 
 MHT should not only be the Mediator should also
develop it self as a leader.
 
 Should help the Slum Dwellers in the legal activities and
also should provide Legal support in Developing of
Labor Union.
 
 Should collaborate with an Insurance agency to provide
facilities like Life insurance and other insurance
schemes.
 
 Should motivate the Slum Dwellers towards savings.
 MHT as a sister organization of SEWA is working
on various projects whose main aim is development of lower
income group of the society  It works for their upliftment and
to improve their standard of living in the society as a
whole. It has improved the housing and infrastructure
conditions and overall living environment of SEWA
members It has provided safe and legal electricity supply to
slum residents with the help of AMC, AEC and NGOs
through its Ujala Yojna. It also involves slum dwellers in the
supply and payment of dues through CBOs (community
based org.)
 www.sewa.org
 www.sewahousing.org
 www.sewabank.com
 - Asnani P. U., Slum Networking Project – Ahmedabad Good Urban
Governance
 Campaign – India Launch; Learning from One Another, Page # 308 –
331, September-2001 
 - Bhatt Bijal, Ahmedabad Parivartan Programme, Good Urban
Governance Campaign –
 India Launch; Learning from One Another, Page # 285 – 290, September
2001
 - Wealth Creation & Well Being Impacts of Slum Up gradation &
Improved Service
 Delivery to the poor – WSP – SA - Bhatt Bijal, Good Governance
Through Partnership: Ahmedabad – Parivartan Programme
 Shelter – Volume IV, No. 2, Page # 22 – 27, April 2001, 
 - Parivartan & Its Impact: A Partnership Programme of Infrastructure
Development in
 Slums of Ahmedabad City – Gujarat Mahila Housing SEWA Trust