-1

VALOR DEL CREDITO $ 46,500,000

CUETA INICIAL 30%
$ 13,950,000
SALDO $ 32,550,000
4 AÑOS
TIEMPO
48 MESES
12% EA
TASA DE INTERÉS 11.39% AMV
0.95% MV
CUOTA -$ 847,395.14

N° CUOTA SALDO ABONO A CAPITAL VALOR INTERESES VALOR

0 $ 32,550,000
1 $ 32,011,465.07 $ 538,534.93 $ 308,860.21 $ 847,395.14
2 $ 31,467,820.09 $ 543,644.98 $ 303,750.16 $ 847,395.14
3 $ 30,919,016.57 $ 548,803.51 $ 298,591.63 $ 847,395.14
4 $ 30,365,005.58 $ 554,011.00 $ 293,384.15 $ 847,395.14
5 $ 29,805,737.68 $ 559,267.89 $ 288,127.25 $ 847,395.14
6 $ 29,241,163.01 $ 564,574.67 $ 282,820.47 $ 847,395.14
7 $ 28,671,231.21 $ 569,931.80 $ 277,463.34 $ 847,395.14
8 $ 28,095,891.45 $ 575,339.77 $ 272,055.38 $ 847,395.14
9 $ 27,515,092.40 $ 580,799.05 $ 266,596.10 $ 847,395.14
10 $ 26,928,782.27 $ 586,310.13 $ 261,085.01 $ 847,395.14
11 $ 26,336,908.77 $ 591,873.50 $ 255,521.64 $ 847,395.14
12 $ 25,739,419.10 $ 597,489.67 $ 249,905.47 $ 847,395.14
13 $ 25,136,259.97 $ 603,159.12 $ 244,236.02 $ 847,395.14
14 $ 24,527,377.60 $ 608,882.38 $ 238,512.77 $ 847,395.14
15 $ 23,912,717.66 $ 614,659.94 $ 232,735.21 $ 847,395.14
16 $ 23,292,225.34 $ 620,492.32 $ 226,902.83 $ 847,395.14
17 $ 22,665,845.30 $ 626,380.04 $ 221,015.10 $ 847,395.14
18 $ 22,033,521.67 $ 632,323.63 $ 215,071.51 $ 847,395.14
19 $ 21,395,198.06 $ 638,323.62 $ 209,071.52 $ 847,395.14
20 $ 20,750,817.52 $ 644,380.54 $ 203,014.60 $ 847,395.14
21 $ 20,100,322.59 $ 650,494.93 $ 196,900.21 $ 847,395.14
22 $ 19,443,655.24 $ 656,667.34 $ 190,727.80 $ 847,395.14
23 $ 18,780,756.92 $ 662,898.32 $ 184,496.82 $ 847,395.14
24 $ 18,111,568.49 $ 669,188.43 $ 178,206.71 $ 847,395.14
25 $ 17,436,030.27 $ 675,538.22 $ 171,856.92 $ 847,395.14
26 $ 16,754,082.01 $ 681,948.26 $ 165,446.88 $ 847,395.14
27 $ 16,065,662.88 $ 688,419.13 $ 158,976.01 $ 847,395.14
28 $ 15,370,711.48 $ 694,951.39 $ 152,443.75 $ 847,395.14
29 $ 14,669,165.84 $ 701,545.64 $ 145,849.50 $ 847,395.14
30 $ 13,960,963.37 $ 708,202.47 $ 139,192.68 $ 847,395.14
31 $ 13,246,040.92 $ 714,922.45 $ 132,472.69 $ 847,395.14
32 $ 12,524,334.72 $ 721,706.20 $ 125,688.94 $ 847,395.14
33 $ 11,795,780.39 $ 728,554.32 $ 118,840.82 $ 847,395.14
34 $ 11,060,312.97 $ 735,467.43 $ 111,927.72 $ 847,395.14
35 $ 10,317,866.85 $ 742,446.12 $ 104,949.02 $ 847,395.14
36 $ 9,568,375.81 $ 749,491.04 $ 97,904.10 $ 847,395.14
37 $ 8,811,773.00 $ 756,602.81 $ 90,792.34 $ 847,395.14
38 $ 8,047,990.95 $ 763,782.05 $ 83,613.09 $ 847,395.14
39 $ 7,276,961.52 $ 771,029.42 $ 76,365.72 $ 847,395.14
40 $ 6,498,615.96 $ 778,345.56 $ 69,049.58 $ 847,395.14
41 $ 5,712,884.84 $ 785,731.12 $ 61,664.02 $ 847,395.14
42 $ 4,919,698.08 $ 793,186.76 $ 54,208.38 $ 847,395.14
43 $ 4,118,984.93 $ 800,713.15 $ 46,682.00 $ 847,395.14
44 $ 3,310,673.98 $ 808,310.95 $ 39,084.20 $ 847,395.14
45 $ 2,494,693.14 $ 815,980.84 $ 31,414.30 $ 847,395.14
46 $ 1,670,969.62 $ 823,723.52 $ 23,671.63 $ 847,395.14
47 $ 839,429.97 $ 831,539.66 $ 15,855.48 $ 847,395.14
48 $ 0.00 $ 839,429.97 $ 7,965.18 $ 847,395.14
TOTAL $ 32,550,000.00 $ 8,124,966.86 $ 40,674,966.86
 -1
VALOR DEL CREDITO $ 46,500,000
30%
CUOTA INICIAL
$ 13,950,000
SALDO $ 32,550,000
4 AÑOS
TIEMPO
48 MESES
12% EA
TASA DE INTERÉS 11.39% AMV
0.95% MV
CUOTA -$ 847,395.14

