Simulação de juros compostos

por Conrado Navarro

www.dinheirama.com

Aporte inicial = O quanto você já tem para começar a investir

Aporte mensal = O quanto você investirá mensalmente neste portfólio
Rentabilidade mensal = O quanto sua aplicação rende em termos reais, ou seja, descontada
a inflação. Exemplo: se sua carteira rende 1% ao mês e a inflação é de 0,34% no mesmo
período, então sua rentabilidade real é de 0,66%

Os dados em verde são os que você deve editar

Aporte inicial R$ 1,000.00

Aporte mensal
Rentabilidade mensal 2.00%

Mês Juros Acumulado

1 0.00 1,000.00
2 20.00 1,020.00
3 20.40 1,040.40
4 20.81 1,061.21
5 21.22 1,082.43
6 21.65 1,104.08
7 22.08 1,126.16
8 22.52 1,148.69
9 22.97 1,171.66
10 23.43 1,195.09
11 23.90 1,218.99
12 24.38 1,243.37
13 24.87 1,268.24
14 25.36 1,293.61
15 25.87 1,319.48
16 26.39 1,345.87
17 26.92 1,372.79
18 27.46 1,400.24
19 28.00 1,428.25
20 28.56 1,456.81
21 29.14 1,485.95
22 29.72 1,515.67
23 30.31 1,545.98
24 30.92 1,576.90
25 31.54 1,608.44
26 32.17 1,640.61
27 32.81 1,673.42
28 33.47 1,706.89
29 34.14 1,741.02
30 34.82 1,775.84
31 35.52 1,811.36
32 36.23 1,847.59
33 36.95 1,884.54
34 37.69 1,922.23
35 38.44 1,960.68
 36 39.21 1,999.89
37 40.00 2,039.89
38 40.80 2,080.69
39 41.61 2,122.30
40 42.45 2,164.74
41 43.29 2,208.04
42 44.16 2,252.20
43 45.04 2,297.24
44 45.94 2,343.19
45 46.86 2,390.05
46 47.80 2,437.85
47 48.76 2,486.61
48 49.73 2,536.34
49 50.73 2,587.07
50 51.74 2,638.81
51 52.78 2,691.59
52 53.83 2,745.42
53 54.91 2,800.33
54 56.01 2,856.33
55 57.13 2,913.46
56 58.27 2,971.73
57 59.43 3,031.17
58 60.62 3,091.79
59 61.84 3,153.62
5 anos 60 63.07 3,216.70 Em 5 anos:
61 64.33 3,281.03 Só de juros 2,216.70
62 65.62 3,346.65 Retido IR 332.50 15%
63 66.93 3,413.58
64 68.27 3,481.86 Liquido 2,884.19
65 69.64 3,551.49 Renda mensal 49.20
66 71.03 3,622.52
67 72.45 3,694.97
68 73.90 3,768.87
69 75.38 3,844.25
70 76.89 3,921.14
71 78.42 3,999.56
72 79.99 4,079.55
73 81.59 4,161.14
74 83.22 4,244.36
75 84.89 4,329.25
76 86.59 4,415.84
77 88.32 4,504.15
78 90.08 4,594.24
79 91.88 4,686.12
80 93.72 4,779.84
81 95.60 4,875.44
82 97.51 4,972.95
83 99.46 5,072.41
84 101.45 5,173.86
85 103.48 5,277.33
86 105.55 5,382.88
87 107.66 5,490.54
88 109.81 5,600.35
89 112.01 5,712.35
 90 114.25 5,826.60
91 116.53 5,943.13
92 118.86 6,062.00
93 121.24 6,183.24
94 123.66 6,306.90
95 126.14 6,433.04
96 128.66 6,561.70
97 131.23 6,692.93
98 133.86 6,826.79
99 136.54 6,963.33
100 139.27 7,102.59
101 142.05 7,244.65
102 144.89 7,389.54
103 147.79 7,537.33
104 150.75 7,688.08
105 153.76 7,841.84
106 156.84 7,998.67
107 159.97 8,158.65
108 163.17 8,321.82
109 166.44 8,488.26
110 169.77 8,658.02
111 173.16 8,831.18
112 176.62 9,007.81
113 180.16 9,187.96
114 183.76 9,371.72
115 187.43 9,559.16
116 191.18 9,750.34
117 195.01 9,945.35
118 198.91 10,144.25
119 202.89 10,347.14
10 anos 120 206.94 10,554.08 Em 10 anos:
121 211.08 10,765.16 Só de juros 9,554.08
