COMO EVOLUI UMA DÍVIDA NO CARTÃO DE CRÉDITO SE VOCÊ PAGAR APENAS O VALOR

MÍNIMO DA FATURA?

Normalmente, ao receber a fatura de cartão de crédito, há a opcão de pagar o valor total ou

de pagar apenas o valor mínimo, que corresponde a 10% do valor total, para permanecer em
dia com sua operadora de cartão de crédito.
Veja abaixo como evoluirá sua dívida se você adotar a estratégia de pagar apenas o valor mínimo.

Total da Fatura R$ 1,000.00 Preencha somente os

Pagamento mínimo R$ 100.00 campos em vermelho

Encargos contratuais 10.00% ao mês

(juros) cobrados

Saldo Devedor Valor pago Dívida Total Pago

Meses Anos (10%) remanescente (Acumulado)
1 1,000.00 100.00 900.00 100.00
2 990.00 99.00 891.00 199.00
3 980.10 98.01 882.09 297.01
4 970.30 97.03 873.27 394.04
5 960.60 96.06 864.54 490.10
6 950.99 95.10 855.89 585.20
7 941.48 94.15 847.33 679.35
8 932.07 93.21 838.86 772.55
9 922.74 92.27 830.47 864.83
10 913.52 91.35 822.17 956.18
11 904.38 90.44 813.94 1,046.62
12 1 895.34 89.53 805.80 1,136.15
13 886.38 88.64 797.75 1,224.79
14 877.52 87.75 789.77 1,312.54
15 868.75 86.87 781.87 1,399.42
16 860.06 86.01 774.05 1,485.42
17 851.46 85.15 766.31 1,570.57
18 842.94 84.29 758.65 1,654.86
19 834.51 83.45 751.06 1,738.31
20 826.17 82.62 743.55 1,820.93
21 817.91 81.79 736.12 1,902.72
22 809.73 80.97 728.76 1,983.69
23 801.63 80.16 721.47 2,063.86
24 2 793.61 79.36 714.25 2,143.22
25 785.68 78.57 707.11 2,221.79
26 777.82 77.78 700.04 2,299.57
27 770.04 77.00 693.04 2,376.57
28 762.34 76.23 686.11 2,452.81
29 754.72 75.47 679.25 2,528.28
30 747.17 74.72 672.45 2,603.00
31 739.70 73.97 665.73 2,676.97
32 732.30 73.23 659.07 2,750.20
33 724.98 72.50 652.48 2,822.69
34 717.73 71.77 645.96 2,894.47
35 710.55 71.06 639.50 2,965.52
36 3 703.45 70.34 633.10 3,035.87
37 696.41 69.64 626.77 3,105.51
38 689.45 68.94 620.50 3,174.45
39 682.55 68.26 614.30 3,242.71
40 675.73 67.57 608.16 3,310.28
41 668.97 66.90 602.07 3,377.18
42 662.28 66.23 596.05 3,443.41
43 655.66 65.57 590.09 3,508.97
44 649.10 64.91 584.19 3,573.88
45 642.61 64.26 578.35 3,638.15
46 636.19 63.62 572.57 3,701.76
47 629.82 62.98 566.84 3,764.75
48 4 623.53 62.35 561.17 3,827.10
49 617.29 61.73 555.56 3,888.83
50 611.12 61.11 550.01 3,949.94
51 605.01 60.50 544.51 4,010.44
52 598.96 59.90 539.06 4,070.34
53 592.97 59.30 533.67 4,129.63
54 587.04 58.70 528.33 4,188.34
55 581.17 58.12 523.05 4,246.45
56 575.35 57.54 517.82 4,303.99
57 569.60 56.96 512.64 4,360.95
58 563.91 56.39 507.51 4,417.34
59 558.27 55.83 502.44 4,473.17
60 5 552.68 55.27 497.42 4,528.43
61 547.16 54.72 492.44 4,583.15
62 541.69 54.17 487.52 4,637.32
63 536.27 53.63 482.64 4,690.94
64 530.91 53.09 477.81 4,744.04
65 525.60 52.56 473.04 4,796.59
66 520.34 52.03 468.31 4,848.63
67 515.14 51.51 463.62 4,900.14
68 509.99 51.00 458.99 4,951.14
69 504.89 50.49 454.40 5,001.63
70 499.84 49.98 449.85 5,051.61
71 494.84 49.48 445.35 5,101.10
72 6 489.89 48.99 440.90 5,150.09
73 484.99 48.50 436.49 5,198.59
74 480.14 48.01 432.13 5,246.60
75 475.34 47.53 427.81 5,294.13
