COMPARATIVO ALUGUEL OU COMPRA CASA

Calculando a parcela de seu financiamento

Valor a ser financiado R$ 100,000.00

Juros mensais 1.10% Valor da parcela 1185.85
Tempo (em meses) 240

Abaixo você pode simular a compra vs o aluguel, já tendo o dinheiro disponível para a compra.

Opção por compra do imóvel Opção por aluguel do imóvel

Disponível (R$) 100,000.00 Disponível (R$)
Valor da casa (R$) 100,000.00 Aluguel (R$)
Sobra aplicada (R$) 0.00 Imposto de renda
Imposto de Renda 15%

Aporte inicial 0.00 Aporte inicial

Aporte mensal 200.00 Aporte mensal
Rentabilidade mensal 0.80% Rentabilidade mensal

Mês Juros Acumulado Mês Juros

1 0.00 200.00 1 0.00
2 1.60 401.60 2 795.60
3 3.21 604.81 3 797.56
4 4.84 809.65 4 799.55
5 6.48 1,016.13 5 801.54
6 8.13 1,224.26 6 803.55
7 9.79 1,434.05 7 805.58
8 11.47 1,645.52 8 807.63
9 13.16 1,858.69 9 809.69
10 14.87 2,073.56 10 811.77
11 16.59 2,290.15 11 813.86
12 18.32 2,508.47 12 815.97
13 20.07 2,728.54 13 818.10
14 21.83 2,950.36 14 820.24
15 23.60 3,173.97 15 822.41
16 25.39 3,399.36 16 824.58
17 27.19 3,626.55 17 826.78
 18 29.01 3,855.57 18 829.00
19 30.84 4,086.41 19 831.23
20 32.69 4,319.10 20 833.48
21 34.55 4,553.65 21 835.74
22 36.43 4,790.08 22 838.03
23 38.32 5,028.40 23 840.34
24 40.23 5,268.63 24 842.66
25 42.15 5,510.78 25 845.00
26 44.09 5,754.87 26 847.36
27 46.04 6,000.91 27 849.74
28 48.01 6,248.91 28 852.14
29 49.99 6,498.90 29 854.55
30 51.99 6,750.90 30 856.99
31 54.01 7,004.90 31 859.45
32 56.04 7,260.94 32 861.92
33 58.09 7,519.03 33 864.42
34 60.15 7,779.18 34 866.93
35 62.23 8,041.41 35 869.47
36 64.33 8,305.75 36 872.02
37 66.45 8,572.19 37 874.60
38 68.58 8,840.77 38 877.20
39 70.73 9,111.50 39 879.81
40 72.89 9,384.39 40 882.45
41 75.08 9,659.46 41 885.11
42 77.28 9,936.74 42 887.79
43 79.49 10,216.23 43 890.49
44 81.73 10,497.96 44 893.22
45 83.98 10,781.95 45 895.96
46 86.26 11,068.20 46 898.73
47 88.55 11,356.75 47 901.52
48 90.85 11,647.60 48 904.33
49 93.18 11,940.78 49 907.17
50 95.53 12,236.31 50 910.03
51 97.89 12,534.20 51 912.91
52 100.27 12,834.47 52 915.81
53 102.68 13,137.15 53 918.74
54 105.10 13,442.25 54 921.69
55 107.54 13,749.78 55 924.66
56 110.00 14,059.78 56 927.66
57 112.48 14,372.26 57 930.68
58 114.98 14,687.24 58 933.72
59 117.50 15,004.74 59 936.79
5 anos 60 120.04 15,324.77 60 939.89
Depois do IR 61 122.60 15,647.37 Depois IR 61 943.01
R$14,826.06 62 125.18 15,972.55 R$110,244.44 62 946.15
63 127.78 16,300.33 63 949.32
64 130.40 16,630.73 64 952.51
65 133.05 16,963.78 65 955.73
66 135.71 17,299.49 66 958.98
67 138.40 17,637.89 67 962.25
68 141.10 17,978.99 68 965.55
69 143.83 18,322.82 69 968.87
70 146.58 18,669.40 70 972.23
71 149.36 19,018.76 71 975.60
72 152.15 19,370.91 72 979.01
73 154.97 19,725.88 73 982.44
74 157.81 20,083.68 74 985.90
75 160.67 20,444.35 75 989.39
76 163.55 20,807.91 76 992.90
77 166.46 21,174.37 77 996.45
