Rajkot Co-operative Bank

Important documentation It provide interest rate @ 3.5% Account holder ca withdrawn money 5 times in a month

Punjab National Bank

- Important documentation

- PNB MITRA - PNB VIDYARTHI

HDFC Bank
- Important documentation

- It provide saving account at minimum Rs. 10,000 with free cheque book and ATM card

Rajkot Co-operative Bank - It provides 50% concession to the partnership firm,

company and other institute

Punjab National Bank

concessions on maintenance of quarterly averaging balance of Rs. 1,00,000/- and above

HDFC Bank
It provide current account at minimum Rs 10,000 and with free withdrawal service at home branch and customer can deposit maximum RS. 10,000/- per day

Rajkot Co-operative Bank

It provide fixed deposit on time basis It charge minimum rate @ 3.75% on FD It charge minimum rate @ 7.25% on FD

Punjab National Bank

SPECTRUM FIXED DEPOSITE- FD features tailor made to

individuals requirements PNB TAX SAVER Tax benefit on term deposit

HDFC Bank
Bank provide fixed deposit which calculate interest at

quarterly basis for deposits of 6 months and above and The period of Fixed Deposit is calculated in number of days. This ban follows simple interest method

Rajkot Co-operative Bank

NA

Punjab National Bank

- To open an account minimum deposit will be 25,000

required. It also provides Free Lockers facility for the customers maintaining a minimum balance of Rs.500000

HDFC Bank
One Year to less than 2 Years it charge 2.77% Two Years to less than 3 Years it charge 2.76% Three Years to 5 Years it charge 3.31%

Rajkot Co-operative Bank

NA

Punjab National Bank

This bank provide core banking system and all the

transaction are possible for account holder to operate with the help of core banking system

HDFC Bank: - This bank provide core banking system and all the transaction are possible for account holder to operate with the help of core

Rajkot Co- operative Bank

NA

Punjab National Bank

-This bank provide mutual fund of UTI.

HDFC Bank

This bank provide mutual fund of the following companies TATA Mutual fund Prudential ICICI Mutual fund Standard Chartered Mutual fund ING Mutual Fund

Rajkot Co- operative Bank

This bank is providing insurance of the following

companies General Insurance ING life insurance

Punjab National Bank

This bank provide insurance of LIC

HDFC Bank
This bank provides insurance of HDFC EGRO with Premium
discount up to 15% available for security features which Protection for both your home and its contents

Rajkot Co- operative Bank

NA

Punjab National Bank

This bank provides D-mat account service25% concession
on Annual Custody Charges for D-Mat Services

HDFC Bank
This bank provides D-MAT account service with minimum
advance fees of Rs.2500/-

Rajkot Co- operative Bank

NA

Punjab National Bank

This bank is appointing a person to handle premium
customer account

HDFC Bank
This bank is appointing a person to handle premium

customer account

Rajkot Co- operative Bank

NA

Punjab National Bank

This bank charge Rs. 2/- on the transaction at minimum

amount Rs. 30,000/-

HDFC Bank
This bank settles the ECS transaction within 1 day

Rajkot Co- operative Bank

NA

Punjab National Bank

This Bank provides high value clearing service which
clear transaction within 25 min in all over India

HDFC Bank
This Bank provides high value clearing service which clear

transaction within 30 min in all over India

Rajkot Co- operative Bank

NA

Punjab National Bank

This bank provides underwriting at 6 % premium on various
schemes available

HDFC Bank
This bank provide under writing through Smart life
insurance

Rajkot Co- operative Bank

This bank is providing following type of the term loan -Hiring loan -Agricultural loan -Building loan This bank provide above loan up to the 25, 00,000 Rs.

Punjab National Bank

This bank provide following type of term loan - Hiring loan - Agricultural loan - Infrastructure loan This bank provide term loan of Rs 3, 00,000 to the employee