76 470.59 47.06 423.53 5,341.19
77 465.88 46.59 419.29 5,387.78
78 461.22 46.12 415.10 5,433.90
79 456.61 45.66 410.95 5,479.56
80 452.04 45.20 406.84 5,524.77
81 447.52 44.75 402.77 5,569.52
82 443.05 44.30 398.74 5,613.82
83 438.62 43.86 394.76 5,657.69
84 7 434.23 43.42 390.81 5,701.11
85 429.89 42.99 386.90 5,744.10
86 425.59 42.56 383.03 5,786.66
87 421.33 42.13 379.20 5,828.79
88 417.12 41.71 375.41 5,870.50
89 412.95 41.29 371.65 5,911.80
90 408.82 40.88 367.94 5,952.68
91 404.73 40.47 364.26 5,993.15
92 400.68 40.07 360.62 6,033.22
93 396.68 39.67 357.01 6,072.89
94 392.71 39.27 353.44 6,112.16
95 388.78 38.88 349.91 6,151.04
96 8 384.90 38.49 346.41 6,189.53
97 381.05 38.10 342.94 6,227.63
98 377.24 37.72 339.51 6,265.36
99 373.46 37.35 336.12 6,302.70
100 369.73 36.97 332.76 6,339.68
101 366.03 36.60 329.43 6,376.28
102 362.37 36.24 326.13 6,412.52
103 358.75 35.87 322.87 6,448.39
104 355.16 35.52 319.64 6,483.91
105 351.61 35.16 316.45 6,519.07
106 348.09 34.81 313.28 6,553.88
107 344.61 34.46 310.15 6,588.34
108 9 341.17 34.12 307.05 6,622.46
109 337.75 33.78 303.98 6,656.23
110 334.38 33.44 300.94 6,689.67
111 331.03 33.10 297.93 6,722.77
112 327.72 32.77 294.95 6,755.54
113 324.45 32.44 292.00 6,787.99
114 321.20 32.12 289.08 6,820.11
115 317.99 31.80 286.19 6,851.91
116 314.81 31.48 283.33 6,883.39
117 311.66 31.17 280.49 6,914.56
118 308.54 30.85 277.69 6,945.41
119 305.46 30.55 274.91 6,975.96
120 10 302.40 30.24 272.16 7,006.20
121 299.38 29.94 269.44 7,036.13
122 296.39 29.64 266.75 7,065.77
123 293.42 29.34 264.08 7,095.12
124 290.49 29.05 261.44 7,124.16
125 287.58 28.76 258.83 7,152.92
126 284.71 28.47 256.24 7,181.39
127 281.86 28.19 253.67 7,209.58
128 279.04 27.90 251.14 7,237.48
129 276.25 27.63 248.63 7,265.11
130 273.49 27.35 246.14 7,292.46
131 270.75 27.08 243.68 7,319.53
132 11 268.05 26.80 241.24 7,346.34
133 265.37 26.54 238.83 7,372.87
134 262.71 26.27 236.44 7,399.15
135 260.09 26.01 234.08 7,425.15
136 257.48 25.75 231.74 7,450.90
137 254.91 25.49 229.42 7,476.39
138 252.36 25.24 227.12 7,501.63
139 249.84 24.98 224.85 7,526.61
140 247.34 24.73 222.60 7,551.35
141 244.87 24.49 220.38 7,575.83
142 242.42 24.24 218.17 7,600.08
143 239.99 24.00 215.99 7,624.07
144 12 237.59 23.76 213.83 7,647.83
145 235.22 23.52 211.69 7,671.36
146 232.86 23.29 209.58 7,694.64
147 230.54 23.05 207.48 7,717.70
148 228.23 22.82 205.41 7,740.52
149 225.95 22.59 203.35 7,763.11
150 223.69 22.37 201.32 7,785.48
151 221.45 22.15 199.31 7,807.63
152 219.24 21.92 197.31 7,829.55
153 217.04 21.70 195.34 7,851.26
154 214.87 21.49 193.39 7,872.74
155 212.73 21.27 191.45 7,894.02
156 13 210.60 21.06 189.54 7,915.08
157 208.49 20.85 187.64 7,935.92
158 206.41 20.64 185.77 7,956.57
159 204.34 20.43 183.91 7,977.00
160 202.30 20.23 182.07 7,997.23
161 200.28 20.03 180.25 8,017.26
162 198.27 19.83 178.45 8,037.08
163 196.29 19.63 176.66 8,056.71
164 194.33 19.43 174.90 8,076.15
165 192.39 19.24 173.15 8,095.39
166 190.46 19.05 171.42 8,114.43
167 188.56 18.86 169.70 8,133.29
