C= CAPITAL 200000.00 0.

007 MÊS TEMPO (t)

1.007 Janeiro 1
i=TAXA DE JURO 0.70 Fevereiro 2
Março 3
ENTRADA 0.00 200000.00 Abril 4
Maio 5
Junho 6
Julho 7
Agosto 8
Setembro 9
Outubro 10
Novembro 11
Dezembro 12

DIVIDA AMORTIZAÇÃO
0 200000.00 PRICE
1 198000.00 2000.00
2 195986.00 2014.00
3 193957.90 2028.10
4 191915.61 2042.29
5 189859.02 2056.59
6 187788.03 2070.99
7 185702.55 2085.48
8 183602.46 2100.08
9 181487.68 2114.78
10 179358.09 2129.59
11 177213.60 2144.49
12 175054.10 2159.50
13 172879.48 2174.62
14 170689.63 2189.84
15 168484.46 2205.17
16 166263.85 2220.61
17 164027.70 2236.15
18 161775.89 2251.81
19 159508.32 2267.57
20 157224.88 2283.44
21 154925.45 2299.43
22 152609.93 2315.52
23 150278.20 2331.73
24 147930.15 2348.05
25 145565.66 2364.49
26 143184.62 2381.04
27 140786.91 2397.71
28 138372.42 2414.49
29 135941.03 2431.39
30 133492.62 2448.41
31 131027.06 2465.55
32 128544.25 2482.81
33 126044.06 2500.19
34 123526.37 2517.69
35 120991.06 2535.32
36 118437.99 2553.06
37 115867.06 2570.93
38 113278.13 2588.93
39 110671.08 2607.05
40 108045.77 2625.30
41 105402.09 2643.68
42 102739.91 2662.19
43 100059.09 2680.82
44 97359.50 2699.59
45 94641.02 2718.48
46 91903.50 2737.51
47 89146.83 2756.68
48 86370.86 2775.97
49 83575.45 2795.40
50 80760.48 2814.97
51 77925.80 2834.68
52 75071.29 2854.52
53 72196.78 2874.50
54 69302.16 2894.62
55 66387.28 2914.88
56 63451.99 2935.29
57 60496.15 2955.84
58 57519.62 2976.53
59 54522.26 2997.36
60 51503.92 3018.34
61 48464.45 3039.47
62 45403.70 3060.75
63 42321.52 3082.17
64 39217.77 3103.75
65 36092.30 3125.48
66 32944.94 3147.35
67 29775.56 3169.39
68 26583.99 3191.57
69 23370.08 3213.91
70 20133.67 3236.41
71 16874.60 3259.06
72 13592.72 3281.88
73 10287.87 3304.85
74 6959.89 3327.98
 75 3608.61 3351.28
76 233.87 3374.74
77 -3164.50 3398.36
78 -6586.65 3422.15
79 -10032.75 3446.11
80 -13502.98 3470.23
81 -16997.50 3494.52
82 -20516.49 3518.98
83 -24060.10 3543.62
84 -27628.52 3568.42
85 -31221.92 3593.40
86 -34840.48 3618.55
87 -38484.36 3643.88
88 -42153.75 3669.39
89 -45848.83 3695.08
90 -49569.77 3720.94
91 -53316.76 3746.99
92 -57089.97 3773.22
93 -60889.60 3799.63
94 -64715.83 3826.23
95 -68568.84 3853.01
96 -72448.82 3879.98
97 -76355.96 3907.14
98 -80290.46 3934.49
99 -84252.49 3962.03
100 -88242.26 3989.77
101 -92259.95 4017.70
102 -96305.77 4045.82
103 -100379.91 4074.14
104 -104482.57 4102.66
105 -108613.95 4131.38
106 -112774.25 4160.30
107 -116963.67 4189.42
108 -121182.41 4218.75
109 -125430.69 4248.28
110 -129708.71 4278.01
111 -134016.67 4307.96
112 -138354.78 4338.12
113 -142723.27 4368.48
114 -147122.33 4399.06
115 -151552.19 4429.86
116 -156013.05 4460.87
117 -160505.14 4492.09
118 -165028.68 4523.54
119 -169583.88 4555.20
120 -174170.97 4587.09
 constante (SAC)
DIVIDA AMORTIZAÇÃO JUROS
M)Juro Simples (M) Juro Composto 0 R$ 200,000.00 R$ 1,666.67
R$ 201,400.00 R$ 201,400.00 1 R$ 198,333.33 R$ 1,666.67 R$ 1,400.00
R$ 202,800.00 R$ 202,809.80 2 R$ 196,666.67 R$ 1,666.67 R$ 1,388.33