78 169.39 21,543.77 78 1,000.02
79 172.35 21,916.12 79 1,003.62
80 175.33 22,291.44 80 1,007.25
81 178.33 22,669.78 81 1,010.90
82 181.36 23,051.13 82 1,014.59
83 184.41 23,435.54 83 1,018.31
84 187.48 23,823.03 84 1,022.05
85 190.58 24,213.61 85 1,025.83
86 193.71 24,607.32 86 1,029.64
87 196.86 25,004.18 87 1,033.47
88 200.03 25,404.21 88 1,037.34
89 203.23 25,807.45 89 1,041.24
90 206.46 26,213.91 90 1,045.17
91 209.71 26,623.62 91 1,049.13
92 212.99 27,036.61 92 1,053.13
93 216.29 27,452.90 93 1,057.15
94 219.62 27,872.52 94 1,061.21
95 222.98 28,295.50 95 1,065.30
96 226.36 28,721.87 96 1,069.42
97 229.77 29,151.64 97 1,073.58
98 233.21 29,584.85 98 1,077.76
99 236.68 30,021.53 99 1,081.99
100 240.17 30,461.71 100 1,086.24
101 243.69 30,905.40 101 1,090.53
102 247.24 31,352.64 102 1,094.86
103 250.82 31,803.46 103 1,099.21
104 254.43 32,257.89 104 1,103.61
105 258.06 32,715.95 105 1,108.04
106 261.73 33,177.68 106 1,112.50
107 265.42 33,643.10 107 1,117.00
 108 269.14 34,112.25 108 1,121.54
109 272.90 34,585.15 109 1,126.11
110 276.68 35,061.83 110 1,130.72
111 280.49 35,542.32 111 1,135.36
112 284.34 36,026.66 112 1,140.05
113 288.21 36,514.87 113 1,144.77
114 292.12 37,006.99 114 1,149.53
115 296.06 37,503.05 115 1,154.32
116 300.02 38,003.07 116 1,159.16
117 304.02 38,507.10 117 1,164.03
118 308.06 39,015.15 118 1,168.94
119 312.12 39,527.28 119 1,173.89
10 anos 120 316.22 40,043.49 120 1,178.88
Depois do IR 121 320.35 40,563.84 Depois do IR 121 1,183.92
R$37,636.97 122 324.51 41,088.35 R$130,891.07 122 1,188.99
123 328.71 41,617.06 123 1,194.10
124 332.94 42,150.00 124 1,199.25
125 337.20 42,687.20 125 1,204.45
126 341.50 43,228.69 126 1,209.68
127 345.83 43,774.52 127 1,214.96
128 350.20 44,324.72 128 1,220.28
129 354.60 44,879.32 129 1,225.64
130 359.03 45,438.35 130 1,231.05
131 363.51 46,001.86 131 1,236.49
132 368.01 46,569.87 132 1,241.99
133 372.56 47,142.43 133 1,247.52
134 377.14 47,719.57 134 1,253.10
135 381.76 48,301.33 135 1,258.73
136 386.41 48,887.74 136 1,264.40
137 391.10 49,478.84 137 1,270.11
138 395.83 50,074.67 138 1,275.87
139 400.60 50,675.27 139 1,281.68
140 405.40 51,280.67 140 1,287.53
141 410.25 51,890.92 141 1,293.43
142 415.13 52,506.04 142 1,299.38
143 420.05 53,126.09 143 1,305.38
144 425.01 53,751.10 144 1,311.42
145 430.01 54,381.11 145 1,317.51
146 435.05 55,016.16 146 1,323.65
147 440.13 55,656.29 147 1,329.84
148 445.25 56,301.54 148 1,336.08
149 450.41 56,951.95 149 1,342.37
150 455.62 57,607.57 150 1,348.71
151 460.86 58,268.43 151 1,355.10
152 466.15 58,934.57 152 1,361.54
 153 471.48 59,606.05 153 1,368.03
154 476.85 60,282.90 154 1,374.57
155 482.26 60,965.16 155 1,381.17
156 487.72 61,652.88 156 1,387.82
157 493.22 62,346.11 157 1,394.52
158 498.77 63,044.88 158 1,401.28
159 504.36 63,749.23 159 1,408.09
160 509.99 64,459.23 160 1,414.95
161 515.67 65,174.90 161 1,421.87
