GREEN

BANKING
 Green banking

1) Introduction
Green banking is like a normal bank, which considers all the social and
environmental factors, it is also called as a ethical bank. Ethical banks
have started with the aim of protecting the environment. These banks are
like a normal bank which aims to protect the environment and it is
controlled by same authorities as what a traditional banks do.
2) How do Green/Ethical banking differs from Normal banking?
3) Benefits of Ethical/Green banking
 Green Bank Directory
 
To be listed in the Green Bank Report Directory a bank has to meet the following
criteria:
*Be a member bank of the FDIC in the United States or a global leader in the green
banking industry
*Offer environment-friendly online banking products and/or incentives to convert
customers to online banking
*Demonstrate a willingness to support environment initiatives
*Demonstrate responsible practices in their local community
*If bank meets these criteria  have to contact Green Bank Report for review.

MEMBER OF FDIC
Green Bank Report was formed to help further the cause of green banking in the United Kingdom,
United States and across the rest of the world. This site is dedicated to reporting on the latest green
banking news and the best green banking deals and rates, in the hope that more people will utilize
green banks to help reduce the environmental impact of banking activities.  We have partnered with
several non-profit organizations to promote eco-friendly banking practices.
 
Green banking coverage includes:
Sustainable banking
Ethical banking
Green mortgages
Green loans
Green credit cards
Green savings accounts
Green checking accounts
Green CDs
Green money market accounts
Mobile banking
Online banking
Remote deposit (RDC)
 
GREEN BANK RATE MONITOR
 Interest Rate Benchmarks

Particular Rates Particular Rates

Federal Funds 0.25% Discount Rate 1.75%

Rate

90-day Treasury 0.18% 180-day Treasury 0.44%

Bill Bill

2-year Treasury 1.12% 5-year Treasury 2.23%

Bill Bill
10-year Treasury 4.23% 30-year Treasury
Note Note 4.66%

15-year Fixed 4.04%

Rate Mortgage 30-year Fixed Rate
3.65%
Mortgage

1-year Adjustable 3.56% 5-year Adjustable 3.77%

Rate Mortgage Rate Mortgage
 SOME OF THE GREEN BANKS

1) RBC Royal Bank in Canada

• Service
• deposit rates
• RBC Bank’s Green Lending Initiatives

2) PNC

3) Shore pacific bank

 LIST OF GREEN OR ETHICAL
BANKS

Triodos Bank, The Netherlands

Co-operative Bank, United Kingdom
Reliance Bank, United Kingdom
ShoreBank, USA
RSF Social Finance, San Francisco and New York, USA
Shared Interest, United Kingdom,
Wainwright Bank, USA
Cultura Bank, Norway
GLS bank, Germany
EthikBank, Germany
JAK members bank, Sweden, interest-free bank
Citizens Bank, Canada
Bendigo Bank, Australia [
Crédit coopératif & NEF France
The Alternative Bank Schweiz, Switzerland
Banca Etica, Italy
 Green Banking in India

1) Introduction
2) Opportunities
3) Banks followed
4) Hints to Indian banks & industries
5) Conclusion