R$ 204,200.00 R$ 204,229.47 3 R$ 195,000.00 R$ 1,666.67 R$ 1,376.67
R$ 205,600.00 R$ 205,659.07 4 R$ 193,333.33 R$ 1,666.67 R$ 1,365.00
R$ 207,000.00 R$ 207,098.69 5 R$ 191,666.67 R$ 1,666.67 R$ 1,353.33
R$ 208,400.00 R$ 208,548.38 6 R$ 190,000.00 R$ 1,666.67 R$ 1,341.67
R$ 209,800.00 R$ 210,008.22 7 R$ 188,333.33 R$ 1,666.67 R$ 1,330.00
R$ 211,200.00 R$ 211,478.28 8 R$ 186,666.67 R$ 1,666.67 R$ 1,318.33
R$ 212,600.00 R$ 212,958.62 9 R$ 185,000.00 R$ 1,666.67 R$ 1,306.67
R$ 214,000.00 R$ 214,449.33 10 R$ 183,333.33 R$ 1,666.67 R$ 1,295.00
R$ 215,400.00 R$ 215,950.48 11 R$ 181,666.67 R$ 1,666.67 R$ 1,283.33
R$ 216,800.00 R$ 217,462.13 12 R$ 180,000.00 R$ 1,666.67 R$ 1,271.67
13 R$ 178,333.33 R$ 1,666.67 R$ 1,260.00
JUROS PRESTAÇÃO 14 R$ 176,666.67 R$ 1,666.67 R$ 1,248.33
15 R$ 175,000.00 R$ 1,666.67 R$ 1,236.67
1400.00 3400.00 16 R$ 173,333.33 R$ 1,666.67 R$ 1,225.00
1386.00 3400.00 17 R$ 171,666.67 R$ 1,666.67 R$ 1,213.33
1371.90 3400.00 18 R$ 170,000.00 R$ 1,666.67 R$ 1,201.67
1357.71 3400.00 19 R$ 168,333.33 R$ 1,666.67 R$ 1,190.00
1343.41 3400.00 20 R$ 166,666.67 R$ 1,666.67 R$ 1,178.33
1329.01 3400.00 21 R$ 165,000.00 R$ 1,666.67 R$ 1,166.67
1314.52 3400.00 22 R$ 163,333.33 R$ 1,666.67 R$ 1,155.00
1299.92 3400.00 23 R$ 161,666.67 R$ 1,666.67 R$ 1,143.33
1285.22 3400.00 24 R$ 160,000.00 R$ 1,666.67 R$ 1,131.67
1270.41 3400.00 25 R$ 158,333.33 R$ 1,666.67 R$ 1,120.00
1255.51 3400.00 26 R$ 156,666.67 R$ 1,666.67 R$ 1,108.33
1240.50 3400.00 27 R$ 155,000.00 R$ 1,666.67 R$ 1,096.67
1225.38 3400.00 28 R$ 153,333.33 R$ 1,666.67 R$ 1,085.00
1210.16 3400.00 29 R$ 151,666.67 R$ 1,666.67 R$ 996.67
1194.83 3400.00 30 R$ 150,000.00 R$ 1,666.67 R$ 985.83
1179.39 3400.00 31 R$ 148,333.33 R$ 1,666.67 R$ 975.00
1163.85 3400.00 32 R$ 146,666.67 R$ 1,666.67 R$ 964.17
1148.19 3400.00 33 R$ 145,000.00 R$ 1,666.67 R$ 953.33
1132.43 3400.00 34 R$ 143,333.33 R$ 1,666.67 R$ 942.50
1116.56 3400.00 35 R$ 141,666.67 R$ 1,666.67 R$ 931.67
1100.57 3400.00 36 R$ 140,000.00 R$ 1,666.67 R$ 920.83
1084.48 3400.00 37 R$ 138,333.33 R$ 1,666.67 R$ 910.00
1068.27 3400.00 38 R$ 136,666.67 R$ 1,666.67 R$ 899.17
1051.95 3400.00 39 R$ 135,000.00 R$ 1,666.67 R$ 888.33
1035.51 3400.00 40 R$ 133,333.33 R$ 1,666.67 R$ 877.50
1018.96 3400.00 41 R$ 131,666.67 R$ 1,666.67 R$ 866.67
1002.29 3400.00 42 R$ 130,000.00 R$ 1,666.67 R$ 855.83
985.51 3400.00 43 R$ 128,333.33 R$ 1,666.67 R$ 845.00
968.61 3400.00 44 R$ 126,666.67 R$ 1,666.67 R$ 834.17
951.59 3400.00 45 R$ 125,000.00 R$ 1,666.67 R$ 823.33
934.45 3400.00 46 R$ 123,333.33 R$ 1,666.67 R$ 812.50
917.19 3400.00 47 R$ 121,666.67 R$ 1,666.67 R$ 801.67
899.81 3400.00 48 R$ 120,000.00 R$ 1,666.67 R$ 790.83
882.31 3400.00 49 R$ 118,333.33 R$ 1,666.67 R$ 780.00
864.68 3400.00 50 R$ 116,666.67 R$ 1,666.67 R$ 769.17
846.94 3400.00 51 R$ 115,000.00 R$ 1,666.67 R$ 758.33
829.07 3400.00 52 R$ 113,333.33 R$ 1,666.67 R$ 747.50
811.07 3400.00 53 R$ 111,666.67 R$ 1,666.67 R$ 736.67