162 521.40 65,896.30 162 1,428.85
163 527.17 66,623.47 163 1,435.88
164 532.99 67,356.46 164 1,442.97
165 538.85 68,095.31 165 1,450.11
166 544.76 68,840.07 166 1,457.31
167 550.72 69,590.79 167 1,464.57
168 556.73 70,347.52 168 1,471.88
169 562.78 71,110.30 169 1,479.26
170 568.88 71,879.18 170 1,486.69
171 575.03 72,654.22 171 1,494.19
172 581.23 73,435.45 172 1,501.74
173 587.48 74,222.93 173 1,509.36
174 593.78 75,016.72 174 1,517.03
175 600.13 75,816.85 175 1,524.77
176 606.53 76,623.39 176 1,532.56
177 612.99 77,436.37 177 1,540.42
178 619.49 78,255.86 178 1,548.35
179 626.05 79,081.91 179 1,556.33
15 anos 180 632.66 79,914.57 180 1,564.39
Desc. IR 181 639.32 80,753.88 Desc. IR 181 1,572.50
R$73,327.38 182 646.03 81,599.91 R$167,228.20 182 1,580.68
183 652.80 82,452.71 183 1,588.93
184 659.62 83,312.33 184 1,597.24
185 666.50 84,178.83 185 1,605.62
186 673.43 85,052.26 186 1,614.06
187 680.42 85,932.68 187 1,622.57
188 687.46 86,820.14 188 1,631.15
189 694.56 87,714.70 189 1,639.80
190 701.72 88,616.42 190 1,648.52
191 708.93 89,525.35 191 1,657.31
192 716.20 90,441.56 192 1,666.17
193 723.53 91,365.09 193 1,675.10
194 730.92 92,296.01 194 1,684.10
195 738.37 93,234.38 195 1,693.17
196 745.88 94,180.25 196 1,702.32
197 753.44 95,133.69 197 1,711.53
 198 761.07 96,094.76 198 1,720.83
199 768.76 97,063.52 199 1,730.19
200 776.51 98,040.03 200 1,739.63
201 784.32 99,024.35 201 1,749.15
202 792.19 100,016.55 202 1,758.75
203 800.13 101,016.68 203 1,768.42
204 808.13 102,024.81 204 1,778.16
205 816.20 103,041.01 205 1,787.99
206 824.33 104,065.34 206 1,797.89
207 832.52 105,097.86 207 1,807.87
208 840.78 106,138.64 208 1,817.94
209 849.11 107,187.75 209 1,828.08
210 857.50 108,245.25 210 1,838.31
211 865.96 109,311.22 211 1,848.61
212 874.49 110,385.71 212 1,859.00
213 883.09 111,468.79 213 1,869.47
214 891.75 112,560.54 214 1,880.03
215 900.48 113,661.03 215 1,890.67
216 909.29 114,770.32 216 1,901.39
217 918.16 115,888.48 217 1,912.21
218 927.11 117,015.59 218 1,923.10
219 936.12 118,151.71 219 1,934.09
220 945.21 119,296.92 220 1,945.16
221 954.38 120,451.30 221 1,956.32
222 963.61 121,614.91 222 1,967.57
223 972.92 122,787.83 223 1,978.91
224 982.30 123,970.13 224 1,990.34
225 991.76 125,161.89 225 2,001.87
226 1,001.30 126,363.19 226 2,013.48
227 1,010.91 127,574.09 227 2,025.19
228 1,020.59 128,794.69 228 2,036.99
229 1,030.36 130,025.04 229 2,048.89
230 1,040.20 131,265.24 230 2,060.88
231 1,050.12 132,515.37 231 2,072.97
232 1,060.12 133,775.49 232 2,085.15
233 1,070.20 135,045.69 233 2,097.43
234 1,080.37 136,326.06 234 2,109.81
235 1,090.61 137,616.67 235 2,122.29
236 1,100.93 138,917.60 236 2,134.87
237 1,111.34 140,228.94 237 2,147.55
238 1,121.83 141,550.77 238 2,160.33
239 1,132.41 142,883.18 239 2,173.21
20 anos 240 1,143.07 144,226.24 240 2,186.19
Desc. IR Desc. IR
R$129,792.31 R$228,873.96
RA CASA

