Presentation on Mobile Banking

CSE - 101
Prepared For:
Ahsanullah M. Dewan
Senior Lecturer
Department Of CSE
East West University

Prepared By:
Abu Shaeekh Md. Ishaque
ID: 2007-2-13-010
Partha Sarathi Roy
ID: 2007-2-10-095

Section: 06
 About Mobile Banking
Mobile Banking is a electronic banking system through
Mobile

By using Mobile banking system one can get banking

facility from any where of the World

It is the most easiest banking system ever before

People can save their valuable time by using Mobile

Banking.
 About Our Survey
We have done a survey on 25 different
aged people between 18-56 about mobile
banking and we have got some valuable
information.

The most important information we have

presenting below -
1.People Who Use Mobile Phone
From our survey we have found that:
 100% people use mobile phone in Dhaka city.
 Their age is between 18 to 56
 80% people use mobile phone age between 18 to 25
 12% people use mobile phone age between 31 to 35
 4% people use
mobile phone age between Under 18
18-25
both 26 to 30 and 51 to 55.
26-30
 In our survey we did not get 31-35
any people age under 18, 51-55
56+
above 15 and between
36 to 40.
2.Perpose Of Using Mobile Phone
In real case we have seen that: Service Catagory
100% people use Mobile
Phone for Receiving & Making
120% Receive Call
Call
96% for SMS 100% Make Call
24% both for MMS and Internet 80% SMS
76% for games 60% MMS

tage
92% use Calculator
n
40% Internet
20% for others Perce
20% Banking
no one use mobile for banking
0% Games
1 Calculator
Services Others
3.People Who Knows WAP
From our survey we
have found that Know WAP
Don't Know
88% people know what
WAP does
12% people totally
ignore about WAP
only 48% people’s
mobile are WAP
enable, they can
access Internet through
WAP WAP Enable
WAP Disable
52% people know what
is WAP but do not use
WAP’s service
 4.Classification Of Bank
About 92% people use private
Bank
Only 8%people use
Government Bank.

Most People use Private Bank

private bank for it’s
great and speedy Govt. Bank
service
5.Classification Of Bank Account
Service Catagory
Most of the people use
savings account.
100%
Individual percentages Savings
are: 80%
Current
– Savings: 92% 60% Fixed Deposit
– Current: 8%

e
Cheque Account

g
40%
enta
– Fixed Deposit: 20%
rc
e
P
Pay Utility Bil
20%
– Cheque Account: 64% Creditcard Account
– Pay Utility: 56% 0%
1
– Credit Card : 8%
Services
6.How Frequently People Do Bank
On average people Use:
– Branch: a few times a month
– ATM: a few times a week
– Telephone: a few times a month
– Internet: several times a day
– Mobile: several times a day

Nobody ever done banking through mobile phone, but

every one is very much interested in Mobile Banking &
if service available, they want to use this service.
 7.Advantages & Risks
Advantages: About 86%
people think that, by
using Mobile Banking
they can get advantages.
Risks: Most of the people
do not know about the Advantage
risks of mobile banking. Undefined
Some people think that
mobile banking may be
risks. Risks are
– Spread out the secret
information
– Transaction is not
secure through mobile
– Transaction can be
tampered by others
 8. People Prefer Most With Mobile Banking:
Sequences are shown here on the basis of priority:
1. Transfer Fund
2. Enquire Balance
3. Trade Stocks
4. Pay Utility Bill
5. Request Statement
6. Receive Threshold Alert
7. Find Branches/ATM location
8. Send/Receive Remittance
9. Receive Credit Card Related Threshold Alert
10. Purchase & Read News
11. Purchase Phone Card
12. Purchase & Receive Weather Update
13. Purchase & Receive Games Update Such As Cricket
14. Purchase Movie Ticket
15. Purchase Games
16. Purchase Ring tone
9.Qualification Of Consumer

According to Survey:

72% people are

Undergraduate HSC/Year 12/A-level
8% are Graduate and Bachelor degree
20% are Post Master degree
Graduate
 10.Meadia Of Banking
Our survey show that:
– Mobile is the 1st preferred
Banking channel,44% prefer it
as 1st media of Banking
– ATM is 2nd preferred media
of Banking, 32% Prefer it. Branch
– Bank Branch is 3rd preferred ATM
media of Banking, 12% Prefer it Internet
– Internet is 4th preferred media Phone
of Banking, 8% Prefer it Mobile
– Phone is 5th preferred media
of Banking, 4% Prefer it
 Opinion
In our survey we have found that, people
are very much interested in Mobile
Banking. If Mobile Banking service will
available in Bangladesh, people use it
hugely.
ThankYou