TNA 20% (c.

m)
C= 80,000 S=?

0 n=3 anos

S= ?
C= 80,000
TNA 20% (c.m) m= 12 meses

n= 3 anos = lo convierto en meses por que la capitalizacion es mensual

Aplicamos la Formula

S= 80,000 * (1 + 20%/12)^36 S=

TNA 5.6% (c.b)

S=?
C= 150,000
0 n= 3 anos

S= ?
C= 150,000
TNA 5.6% (c.b) m= 6 bimestres
n= 3 anos (se expresan en bimestres) n = 18 bimestres

S= 150,000*(1+ 5.6%/6)^18

S= 177,302.29
 TNA 32% (c.t)
C= 50,000 S=?
0 n=3anos y 6 meses

S= ?
C= 50,000
TNA 32% (c.t) m= 4 trimestres

n= 3 anos y 6 meses (expresado en trimestres) n= 14 trimestres

TNA 30% (c.s)

C= 23,000 S=?
0 n=2 anos y medio

S= ?
C= 23,000
TNA 30% (c.s) m= 2 semestres

n= 2 anos y medio (expresamos en semestres) n= 5 semestres

 TNA 5.99% (c.b)
C= 33,496 S=?
0 n=2 anos

S= ?
C= 33,496
TNA 5,99% (c.b) m= 6 bimestres

n= 2 anos (expresado en bimestres) n= 12 bimestres

TNA 24% (c.m)

C=? S= 60,000
0 n= 2 anos

S= 60,000
C= ?
TNA24% (c.m) m= 12 meses
C=
n= 2 anos (en meses) n= 24 meses
C=
 TNA 24% (c.q)
C=?
0

S= 10,000
C= ?
TNA24% (c.q) m= 24 quincenas

n= 1 ano (en quincenas) n= 24 quincenas

I = 500
C= ? TNS 8% (c.d) m=180 dias S=?

0 n=25 dias

C= 500/((1+8%/180)^25 -1)

C= 44,760.46
 I = 250
C= ? TNS 4% (c.m) m= 6 meses S=?

0 n= 3 MESES

C= 250/((1+4%/6)^3 -1)

C= 12,417.04

TNA =? (c.d) m = 360 dias

C=12,000 S=13,000
0 n= 2 anos (720 dias)

TNA = 360 * ( (13000/12000)^(1/720) -1 )

TNA = 4.0023579%
 C= ? TNA 24% (c.d) m= 360 dias

C= 500/((1+24%/360)^18 -1)

C= 41,431.05

C= ? TNA 24% (c.d) m= 360 dias

Ln (2C / C)
n=
Ln( 1 +24%/360)

C=1500 TNA 6.5% (c.d) m= 360 dias

Ln (3C / C)
n= n=
 Ln (3C / C)
n= n=
Ln( 1 +6.5%/360)

6086 DIAS 5760 DIAS

6086/360
ANOS 16.90555556 16 ANOS
360/30 300 DIAS
MESES 10.86666667 10 MESES

3333 DIAS
3333/360 3240
ANOS 9.258333333 9 ANOS

93/30 90
MESES 3.1 3 MESES
 S= VALOR FUTURO
C= VALOR PRESENTE
Tn= TASA NOMINAL ( TNA,TNS, TNT, TNB …ETC..ET
n= TIEMPO (ENTRE S Y C)
m= PERIODO DE CAPITALIZACION

n= 36 meses

145,050.43
S= 50,000*(1+ 32%/4)^14

S= 146,859.68

S= 23,000*( 1 + 30%/2)^5

S= 46,261.22
 S= 33496*( 1 + 5.99%/6)^12

S= 37,736.66

60,000*(1 + 24%/12)^(-24)

37,303.29
 C=?
S= 10,000 0
n= 1 ano

S=
C=
TNA 5.98% (c.t)

C= 10,000*( 1 +24%/24)^(-24) n=

C= 7,875.66
 I = 500
S=?

n= 18 dias

S= 2C

n= ?

1041 dias
n= 1040.07

S= 3C

n= ?

n= 6085.17
 6086 DIAS
n= 6085.17

SOBRAN 326

SOBRAN 26 DIAS

SOBRAN 93

SOBRAN 3 DIAS
( TNA,TNS, TNT, TNB …ETC..ETC)

PITALIZACION
 TNA 5.98% (c.t)
S= 42,774
n= 5 anos

42,774
?
m=4 trimestres
C= 42774*( 1 +5.98%/4)^(-20)
5 ano (en trimestres) n= 20 trimestres
C= 31,789.73
774*( 1 +5.98%/4)^(-20)