N° CUOTA SALDO ABONO A CAPITAL ABONO EXTRA VALOR INTERESES

0 $ 32,550,000
1 $ 32,011,465.07 $ 538,534.93 $ 308,860.21
2 $ 31,467,820.09 $ 543,644.98 $ 303,750.16
3 $ 30,919,016.57 $ 548,803.51 $ 298,591.63
4 $ 30,365,005.58 $ 554,011.00 $ 293,384.15
5 $ 29,805,737.68 $ 559,267.89 $ 288,127.25
6 $ 29,241,163.01 $ 564,574.67 $ 282,820.47
7 $ 28,671,231.21 $ 569,931.80 $ 277,463.34
8 $ 28,095,891.45 $ 575,339.77 $ 272,055.38
9 $ 27,515,092.40 $ 580,799.05 $ 266,596.10
10 $ 26,928,782.27 $ 586,310.13 $ 261,085.01
11 $ 26,336,908.77 $ 591,873.50 $ 255,521.64
12 $ 25,739,419.10 $ 597,489.67 $ 249,905.47
13 $ 25,136,259.97 $ 603,159.12 $ 244,236.02
14 $ 24,527,377.60 $ 608,882.38 $ 238,512.77
15 $ 23,912,717.66 $ 614,659.94 $ 232,735.21
16 $ 23,292,225.34 $ 620,492.32 $ 226,902.83
17 $ 22,665,845.30 $ 626,380.04 $ 221,015.10
18 $ 22,033,521.67 $ 632,323.63 $ 215,071.51
19 $ 21,395,198.06 $ 638,323.62 $ 209,071.52
20 $ 20,750,817.52 $ 644,380.54 $ 203,014.60
21 $ 20,100,322.59 $ 650,494.93 $ 196,900.21
22 $ 19,443,655.24 $ 656,667.34 $ 190,727.80
23 $ 18,780,756.92 $ 662,898.32 $ 184,496.82
24 $ 15,111,568.49 $ 669,188.43 $ 3,000,000.00 $ 178,206.71
25 $ 14,407,563.89 $ 704,004.60 , $ 143,390.54
26 $ 13,696,879.14 $ 710,684.75 $ 136,710.39
27 $ 12,979,450.84 $ 717,428.29 $ 129,966.85
28 $ 12,255,215.02 $ 724,235.82 $ 123,159.32
29 $ 11,524,107.08 $ 731,107.95 $ 116,287.20
30 $ 6,786,061.80 $ 738,045.28 $ 4,000,000.00 $ 109,349.87
31 $ 6,003,058.19 $ 783,003.61 $ 64,391.54
32 $ 5,212,624.83 $ 790,433.37 $ 56,961.78
33 $ 4,414,691.20 $ 797,933.63 $ 49,461.52
34 $ 3,609,186.15 $ 805,505.05 $ 41,890.09
35 $ 2,796,037.83 $ 813,148.32 $ 34,246.82
36 $ 1,975,173.71 $ 820,864.12 $ 26,531.02
37 $ 1,146,520.58 $ 828,653.13 $ 18,742.01
38 $ 310,004.53 $ 836,516.05 $ 10,879.10
39 $ - $ 310,004.53 $ 2,941.57
TOTAL $ 25,550,000.00 $ 7,000,000.00 $ 6,963,961.53
VALOR

