Qual é a taxa SELIC? 6.75% Atualize: http://www.bcb.gov.br/?

SELICDIARIOS Qualquer Investid

nesta faixa de ren
Qual é o CDI? 6.64% Atualize: http://www.cetip.com.br/
Rentabilidade da Poupança 4.725% 0.53% a.m Atualize: http://www4.bcb.gov.br/pec/poupanca/po

COMPARATIVO POUPANÇA X CDB

Prazo e Imposto de Renda POUPANÇA X CDB: % EM ANOS
Rentabilidade durante n° de anos
Até 6 meses Até 1 ano Até 2 anos Mais de 2
anos 2 10
22.50% 20% 17.50% 15% Poupança 9.673% 58.673%
105% 5.40% 5.58% 5.75% 5.93% 105% do CDI 12.204% 77.842%
104% 5.35% 5.52% 5.70% 5.87% 104% do CDI 12.084% 76.897%
103% 5.30% 5.47% 5.64% 5.81% 103% do CDI 11.965% 75.956%
102% 5.25% 5.42% 5.59% 5.76% 102% do CDI 11.845% 75.019%
101% 5.20% 5.37% 5.53% 5.70% 101% do CDI 11.726% 74.088%
100% 5.15% 5.31% 5.48% 5.64% 100% do CDI 11.607% 73.160%
99% 5.09% 5.26% 5.42% 5.59% 99% do CDI 11.487% 72.237%
98% 5.04% 5.21% 5.37% 5.53% 98% do CDI 11.368% 71.319%
97% 4.99% 5.15% 5.31% 5.47% 97% do CDI 11.249% 70.405%
96% 4.94% 5.10% 5.26% 5.42% 96% do CDI 11.130% 69.495%
Rentabilidade sobre o CDI

95% 4.89% 5.05% 5.20% 5.36% 95% do CDI 11.011% 68.590%

94% 4.84% 4.99% 5.15% 5.31% 94% do CDI 10.892% 67.689%
CBD's

93% 4.79% 4.94% 5.09% 5.25% 93% do CDI 10.773% 66.792%

92% 4.73% 4.89% 5.04% 5.19% 92% do CDI 10.655% 65.900%
91% 4.68% 4.83% 4.98% 5.14% 91% do CDI 10.536% 65.012%
90% 4.63% 4.78% 4.93% 5.08% 90% do CDI 10.417% 64.129%
89% 4.58% 4.73% 4.88% 5.02% 89% do CDI 10.299% 63.249%
88% 4.53% 4.67% 4.82% 4.97% 88% do CDI 10.180% 62.374%
87% 4.48% 4.62% 4.77% 4.91% 87% do CDI 10.062% 61.503%
86% 4.43% 4.57% 4.71% 4.85% 86% do CDI 9.943% 60.636%
85% 4.37% 4.52% 4.66% 4.80% 85% do CDI 9.825% 59.774%
84% 4.32% 4.46% 4.60% 4.74% 84% do CDI 9.707% 58.915%
83% 4.27% 4.41% 4.55% 4.68% 83% do CDI 9.588% 58.061%
82% 4.22% 4.36% 4.49% 4.63% 82% do CDI 9.470% 57.211%
81% 4.17% 4.30% 4.44% 4.57% 81% do CDI 9.352% 56.365%
80% 4.12% 4.25% 4.38% 4.52% 80% do CDI 9.234% 55.523%
 Qualquer Investidor com mais de R$ 1.000,00 pode conseguir CDB's
nesta faixa de rentabilidade destacada em amarelo, basta pesquisar!

b.gov.br/pec/poupanca/poupanca.asp

CDB: % EM ANOS Se você investiu: POUPANÇA X CDB: R$ EM ANOS

durante n° de anos R$ 10,000.00 Rentabilidade durante n° de anos
20 2 10 20
151.772% Poupança R$ 967.33 R$ 5,867.32 R$ 15,177.20
216.277% 105% do CDI R$ 1,220.36 R$ 7,784.18 R$ 21,627.72
212.924% 104% do CDI R$ 1,208.41 R$ 7,689.65 R$ 21,292.38
209.604% 103% do CDI R$ 1,196.46 R$ 7,595.57 R$ 20,960.42 Evolução do Investim
206.318% 102% do CDI R$ 1,184.52 R$ 7,501.94 R$ 20,631.81
203.065% 101% do CDI R$ 1,172.58 R$ 7,408.76 R$ 20,306.51
199.845% 100% do CDI R$ 1,160.65 R$ 7,316.03 R$ 19,984.49
196.657% 99% do CDI R$ 1,148.73 R$ 7,223.74 R$ 19,665.73
193.502% 98% do CDI R$ 1,136.82 R$ 7,131.90 R$ 19,350.19
190.378% 97% do CDI R$ 1,124.91 R$ 7,040.49 R$ 19,037.84
187.287% 96% do CDI R$ 1,113.01 R$ 6,949.53 R$ 18,728.65