168 14 186.67 18.67 168.00 8,151.95
169 184.80 18.48 166.32 8,170.43
170 182.96 18.30 164.66 8,188.73
171 181.13 18.11 163.01 8,206.84
172 179.32 17.93 161.38 8,224.77
173 177.52 17.75 159.77 8,242.53
174 175.75 17.57 158.17 8,260.10
175 173.99 17.40 156.59 8,277.50
176 172.25 17.22 155.02 8,294.73
177 170.53 17.05 153.47 8,311.78
178 168.82 16.88 151.94 8,328.66
179 167.13 16.71 150.42 8,345.37
180 15 165.46 16.55 148.92 8,361.92
181 163.81 16.38 147.43 8,378.30
182 162.17 16.22 145.95 8,394.52
183 160.55 16.05 144.49 8,410.57
184 158.94 15.89 143.05 8,426.47
185 157.35 15.74 141.62 8,442.20
186 155.78 15.58 140.20 8,457.78
187 154.22 15.42 138.80 8,473.20
188 152.68 15.27 137.41 8,488.47
189 151.15 15.12 136.04 8,503.59
190 149.64 14.96 134.68 8,518.55
191 148.14 14.81 133.33 8,533.36
192 16 146.66 14.67 132.00 8,548.03
193 145.20 14.52 130.68 8,562.55
194 143.74 14.37 129.37 8,576.93
195 142.31 14.23 128.08 8,591.16
196 140.88 14.09 126.80 8,605.24
197 139.48 13.95 125.53 8,619.19
198 138.08 13.81 124.27 8,633.00
199 136.70 13.67 123.03 8,646.67
200 135.33 13.53 121.80 8,660.20
201 133.98 13.40 120.58 8,673.60
202 132.64 13.26 119.38 8,686.87
203 131.31 13.13 118.18 8,700.00
204 17 130.00 13.00 117.00 8,713.00
205 128.70 12.87 115.83 8,725.87
206 127.41 12.74 114.67 8,738.61
207 126.14 12.61 113.53 8,751.22
208 124.88 12.49 112.39 8,763.71
209 123.63 12.36 111.27 8,776.07
210 122.39 12.24 110.15 8,788.31
211 121.17 12.12 109.05 8,800.43
212 119.96 12.00 107.96 8,812.42
213 118.76 11.88 106.88 8,824.30
214 117.57 11.76 105.81 8,836.06
215 116.39 11.64 104.75 8,847.70
216 18 115.23 11.52 103.71 8,859.22
217 114.08 11.41 102.67 8,870.63
218 112.94 11.29 101.64 8,881.92
219 111.81 11.18 100.63 8,893.10
220 110.69 11.07 99.62 8,904.17
221 109.58 10.96 98.62 8,915.13
222 108.49 10.85 97.64 8,925.98
223 107.40 10.74 96.66 8,936.72
224 106.33 10.63 95.70 8,947.35
225 105.26 10.53 94.74 8,957.88
226 104.21 10.42 93.79 8,968.30
227 103.17 10.32 92.85 8,978.62
228 19 102.14 10.21 91.92 8,988.83
229 101.12 10.11 91.01 8,998.94
230 100.11 10.01 90.10 9,008.95
231 99.10 9.91 89.19 9,018.86
232 98.11 9.81 88.30 9,028.67
233 97.13 9.71 87.42 9,038.39
234 96.16 9.62 86.55 9,048.00
235 95.20 9.52 85.68 9,057.52
236 94.25 9.42 84.82 9,066.95
237 93.31 9.33 83.97 9,076.28
238 92.37 9.24 83.13 9,085.52
239 91.45 9.14 82.30 9,094.66
240 20 90.53 9.05 81.48 9,103.71
241 89.63 8.96 80.67 9,112.68
242 88.73 8.87 79.86 9,121.55
243 87.85 8.78 79.06 9,130.33
244 86.97 8.70 78.27 9,139.03
245 86.10 8.61 77.49 9,147.64
246 85.24 8.52 76.71 9,156.16
247 84.38 8.44 75.95 9,164.60
248 83.54 8.35 75.19 9,172.96
249 82.70 8.27 74.43 9,181.23
250 81.88 8.19 73.69 9,189.41
251 81.06 8.11 72.95 9,197.52
252 21 80.25 8.02 72.22 9,205.55
253 79.45 7.94 71.50 9,213.49
254 78.65 7.87 70.79 9,221.36
255 77.86 7.79 70.08 9,229.14
256 77.09 7.71 69.38 9,236.85
257 76.31 7.63 68.68 9,244.48
258 75.55 7.56 68.00 9,252.04
259 74.80 7.48 67.32 9,259.52
260 74.05 7.40 66.64 9,266.92
261 73.31 7.33 65.98 9,274.25