$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
 $ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 312,946.10
$ 32,513,961.53
 -1
VALOR DEL CREDITO $ 46,500,000
30%
CUOTA INICIAL
$ 13,950,000
SALDO $ 32,550,000
4 AÑOS
TIEMPO
48 MESES
12% EA
TASA DE INTERÉS 11.39% AMV
0.95% MV
CUOTA -$ 847,395.14

N° CUOTA SALDO ABONO A CAPITAL ABONO EXTRA VALOR INTERESES

0 $ 32,550,000
1 $ 32,011,465.07 $ 538,534.93 $ 308,860.21
2 $ 31,467,820.09 $ 543,644.98 $ 303,750.16
3 $ 30,919,016.57 $ 548,803.51 $ 298,591.63
4 $ 30,365,005.58 $ 554,011.00 $ 293,384.15
5 $ 29,805,737.68 $ 559,267.89 $ 288,127.25
6 $ 29,241,163.01 $ 564,574.67 $ 282,820.47
7 $ 28,671,231.21 $ 569,931.80 $ 277,463.34
8 $ 28,095,891.45 $ 575,339.77 $ 272,055.38
9 $ 27,515,092.40 $ 580,799.05 $ 266,596.10
10 $ 26,928,782.27 $ 586,310.13 $ 261,085.01
11 $ 26,336,908.77 $ 591,873.50 $ 255,521.64
12 $ 25,739,419.10 $ 597,489.67 $ 249,905.47
13 $ 25,136,259.97 $ 603,159.12 $ 244,236.02
14 $ 24,527,377.60 $ 608,882.38 $ 238,512.77
15 $ 23,912,717.66 $ 614,659.94 $ 232,735.21
16 $ 23,292,225.34 $ 620,492.32 $ 226,902.83
17 $ 22,665,845.30 $ 626,380.04 $ 221,015.10
18 $ 22,033,521.67 $ 632,323.63 $ 215,071.51
19 $ 21,395,198.06 $ 638,323.62 $ 209,071.52
20 $ 20,750,817.52 $ 644,380.54 $ 203,014.60
21 $ 20,100,322.59 $ 650,494.93 $ 196,900.21
22 $ 19,443,655.24 $ 656,667.34 $ 190,727.80
23 $ 18,780,756.92 $ 662,898.32 $ 184,496.82
24 $ 15,111,568.49 $ 669,188.43 $ 3,000,000.00 $ 178,206.71
25 $ 14,547,926.41 $ 563,642.08 $ 143,390.54
26 $ 13,978,936.05 $ 568,990.36 $ 138,042.26
27 $ 13,404,546.66 $ 574,389.39 $ 132,643.23
28 $ 12,824,707.01 $ 579,839.65 $ 127,192.97
29 $ 12,239,365.38 $ 585,341.63 $ 121,690.99
30 $ 7,508,107.04 $ 731,258.34 $ 4,000,000.00 $ 116,136.80
31 $ 7,123,626.81 $ 384,480.22 $ 71,242.87
32 $ 6,735,498.34 $ 388,128.47 $ 67,594.62
33 $ 6,343,686.99 $ 391,811.35 $ 63,911.75
34 $ 5,948,157.83 $ 395,529.16 $ 60,193.93
35 $ 5,548,875.57 $ 399,282.26 $ 56,440.84
36 $ 5,145,804.61 $ 403,070.96 $ 52,652.13
37 $ 4,738,908.99 $ 406,895.62 $ 48,827.47
38 $ 4,328,152.42 $ 410,756.57 $ 44,966.53
39 $ 3,913,498.27 $ 414,654.15 $ 41,068.94
40 $ 3,494,909.55 $ 418,588.72 $ 37,134.37
41 $ 3,072,348.93 $ 422,560.62 $ 33,162.47
42 $ 2,645,778.72 $ 426,570.21 $ 29,152.88
43 $ 2,215,160.87 $ 430,617.85 $ 25,105.25
44 $ 1,780,456.98 $ 434,703.89 $ 21,019.20
45 $ 1,341,628.27 $ 438,828.71 $ 16,894.39
46 $ 898,635.61 $ 442,992.66 $ 12,730.43
47 $ 451,439.48 $ 447,196.13 $ 8,526.97
48 $ - $ 451,439.48 $ 4,283.62
TOTAL $ 25,550,000.00 $ 7,000,000.00 $ 7,373,057.38
VALOR