792.95 3400.00 54 R$ 110,000.00 R$ 1,666.67 R$ 725.83
774.70 3400.00 55 R$ 108,333.33 R$ 1,666.67 R$ 715.00
756.32 3400.00 56 R$ 106,666.67 R$ 1,666.67 R$ 704.17
737.81 3400.00 57 R$ 105,000.00 R$ 1,666.67 R$ 693.33
719.18 3400.00 58 R$ 103,333.33 R$ 1,666.67 R$ 682.50
700.41 3400.00 59 R$ 101,666.67 R$ 1,666.67 R$ 671.67
681.52 3400.00 60 R$ 100,000.00 R$ 1,666.67 R$ 660.83
662.49 3400.00 61 R$ 98,333.33 R$ 1,666.67 R$ 650.00
643.32 3400.00 62 R$ 96,666.67 R$ 1,666.67 R$ 639.17
624.03 3400.00 63 R$ 95,000.00 R$ 1,666.67 R$ 628.33
604.60 3400.00 64 R$ 93,333.33 R$ 1,666.67 R$ 617.50
585.03 3400.00 65 R$ 91,666.67 R$ 1,666.67 R$ 606.67
565.32 3400.00 66 R$ 90,000.00 R$ 1,666.67 R$ 595.83
545.48 3400.00 67 R$ 88,333.33 R$ 1,666.67 R$ 585.00
525.50 3400.00 68 R$ 86,666.67 R$ 1,666.67 R$ 574.17
505.38 3400.00 69 R$ 85,000.00 R$ 1,666.67 R$ 563.33
485.12 3400.00 70 R$ 83,333.33 R$ 1,666.67 R$ 552.50
464.71 3400.00 71 R$ 81,666.67 R$ 1,666.67 R$ 541.67
444.16 3400.00 72 R$ 80,000.00 R$ 1,666.67 R$ 530.83
423.47 3400.00 73 R$ 78,333.33 R$ 1,666.67 R$ 520.00
402.64 3400.00 74 R$ 76,666.67 R$ 1,666.67 R$ 509.17
381.66 3400.00 75 R$ 75,000.00 R$ 1,666.67 R$ 498.33
360.53 3400.00 76 R$ 73,333.33 R$ 1,666.67 R$ 487.50
339.25 3400.00 77 R$ 71,666.67 R$ 1,666.67 R$ 476.67
317.83 3400.00 78 R$ 70,000.00 R$ 1,666.67 R$ 465.83
296.25 3400.00 79 R$ 68,333.33 R$ 1,666.67 R$ 455.00
274.52 3400.00 80 R$ 66,666.67 R$ 1,666.67 R$ 444.17
252.65 3400.00 81 R$ 65,000.00 R$ 1,666.67 R$ 433.33
230.61 3400.00 82 R$ 63,333.33 R$ 1,666.67 R$ 422.50
208.43 3400.00 83 R$ 61,666.67 R$ 1,666.67 R$ 411.67
186.09 3400.00 84 R$ 60,000.00 R$ 1,666.67 R$ 400.83
163.59 3400.00 85 R$ 58,333.33 R$ 1,666.67 R$ 390.00
140.94 3400.00 86 R$ 56,666.67 R$ 1,666.67 R$ 379.17
118.12 3400.00 87 R$ 55,000.00 R$ 1,666.67 R$ 368.33
95.15 3400.00 88 R$ 53,333.33 R$ 1,666.67 R$ 357.50
72.02 3400.00 89 R$ 51,666.67 R$ 1,666.67 R$ 346.67
 48.72 3400.00 90 R$ 50,000.00 R$ 1,666.67 R$ 335.83
25.26 3400.00 91 R$ 48,333.33 R$ 1,666.67 R$ 325.00
1.64 3400.00 92 R$ 46,666.67 R$ 1,666.67 R$ 314.17
-22.15 3400.00 93 R$ 45,000.00 R$ 1,666.67 R$ 303.33
-46.11 3400.00 94 R$ 43,333.33 R$ 1,666.67 R$ 292.50
-70.23 3400.00 95 R$ 41,666.67 R$ 1,666.67 R$ 281.67
-94.52 3400.00 96 R$ 40,000.00 R$ 1,666.67 R$ 270.83
-118.98 3400.00 97 R$ 38,333.33 R$ 1,666.67 R$ 260.00
-143.62 3400.00 98 R$ 36,666.67 R$ 1,666.67 R$ 249.17
-168.42 3400.00 99 R$ 35,000.00 R$ 1,666.67 R$ 238.33
-193.40 3400.00 100 R$ 33,333.33 R$ 1,666.67 R$ 227.50
-218.55 3400.00 101 R$ 31,666.67 R$ 1,666.67 R$ 216.67
-243.88 3400.00 102 R$ 30,000.00 R$ 1,666.67 R$ 205.83
-269.39 3400.00 103 R$ 28,333.33 R$ 1,666.67 R$ 195.00
-295.08 3400.00 104 R$ 26,666.67 R$ 1,666.67 R$ 184.17
-320.94 3400.00 105 R$ 25,000.00 R$ 1,666.67 R$ 173.33
-346.99 3400.00 106 R$ 23,333.33 R$ 1,666.67 R$ 162.50
-373.22 3400.00 107 R$ 21,666.67 R$ 1,666.67 R$ 151.67
-399.63 3400.00 108 R$ 20,000.00 R$ 1,666.67 R$ 140.83
-426.23 3400.00 109 R$ 18,333.33 R$ 1,666.67 R$ 130.00