HDFC Bank

This bank provide term loan up to Rs.4, 00,000/-

Rajkot Co- operative Bank

This bank provide cash credit to the SBUs and the industry

up to Rs. 15, 00,000/-

Punjab National Bank

This bank provide cash credit facility up to Rs 25, 00,000/-

HDFC Bank
This bank provide cash credit facility up to Rs 20, 00,000/-

Rajkot Co- operative Bank

This bank provide medium term housing loan

Punjab National Bank

This bank provide housing loan up to Rs. 10, 00,000

HDFC Bank
This bank provide housing loan at 8.25% premium

Rajkot Co- operative Bank

This bank provide loan to only two wheeler vehicles as per

the rule of RTO

Punjab National Bank

This bank provide vehicle loan with minimum 20% margin

and with 25, 00,000 minimum income per annum

HDFC Bank
Flexible repayment options, ranging from 12 to 48 months

available with this bank in vehicle loan

Rajkot Co- operative Bank

NA

Punjab National Bank

It includes Vivaha loan for marriages, Paryatak Loan for tour/travel, Arogya loan for medical treatment

HDFC Bank
This bank provide personal loan to those applicants
whose minimum income is of Rs. 10,000 and with necessary documents checking

Rajkot Co- operative Bank

Punjab National Bank

These banks provide education loan and it pays 75% amount initially it includes the following things: Tuition Fee Hostel fee It provide 1 year gracing period after completing the education to repay the loan This bank provide education loan of "VIDYALAKSHYAPURTI" at minimum amount of Rs. 4, 00,000/This bank is providing education loan up to Rs. 12, 00,000/with Tenure Up to 84 Months Including Moratorium

HDFC Bank

Rajkot Co- operative Bank

NA

Punjab National Bank

This bank provides 125% rate against mortgage loan with additional securities This bank provide 1.5% rate against mortgage loan

HDFC Bank

Rajkot Co- operative Bank

This bank is providing locker facilities which can be used by the customer during the baking hours only This bank is providing locker facilities which can be used by the customer during the baking hours only

Punjab National Bank

HDFC Bank
This bank is providing locker facilities which can be

used by the

customer during the baking hours only

Rajkot Co- operative Bank Punjab National Bank

This bank provides online booking and information through

NA

(a) Rail Reservation

(b)Mobile Charging

IRCTC payment gateway

This bank provides mobile recharging facility and rail

HDFC Bank

This bank provides mobile recharging facility which can be operated by the account holder through internet

reservation facility which can be operated by the account holder through internet

Rajkot Co-operative Bank

NA

Punjab National Bank

This bank provide ATM card at Rs. 100/- pa.

HDFC Bank
This bank is providing free ATM card

Rajkot Co- operative Bank Punjab National Bank

NA

This bank provide 1 types of card

HDFC Bank

Gold Debit Card: - Gold debit card is issued to Premium customers maintaining minimum Quarterly average balance of Rs.50000 in Saving fund A/c and Rs. 100000/- in Current A/c

This bank provide 2 types of card

Gold Credit Card:- minimum repayment 5% of 200 Rs Silver Credit Card:- :- minimum repayment 5% of 200 Rs.

Rajkot Co-operative Bank

This bank is affected by RBI and government policies and
also follows all the norms of RBI and Government policies

Punjab National Bank

This bank is affected by RBI and government policies and
also follows all the norms of RBI and Government policies

HDFC Bank
This bank is affected by RBI and government policies and
also follows all the norms of RBI and Government policies

Rajkot Co-operative Bank

All the grievances would be solved by branch manager no need to contact any other system

Punjab National Bank

All the grievances would be solved by branch manager no need to contact any other system

HDFC Bank
All the grievances would be solved by branch manager

no need to contact any other system

Rajkot Co-operative Bank

Bank contact regional office or collect information

through KYC form

Punjab National Bank

Bank contact regional office or collect information
through KYC form

HDFC Bank

Bank contact regional office or collect information through KYC form

Rajkot Co-operative Bank

NA

Punjab National Bank

Bank cut down NPA to increase the profit of the bank and

the risk management system would be strengthened at all levels from doing due diligence on the borrower, monitoring loans accounts and upgrading weak accounts. Similarly, the recovery mechanism would be implemented effectively

HDFC Bank
Bank working effectively at all level to increase the profit

as per NPA rules

Rajkot Co- operative Bank

Bank collect all the information of the customer by filling

Punjab National Bank

up the form KYC at the initial stage which contain all the mandatory information about the customer i.e. Name, Occupation, Mobile no. , Responsibilities Bank collect all the information of the customer by filling up the form KYC at the initial stage which contain all the mandatory information about the customer i.e. Name, Occupation, Mobile no. , Responsibilities Bank collect all the information of the customer by filling up the form KYC at the initial stage which contain all the mandatory information about the customer i.e. Name, Occupation, Mobile no. , Responsibilities

HDFC Bank