$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 847,395.14
$ 707,032.62
$ 707,032.62
$ 707,032.62
$ 707,032.62
$ 707,032.62
$ 847,395.14
 $ 455,723.09
$ 455,723.09
$ 455,723.09
$ 455,723.09
$ 455,723.09
$ 455,723.09
$ 455,723.09
$ 455,723.09
$ 455,723.09
$ 455,723.09
$ 455,723.09
$ 455,723.09
$ 455,723.09
$ 455,723.09
$ 455,723.09
$ 455,723.09
$ 455,723.09
$ 455,723.09
$ 32,923,057.38
 -1 ejercicio 4
VALOR DEL CREDITO $ 46,500,000
30%
CUOTA INICIAL
$ 13,950,000
SALDO $ 27,145,309 -$ 2,391,581.63
4 AÑOS -$ 3,013,109.64
TIEMPO
48 MESES
12% EA
TASA DE INTERÉS 11.39% AMV
0.95% MV
CUOTA -$ 706,691.33

N° CUOTA SALDO ABONO A CAPITAL ABONO EXTRA VALOR INTERESES

0 $ 27,145,309
1 $ 26,696,193.61 $ 449,115.12 $ 257,576.21
2 $ 26,242,816.94 $ 453,376.68 $ 253,314.65
3 $ 25,785,138.26 $ 457,678.67 $ 249,012.66
4 $ 25,323,116.77 $ 462,021.49 $ 244,669.84
5 $ 24,856,711.25 $ 466,405.52 $ 240,285.81
6 $ 24,385,880.11 $ 470,831.14 $ 235,860.19
7 $ 23,910,581.35 $ 475,298.76 $ 231,392.57
8 $ 23,430,772.58 $ 479,808.77 $ 226,882.56
9 $ 22,946,411.00 $ 484,361.58 $ 222,329.75
10 $ 22,457,453.41 $ 488,957.59 $ 217,733.74
11 $ 21,963,856.20 $ 493,597.20 $ 213,094.13
12 $ 21,465,575.36 $ 498,280.85 $ 208,410.48
13 $ 20,962,566.43 $ 503,008.93 $ 203,682.40
14 $ 20,454,784.55 $ 507,781.88 $ 198,909.45
15 $ 19,942,184.44 $ 512,600.11 $ 194,091.22
16 $ 19,424,720.37 $ 517,464.07 $ 189,227.26
17 $ 18,902,346.19 $ 522,374.18 $ 184,317.15
18 $ 18,375,015.31 $ 527,330.88 $ 179,360.45
19 $ 17,842,680.69 $ 532,334.61 $ 174,356.72
20 $ 17,305,294.87 $ 537,385.83 $ 169,305.50
21 $ 16,762,809.90 $ 542,484.97 $ 164,206.36
22 $ 16,215,177.40 $ 547,632.50 $ 159,058.83
23 $ 15,662,348.53 $ 552,828.87 $ 153,862.46
24 $ 15,104,273.98 $ 558,074.55 $ 3,000,000.00 $ 148,616.78
25 $ 14,540,903.98 $ 563,370.00 $ 143,321.33
26 $ 13,972,188.28 $ 568,715.70 $ 137,975.63
27 $ 13,398,076.15 $ 574,112.13 $ 132,579.20
28 $ 12,818,516.39 $ 579,559.76 $ 127,131.57
29 $ 12,233,457.31 $ 585,059.08 $ 121,632.25
30 $ 11,642,846.73 $ 590,610.59 $ 4,000,000.00 $ 116,080.74
31 $ 11,046,631.96 $ 596,214.77 $ 110,476.56
32 $ 10,444,759.83 $ 601,872.13 $ 104,819.20
33 $ 9,837,176.67 $ 607,583.17 $ 99,108.16
34 $ 9,223,828.27 $ 613,348.40 $ 93,342.93
35 $ 8,604,659.94 $ 619,168.33 $ 87,523.00
36 $ 7,979,616.44 $ 625,043.49 $ 81,647.84
37 $ 7,348,642.04 $ 630,974.40 $ 75,716.93
38 $ 6,711,680.46 $ 636,961.59 $ 69,729.74
39 $ 6,068,674.87 $ 643,005.58 $ 63,685.75
40 $ 5,419,567.94 $ 649,106.93 $ 57,584.40
41 $ 4,764,301.77 $ 655,266.17 $ 51,425.16
42 $ 4,102,817.92 $ 661,483.86 $ 45,207.47
43 $ 3,435,057.38 $ 667,760.54 $ 38,930.79
44 $ 2,760,960.60 $ 674,096.78 $ 32,594.55
45 $ 2,080,467.45 $ 680,493.15 $ 26,198.18
46 $ 1,393,517.24 $ 686,950.20 $ 19,741.12
47 $ 700,048.71 $ 693,468.53 $ 13,222.80
48 $ 0.00 $ 700,048.71 $ 6,642.62
TOTAL $ 27,145,308.73 $ 7,000,000.00 $ 6,775,875.08
VALOR