-453.01 3400.00 110 R$ 16,666.67 R$ 1,666.67 R$ 119.17
-479.98 3400.00 111 R$ 15,000.00 R$ 1,666.67 R$ 108.33
-507.14 3400.00 112 R$ 13,333.33 R$ 1,666.67 R$ 97.50
-534.49 3400.00 113 R$ 11,666.67 R$ 1,666.67 R$ 86.67
-562.03 3400.00 114 R$ 10,000.00 R$ 1,666.67 R$ 75.83
-589.77 3400.00 115 R$ 8,333.33 R$ 1,666.67 R$ 65.00
-617.70 3400.00 116 R$ 6,666.67 R$ 1,666.67 R$ 54.17
-645.82 3400.00 117 R$ 5,000.00 R$ 1,666.67 R$ 43.33
-674.14 3400.00 118 R$ 3,333.33 R$ 1,666.67 R$ 32.50
-702.66 3400.00 119 R$ 1,666.67 R$ 1,666.67 R$ 21.67
-731.38 3400.00 120 R$ 0.00 R$ 1,666.67 R$ 10.83
-760.30 3400.00
-789.42 3400.00
-818.75 3400.00
-848.28 3400.00
-878.01 3400.00
-907.96 3400.00
-938.12 3400.00
-968.48 3400.00
-999.06 3400.00
-1029.86 3400.00
-1060.87 3400.00
-1092.09 3400.00
-1123.54 3400.00
-1155.20 3400.00
-1187.09 3400.00
PRESTAÇÃO
###
R$ 3,066.67 ###
R$ 3,055.00 ###
R$ 3,043.33 ###
R$ 3,031.67 ###
R$ 3,020.00 ###
R$ 3,008.33 ###
R$ 2,996.67 ###
R$ 2,985.00 ###
R$ 2,973.33 ###
R$ 2,961.67 ###
R$ 2,950.00 ###
R$ 2,938.33 ###
R$ 2,926.67 ###
R$ 2,915.00 ###
R$ 2,903.33 ###
R$ 2,891.67 ###
R$ 2,880.00 ###
R$ 2,868.33 ###
R$ 2,856.67 ###
R$ 2,845.00 ###
R$ 2,833.33 ###
R$ 2,821.67 ###
R$ 2,810.00 ###
R$ 2,798.33 ###
R$ 2,786.67 ###
R$ 2,775.00 ###
R$ 2,763.33 ###
R$ 2,751.67 ###
R$ 2,663.33 ###
R$ 2,652.50 ###
R$ 2,641.67 ###
R$ 2,630.83 ###
R$ 2,620.00 ###
R$ 2,609.17 ###
R$ 2,598.33 ###
R$ 2,587.50 ###
R$ 2,576.67 ###
R$ 2,565.83 ###
R$ 2,555.00 ###
R$ 2,544.17 ###
R$ 2,533.33 ###
R$ 2,522.50 ###
R$ 2,511.67 ###
R$ 2,500.83 ###
R$ 2,490.00 ###
R$ 2,479.17 ###
R$ 2,468.33 ###
R$ 2,457.50 ###
R$ 2,446.67 ###
R$ 2,435.83 ###
R$ 2,425.00 ###
R$ 2,414.17 ###
R$ 2,403.33 ###
R$ 2,392.50 ###
R$ 2,381.67 ###
R$ 2,370.83 ###
R$ 2,360.00 ###
R$ 2,349.17 ###
R$ 2,338.33 ###
R$ 2,327.50 ###
R$ 2,316.67 ###
R$ 2,305.83 ###
R$ 2,295.00 ###
R$ 2,284.17 ###
R$ 2,273.33 ###
R$ 2,262.50 ###
R$ 2,251.67 ###
R$ 2,240.83 ###
R$ 2,230.00 ###
R$ 2,219.17 ###
R$ 2,208.33 ###
R$ 2,197.50 ###
R$ 2,186.67 ###
R$ 2,175.83 ###
R$ 2,165.00 ###
R$ 2,154.17 ###
R$ 2,143.33 ###
R$ 2,132.50 ###
R$ 2,121.67 ###
R$ 2,110.83 ###
R$ 2,100.00 ###
R$ 2,089.17 ###
R$ 2,078.33 ###
R$ 2,067.50 ###
R$ 2,056.67 ###
R$ 2,045.83 ###
R$ 2,035.00 ###
R$ 2,024.17 ###
R$ 2,013.33 ###
R$ 2,002.50 ###
R$ 1,991.67 ###
R$ 1,980.83 ###
R$ 1,970.00 ###
R$ 1,959.17 ###
R$ 1,948.33 ###
R$ 1,937.50 ###
R$ 1,926.67 ###
R$ 1,915.83 ###
R$ 1,905.00 ###
R$ 1,894.17 ###
R$ 1,883.33 ###
R$ 1,872.50 ###
R$ 1,861.67 ###
R$ 1,850.83 ###
R$ 1,840.00 ###
R$ 1,829.17 ###
R$ 1,818.33 ###
R$ 1,807.50 ###
R$ 1,796.67 ###
R$ 1,785.83 ###
R$ 1,775.00 ###
R$ 1,764.17 ###
R$ 1,753.33 ###
R$ 1,742.50 ###
R$ 1,731.67 ###
R$ 1,720.83 ###
R$ 1,710.00 ###
R$ 1,699.17 ###
R$ 1,688.33 ###
R$ 1,677.50 ###
 Planilha de juros simples
j=c.i.t
j= juro j= juro c= capital i= taxa de juro
c= capital 270 2000.00 4.5
i= taxa de juro 1000 5000.00 5
t= tempo 400 1000.00 10
0
0
0
0
0
0
0