262 72.57 7.26 65.32 9,281.51
263 71.85 7.18 64.66 9,288.69
264 22 71.13 7.11 64.02 9,295.81
265 70.42 7.04 63.38 9,302.85
266 69.72 6.97 62.74 9,309.82
267 69.02 6.90 62.12 9,316.72
268 68.33 6.83 61.49 9,323.56
269 67.64 6.76 60.88 9,330.32
270 66.97 6.70 60.27 9,337.02
271 66.30 6.63 59.67 9,343.65
272 65.64 6.56 59.07 9,350.21
273 64.98 6.50 58.48 9,356.71
274 64.33 6.43 57.90 9,363.14
275 63.69 6.37 57.32 9,369.51
276 23 63.05 6.30 56.74 9,375.81
277 62.42 6.24 56.18 9,382.06
278 61.79 6.18 55.61 9,388.24
279 61.18 6.12 55.06 9,394.35
280 60.56 6.06 54.51 9,400.41
281 59.96 6.00 53.96 9,406.41
282 59.36 5.94 53.42 9,412.34
283 58.77 5.88 52.89 9,418.22
284 58.18 5.82 52.36 9,424.04
285 57.60 5.76 51.84 9,429.80
286 57.02 5.70 51.32 9,435.50
287 56.45 5.65 50.81 9,441.14
288 24 55.89 5.59 50.30 9,446.73
289 55.33 5.53 49.79 9,452.26
290 54.77 5.48 49.30 9,457.74
291 54.23 5.42 48.80 9,463.16
292 53.68 5.37 48.32 9,468.53
293 53.15 5.31 47.83 9,473.85
294 52.62 5.26 47.35 9,479.11
295 52.09 5.21 46.88 9,484.32
296 51.57 5.16 46.41 9,489.47
297 51.05 5.11 45.95 9,494.58
298 50.54 5.05 45.49 9,499.63
299 50.04 5.00 45.03 9,504.64
300 25 49.54 4.95 44.58 9,509.59
301 49.04 4.90 44.14 9,514.50
302 48.55 4.86 43.70 9,519.35
303 48.06 4.81 43.26 9,524.16
304 47.58 4.76 42.83 9,528.92
305 47.11 4.71 42.40 9,533.63
306 46.64 4.66 41.97 9,538.29
307 46.17 4.62 41.55 9,542.91
308 45.71 4.57 41.14 9,547.48
309 45.25 4.53 40.73 9,552.00
310 44.80 4.48 40.32 9,556.48
311 44.35 4.44 39.92 9,560.92
312 26 43.91 4.39 39.52 9,565.31
313 43.47 4.35 39.12 9,569.66
314 43.03 4.30 38.73 9,573.96
315 42.60 4.26 38.34 9,578.22
316 42.18 4.22 37.96 9,582.44
317 41.76 4.18 37.58 9,586.61
318 41.34 4.13 37.20 9,590.75
319 40.93 4.09 36.83 9,594.84
320 40.52 4.05 36.46 9,598.89
321 40.11 4.01 36.10 9,602.90
322 39.71 3.97 35.74 9,606.87
323 39.31 3.93 35.38 9,610.80
324 27 38.92 3.89 35.03 9,614.70
325 38.53 3.85 34.68 9,618.55
326 38.15 3.81 34.33 9,622.36
327 37.76 3.78 33.99 9,626.14
328 37.39 3.74 33.65 9,629.88
329 37.01 3.70 33.31 9,633.58
330 36.64 3.66 32.98 9,637.24
331 36.28 3.63 32.65 9,640.87
332 35.91 3.59 32.32 9,644.46
333 35.55 3.56 32.00 9,648.02
334 35.20 3.52 31.68 9,651.54
335 34.85 3.48 31.36 9,655.02
336 28 34.50 3.45 31.05 9,658.47
337 34.15 3.42 30.74 9,661.89
338 33.81 3.38 30.43 9,665.27
339 33.47 3.35 30.13 9,668.62
340 33.14 3.31 29.82 9,671.93
341 32.81 3.28 29.53 9,675.21
342 32.48 3.25 29.23 9,678.46
343 32.15 3.22 28.94 9,681.67
344 31.83 3.18 28.65 9,684.86
345 31.51 3.15 28.36 9,688.01
346 31.20 3.12 28.08 9,691.13
347 30.89 3.09 27.80 9,694.22
348 29 30.58 3.06 27.52 9,697.28
349 30.27 3.03 27.25 9,700.30
350 29.97 3.00 26.97 9,703.30
351 29.67 2.97 26.70 9,706.27
352 29.37 2.94 26.44 9,709.20
353 29.08 2.91 26.17 9,712.11
354 28.79 2.88 25.91 9,714.99
355 28.50 2.85 25.65 9,717.84
356 28.22 2.82 25.39 9,720.66
357 27.93 2.79 25.14 9,723.46
358 27.65 2.77 24.89 9,726.22
359 27.38 2.74 24.64 9,728.96
360 30 27.10 2.71 24.39 9,731.67
reencha somente os
ampos em vermelho