R$ 7,784.18
184.226% 95% do CDI R$ 1,101.11 R$ 6,859.00 R$ 18,422.59
181.196% 94% do CDI R$ 1,089.22 R$ 6,768.91 R$ 18,119.63
CBD's

178.197% 93% do CDI R$ 1,077.34 R$ 6,679.25 R$ 17,819.73

175.229% 92% do CDI R$ 1,065.46 R$ 6,590.02 R$ 17,522.88
172.290% 91% do CDI R$ 1,053.59 R$ 6,501.22 R$ 17,229.04

R$ 1,220.36

R$ 1,160.65

R$ 1,148.73
169.382% 90% do CDI R$ 1,041.72 R$ 6,412.85 R$ 16,938.18

R$ 982.50

R$ 967.33
166.503% 89% do CDI R$ 1,029.86 R$ 6,324.91 R$ 16,650.27
163.653% 88% do CDI R$ 1,018.01 R$ 6,237.39 R$ 16,365.29
160.832% 87% do CDI R$ 1,006.17 R$ 6,150.30 R$ 16,083.20
158.040% 86% do CDI R$ 994.33 R$ 6,063.62 R$ 15,803.99 2
155.276% 85% do CDI R$ 982.50 R$ 5,977.36 R$ 15,527.61
152.540% 84% do CDI R$ 970.67 R$ 5,891.52 R$ 15,254.05
149.833% 83% do CDI R$ 958.85 R$ 5,806.10 R$ 14,983.27
147.153% 82% do CDI R$ 947.04 R$ 5,721.09 R$ 14,715.26
144.500% 81% do CDI R$ 935.23 R$ 5,636.49 R$ 14,449.97
141.874% 80% do CDI R$ 923.43 R$ 5,552.30 R$ 14,187.40
 2
R$ 1,148.73

R$ 982.50

R$ 967.33

R$ 7,784.18

R$ 7,316.03

R$ 7,223.74

10
R$ 5,977.36

R$ 5,867.32

ução do Investimento em Anos

R$ 21,627.72

R$ 19,984.49

R$ 19,665.73

20
R$ 15,527.61

R$ 15,177.20

Poupança
85% do CDI
99% do CDI
100% do CDI
105% do CDI
 Qual é a taxa SELIC? 10.65% Atualize: http://www.bcb.gov.br/?SELICDIARIOS Qualquer Inv
nesta faixa de
Qual é o CDI? 10.55% Atualize: http://www.cetip.com.br/
Rentabilidade da Poupança 6.491% 0.53% a.m Atualize: http://www4.bcb.gov.br/pec/poupanca

COMPARATIVO POUPANÇA X LCI

Prazo e Imposto de Renda POUPANÇA X LCI: % EM ANOS
Rentabilidade durante n° de anos
Não há incidencia de Imposto de Renda
2 10
Poupança 13.404% 87.564%
105% 11.08% 105% do CDI 23.382% 185.931%
104% 10.97% 104% do CDI 23.148% 183.227%
103% 10.87% 103% do CDI 22.914% 180.546%
102% 10.76% 102% do CDI 22.680% 177.887%
101% 10.66% 101% do CDI 22.446% 175.252%
100% 10.55% 100% do CDI 22.213% 172.639%
99% 10.44% 99% do CDI 21.980% 170.048%
98% 10.34% 98% do CDI 21.747% 167.479%
97% 10.23% 97% do CDI 21.514% 164.933%
96% 10.13% 96% do CDI 21.282% 162.408%
Rentabilidade sobre o CDI

95% 10.02% 95% do CDI 21.050% 159.905%

94% 9.92% 94% do CDI 20.817% 157.424%
93% 9.81% 93% do CDI 20.586% 154.964%
LCI's