or aluguel do imóvel
100,000.00
750.00
15%

99,250.00
200.00
0.80%

Acumulado
99,450.00
99,695.60
99,943.16
100,192.71
100,444.25
100,697.81
100,953.39
101,211.02
101,470.70
101,732.47
101,996.33
102,262.30
102,530.40
102,800.64
103,073.05
103,347.63
103,624.41
103,903.41
104,184.63
104,468.11
104,753.86
105,041.89
105,332.22
105,624.88
105,919.88
106,217.24
106,516.98
106,819.11
107,123.66
107,430.65
107,740.10
108,052.02
108,366.44
108,683.37
109,002.83
109,324.86
109,649.46
109,976.65
110,306.46
110,638.92
110,974.03
111,311.82
111,652.31
111,995.53
112,341.50
112,690.23
113,041.75
113,396.09
113,753.25
114,113.28
114,476.19
114,842.00
115,210.73
115,582.42
115,957.08
116,334.73
116,715.41
117,099.13
117,485.93
117,875.82
118,268.82
118,664.97
119,064.29
119,466.81
119,872.54
120,281.52
120,693.77
121,109.32
121,528.20
121,950.42
122,376.03
122,805.04
123,237.48
123,673.38
124,112.76
124,555.66
125,002.11
125,452.13
125,905.74
126,362.99
126,823.89
127,288.48
127,756.79
128,228.85
128,704.68
129,184.32
129,667.79
130,155.13
130,646.37
131,141.54
131,640.68
132,143.80
132,650.95
133,162.16
133,677.46
134,196.88
134,720.45
135,248.22
135,780.20
136,316.44
136,856.97
137,401.83
137,951.04
138,504.65
139,062.69
139,625.19
140,192.19
140,763.73
141,339.84
141,920.56
142,505.92
143,095.97
143,690.74
144,290.26
144,894.59
145,503.74
146,117.77
146,736.72
147,360.61
147,989.49
148,623.41
149,262.40
149,906.50
150,555.75
151,210.19
151,869.88
152,534.84
153,205.11
153,880.76
154,561.80
155,248.30
155,940.28
156,637.80
157,340.91
158,049.63
158,764.03
159,484.14
160,210.02
160,941.70
161,679.23
162,422.66
163,172.05
163,927.42
164,688.84
165,456.35
166,230.00
167,009.84
167,795.92
168,588.29
169,386.99
170,192.09
171,003.63
171,821.66
172,646.23
173,477.40
174,315.22
175,159.74
176,011.02
176,869.11
177,734.06
178,605.93
179,484.78
180,370.66
181,263.62
182,163.73
183,071.04
183,985.61
184,907.50
185,836.75
186,773.45
187,717.64
188,669.38
189,628.73
190,595.76
191,570.53
192,553.09
193,543.52
194,541.87
195,548.20
196,562.59
197,585.09
198,615.77
199,654.69
200,701.93
201,757.55
202,821.61
203,894.18
204,975.33
206,065.14
207,163.66
208,270.97
209,387.13
210,512.23
211,646.33
212,789.50
213,941.82
215,103.35
216,274.18
217,454.37
218,644.01
219,843.16
221,051.90
222,270.32
223,498.48
224,736.47
225,984.36
227,242.24
228,510.17
229,788.25
231,076.56
232,375.17
233,684.17
235,003.65
236,333.68
237,674.35
239,025.74
240,387.95
241,761.05
243,145.14
244,540.30
245,946.62
247,364.20
248,793.11
250,233.45
251,685.32
253,148.80
254,623.99
256,110.99
257,609.87
259,120.75
260,643.72
262,178.87
263,726.30
265,286.11
266,858.40
268,443.27
270,040.81
271,651.14
273,274.35
274,910.54