m In finance, the purchase of a financial product or

other item of value with an expectation of

favourable future returns. In general terms,
investment means the use money in the hope of
making more money.

m In business, the purchase by a producer of a

physical good, such as durable equipment or
inventory, in the hope of improving future
business.
m @o find out the most preferred investment option.

m Which macroeconomic factors affect the

performance of mutual funds.

m @o get insight knowledge about mutual funds.

m Rescriptive research has been used.

m Sampling used is convenient one.

m Rata collection is through two sources:-

m Secondary- @hrough different sites.
m Primary- We made questionare.
m @o make our financial future safe as investment is
the foundation.

m By investing wisely one can make better life

standards and increase our future wealth.

m @o beat Inflation.

m @o fund future needs.

m jeneral investors

m Businessmen

m Entrepreneurs

m Researchers.
m Past market trends
m Our risk appetite
m Investment horizon
m Investment need
m Expected returns
m Remography of the investors
m Perception of the investors
 mutual fund is a portfolio of stocks, bonds, or
other securities that is collectively owned by
hundreds or thousands of investors and managed
by a professional investment company.
m  great deal of time and expertise is required to
analyze a company.

m Purchasing individual securities involves higher

transaction costs.

m Owning individual stocks means you are less likely

to have proper diversification.
m Professional Management
m Riversification
m Convenient dministration
m Return Potential
m Low Costs
m Liquidity
m @ransparency
m Flexibility
m Choice of schemes
m @ax benefits
m Well regulated
SEBI Regulations, 1996 regulates the structure of
mutual funds. Mutual funds in India are constituted
in the form of a Public @rust created under @he
Indian @rusts ct, 1882.Mutual funds have the
following three-tier structure:

1.Sponsor
2.@rust / @rustee
3.sset Management Company
O
 O

 
 

Open-end funds jrowth funds

Closed-end funds Income funds

Interval funds Balanced funds

m !   India's population is young, with 54%
under the age of 25 and 80% under 45 and the
percentage of working population is rising rapidly.

Younger population means-

m Income levels to rise.

m Increased household consumption.

m Significant increase of lab or supply.

m Large population and favourable demographics.

m =
 


=
@his is the major factor which has contributed to
mutual fund emerging as a great investment
vehicle for every category of investors and made
mutual fund one of the most preferable way to
generate return.

6      Inflation has always

been one of the most important macroeconomic
factor.
m 6 


  Rue to increase in
global trade and finance, W@O has laid down
common rules to facilitate smooth trade among
member countries irrespective of their size.

m Mutual funds have been a significant source of

investment in both government and corporate
securities. It has been for decades the monopoly
of the state with U@I being the key player, with
invested funds exceeding   
m è


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m 
 
=  
m !"  

m !
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m $ 
%

m ! !

m Investment of jold

m Real Estate Mutual Funds

m @he Indian mutual fund industry needs to widen its
range of products with affordable and competitive
schemes to tap the semi-urban and rural markets
in order to attract more investors.

m Mutual fund companies are also required take

advantage of the growing opportunity in the
commodities market.
m @he mutual funds could also enable the small
investors to participate in the real estate boom
through real estate mutual funds.

@he Indian mutual fund industry is in a position to

cater to the new breed of investors who are keen
to diversify their risks.
m @ t
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