92% 9.71% 92% do CDI 20.354% 152.525%

91% 9.60% 91% do CDI 20.123% 150.107%
90% 9.50% 90% do CDI 19.892% 147.710%
89% 9.39% 89% do CDI 19.661% 145.333%
88% 9.28% 88% do CDI 19.430% 142.977%
87% 9.18% 87% do CDI 19.199% 140.642%
86% 9.07% 86% do CDI 18.969% 138.327%
85% 8.97% 85% do CDI 18.739% 136.031%
84% 8.86% 84% do CDI 18.509% 133.756%
83% 8.76% 83% do CDI 18.280% 131.501%
82% 8.65% 82% do CDI 18.050% 129.265%
81% 8.55% 81% do CDI 17.821% 127.048%
80% 8.44% 80% do CDI 17.592% 124.851%
 Qualquer Investidor com mais de R$ 10.000,00 pode conseguir LCI's
nesta faixa de rentabilidade destacada em amarelo, basta pesquisar!

b.gov.br/pec/poupanca/poupanca.asp

X LCI: % EM ANOS Se você investiu: POUPANÇA X LCI: R$ EM ANOS

durante n° de anos R$ 10,000.00 Rentabilidade durante n° de anos
20 2 10 20
251.802% Poupança R$ 1,340.44 R$ 8,756.38 R$ 25,180.18
717.564% 105% do CDI R$ 2,338.21 R$ 18,593.08 R$ 71,756.43
702.173% 104% do CDI R$ 2,314.78 R$ 18,322.67 R$ 70,217.34
687.058% 103% do CDI R$ 2,291.38 R$ 18,054.55 R$ 68,705.80 Evolução do Investi
672.213% 102% do CDI R$ 2,268.00 R$ 17,788.73 R$ 67,221.35
657.635% 101% do CDI R$ 2,244.64 R$ 17,525.17 R$ 65,763.51
643.318% 100% do CDI R$ 2,221.30 R$ 17,263.87 R$ 64,331.85
629.259% 99% do CDI R$ 2,197.99 R$ 17,004.80 R$ 62,925.91
615.453% 98% do CDI R$ 2,174.69 R$ 16,747.95 R$ 61,545.26
601.895% 97% do CDI R$ 2,151.42 R$ 16,493.29 R$ 60,189.47
588.581% 96% do CDI R$ 2,128.18 R$ 16,240.83 R$ 58,858.10
575.508% 95% do CDI R$ 2,104.95 R$ 15,990.53 R$ 57,550.75
562.670% 94% do CDI R$ 2,081.75 R$ 15,742.38 R$ 56,267.00
550.065% 93% do CDI R$ 2,058.57 R$ 15,496.36 R$ 55,006.45
LCI's

537.687% 92% do CDI R$ 2,035.41 R$ 15,252.47 R$ 53,768.71

525.534% 91% do CDI R$ 2,012.27 R$ 15,010.67 R$ 52,553.37

R$ 2,338.21

R$ 2,221.30

R$ 2,197.99
513.601% 90% do CDI R$ 1,989.16 R$ 14,770.96 R$ 51,360.06

R$ 1,873.92

R$ 1,340.44
501.884% 89% do CDI R$ 1,966.06 R$ 14,533.32 R$ 50,188.39
490.380% 88% do CDI R$ 1,942.99 R$ 14,297.74 R$ 49,038.00
479.085% 87% do CDI R$ 1,919.94 R$ 14,064.19 R$ 47,908.52
467.996% 86% do CDI R$ 1,896.92 R$ 13,832.66 R$ 46,799.59 2
457.108% 85% do CDI R$ 1,873.92 R$ 13,603.14 R$ 45,710.84
446.419% 84% do CDI R$ 1,850.94 R$ 13,375.62 R$ 44,641.95
435.926% 83% do CDI R$ 1,827.98 R$ 13,150.07 R$ 43,592.55
425.623% 82% do CDI R$ 1,805.04 R$ 12,926.47 R$ 42,562.32
415.509% 81% do CDI R$ 1,782.13 R$ 12,704.83 R$ 41,550.93
405.580% 80% do CDI R$ 1,759.23 R$ 12,485.11 R$ 40,558.03
 2
R$ 2,197.99

R$ 1,873.92

R$ 1,340.44

R$ 18,593.08

R$ 17,263.87

R$ 17,004.80

10
R$ 13,603.14

R$ 8,756.38

ução do Investimento em Anos

R$ 71,756.43

R$ 64,331.85

R$ 62,925.91

20
R$ 45,710.84

R$ 25,180.18

Poupança
85% do CDI
99% do CDI
100% do CDI
105% do CDI