Planilha de juros composto

M=C(1+i) ͭ M= montante C= capital i= taxa de juro

M= montante 825.9088416768 800.00 0.8
C= capital 552040.4016 500000.00 2
i= taxa de juro 1464.1 1000.00 10
t= tempo 0
0
0
0
0
0
0
0

CAPITAL JURO TEMPO juro simples

10000.00 3 1 M=c(1+i.t)
10000.00 3 2 10300.00
10000.00 3 3 10600.00
10000.00 3 4 10900.00
10000.00 3 5 11200.00
10000.00 3 6 11500.00
10000.00 3 7 11800.00
10000.00 3 8 12100.00
10000.00 3 9 12400.00
10000.00 3 10 12700.00
10000.00 3 11 13000.00
10000.00 3 12 13300.00
10000.00 3 13 13600.00
10000.00 3 14 13900.00
 MONTANTE
M=C+J
t= tempo M=
3 0.045 M= 2270.00
4 0.05 M= 6000.00
4 0.1 M= 1400.00
0 M= 0.00
0 M= 0.00
0 M= 0.00
0 M= 0.00
0 M= 0.00
0 M= 0.00
0 M= 0.00

t= tempo
4 1.008 1.03238605
5 1.02 1.1040808
4 1.1 1.4641
1 1
1 1
1 1
1 1
1 1
1 1
1 1
1 1

juro composto
M=C(1+i) ͭ
10300.00 0.03 1.03
10609.00 0.03 1.03
10927.27 0.03 1.03
11255.09 0.03 1.03
11592.74 0.03 1.03
11940.52 0.03 1.03
12298.74 0.03 1.03
12667.70 0.03 1.03
13047.73 0.03 1.03
13439.16 0.03 1.03
13842.34 0.03 1.03
14257.61 0.03 1.03
14685.34 0.03 1.03