122 215.30 10,980.47 Retido IR 1,433.11 15%
123 219.61 11,200.08
124 224.00 11,424.08 Liquido 9,120.97
125 228.48 11,652.56 Renda mensal 161.42
126 233.05 11,885.61
127 237.71 12,123.32
128 242.47 12,365.79
129 247.32 12,613.10
130 252.26 12,865.37
131 257.31 13,122.67
132 262.45 13,385.13
133 267.70 13,652.83
134 273.06 13,925.89
135 278.52 14,204.40
136 284.09 14,488.49
137 289.77 14,778.26
138 295.57 15,073.83
139 301.48 15,375.30
140 307.51 15,682.81
141 313.66 15,996.47
142 319.93 16,316.40
143 326.33 16,642.72
 144 332.85 16,975.58
145 339.51 17,315.09
146 346.30 17,661.39
147 353.23 18,014.62
148 360.29 18,374.91
149 367.50 18,742.41
150 374.85 19,117.26
151 382.35 19,499.60
152 389.99 19,889.59
153 397.79 20,287.39
154 405.75 20,693.13
155 413.86 21,107.00
156 422.14 21,529.14
157 430.58 21,959.72
158 439.19 22,398.91
159 447.98 22,846.89
160 456.94 23,303.83
161 466.08 23,769.91
162 475.40 24,245.31
163 484.91 24,730.21
164 494.60 25,224.82
165 504.50 25,729.31
166 514.59 26,243.90
167 524.88 26,768.78
168 535.38 27,304.15
169 546.08 27,850.23
170 557.00 28,407.24
171 568.14 28,975.38
172 579.51 29,554.89
173 591.10 30,145.99
174 602.92 30,748.91
175 614.98 31,363.89
176 627.28 31,991.17
177 639.82 32,630.99
178 652.62 33,283.61
179 665.67 33,949.28
15 anos 180 678.99 34,628.27 Em 15 anos:
181 692.57 35,320.83 Só de juros 33,628.27
182 706.42 36,027.25 Retido IR 5,044.24 15%
183 720.54 36,747.79
184 734.96 37,482.75 Liquido 29,584.03
185 749.65 38,232.40 Renda mensal 529.61
186 764.65 38,997.05
187 779.94 39,776.99
188 795.54 40,572.53
189 811.45 41,383.98
190 827.68 42,211.66
191 844.23 43,055.90
192 861.12 43,917.01
193 878.34 44,795.35
194 895.91 45,691.26
195 913.83 46,605.09
196 932.10 47,537.19
197 950.74 48,487.93
 198 969.76 49,457.69
199 989.15 50,446.84
200 1,008.94 51,455.78
201 1,029.12 52,484.90
202 1,049.70 53,534.60
203 1,070.69 54,605.29
204 1,092.11 55,697.39
205 1,113.95 56,811.34
206 1,136.23 57,947.57
207 1,158.95 59,106.52
208 1,182.13 60,288.65
209 1,205.77 61,494.42
210 1,229.89 62,724.31
211 1,254.49 63,978.80
212 1,279.58 65,258.37
213 1,305.17 66,563.54
214 1,331.27 67,894.81
215 1,357.90 69,252.71
216 1,385.05 70,637.76
217 1,412.76 72,050.52
218 1,441.01 73,491.53
219 1,469.83 74,961.36
220 1,499.23 76,460.58
221 1,529.21 77,989.80
222 1,559.80 79,549.59
223 1,590.99 81,140.58
224 1,622.81 82,763.40
225 1,655.27 84,418.66
226 1,688.37 86,107.04
227 1,722.14 87,829.18
228 1,756.58 89,585.76
229 1,791.72 91,377.48
230 1,827.55 93,205.03
231 1,864.10 95,069.13
232 1,901.38 96,970.51
233 1,939.41 98,909.92
234 1,978.20 100,888.12
235 2,017.76 102,905.88
236 2,058.12 104,964.00
237 2,099.28 107,063.28
238 2,141.27 109,204.54
239 2,184.09 111,388.63
20 anos 240 2,227.77 113,616.41 Em 20 anos:
Só de juros 112,616.41
Retido IR 16,892.46 15%

Liquido 96,723.95
Renda mensal 1737.66

Copyright © Conrado Navarro - www.dinheirama.com - 2007