$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
 $ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 706,691.33
$ 33,921,183.81
 -1 EJERCICIO 5
VALOR DEL CREDITO $ 46,500,000
30%
CUOTA INICIAL
$ 13,950,000
SALDO $ 32,550,000
4 AÑOS
TIEMPO
48 MESES
PERIODO DE GRACIAS 12 MESES
12% EA
TASA DE INTERÉS 11.39% AMV
0.95% MV
CUOTA -$ 1,071,613.61

N° CUOTA SALDO ABONO A CAPITAL VALOR INTERESES VALOR

0 $ 32,550,000.00
1 $ 32,550,000.00 $ - $ 308,860.21 $ 308,860.21
2 $ 32,550,000.00 $ - $ 308,860.21 $ 308,860.21
3 $ 32,550,000.00 $ - $ 308,860.21 $ 308,860.21
4 $ 32,550,000.00 $ - $ 308,860.21 $ 308,860.21
5 $ 32,550,000.00 $ - $ 308,860.21 $ 308,860.21
6 $ 32,550,000.00 $ - $ 308,860.21 $ 308,860.21
7 $ 32,550,000.00 $ - $ 308,860.21 $ 308,860.21
8 $ 32,550,000.00 $ - $ 308,860.21 $ 308,860.21
9 $ 32,550,000.00 $ - $ 308,860.21 $ 308,860.21
10 $ 32,550,000.00 $ - $ 308,860.21 $ 308,860.21
11 $ 32,550,000.00 $ - $ 308,860.21 $ 308,860.21
12 $ 32,550,000.00 $ - $ 308,860.21 $ 308,860.21
13 $ 31,787,246.60 $ 762,753.40 $ 308,860.21 $ 1,071,613.61
14 $ 31,017,255.58 $ 769,991.01 $ 301,622.60 $ 1,071,613.61
15 $ 30,239,958.29 $ 777,297.30 $ 294,316.32 $ 1,071,613.61
16 $ 29,455,285.38 $ 784,672.91 $ 286,940.70 $ 1,071,613.61
17 $ 28,663,166.87 $ 792,118.51 $ 279,495.10 $ 1,071,613.61
18 $ 27,863,532.11 $ 799,634.76 $ 271,978.86 $ 1,071,613.61
19 $ 27,056,309.78 $ 807,222.33 $ 264,391.29 $ 1,071,613.61
20 $ 26,241,427.89 $ 814,881.89 $ 256,731.72 $ 1,071,613.61
21 $ 25,418,813.75 $ 822,614.14 $ 248,999.48 $ 1,071,613.61
22 $ 24,588,394.00 $ 830,419.75 $ 241,193.86 $ 1,071,613.61
23 $ 23,750,094.57 $ 838,299.43 $ 233,314.18 $ 1,071,613.61
24 $ 22,903,840.68 $ 846,253.88 $ 225,359.73 $ 1,071,613.61
25 $ 22,049,556.87 $ 854,283.81 $ 217,329.80 $ 1,071,613.61
26 $ 21,187,166.94 $ 862,389.93 $ 209,223.68 $ 1,071,613.61
27 $ 20,316,593.96 $ 870,572.97 $ 201,040.64 $ 1,071,613.61
28 $ 19,437,760.30 $ 878,833.66 $ 192,779.95 $ 1,071,613.61
29 $ 18,550,587.57 $ 887,172.73 $ 184,440.88 $ 1,071,613.61
30 $ 17,654,996.65 $ 895,590.93 $ 176,022.68 $ 1,071,613.61
31 $ 16,750,907.64 $ 904,089.01 $ 167,524.61 $ 1,071,613.61
32 $ 15,838,239.92 $ 912,667.72 $ 158,945.89 $ 1,071,613.61
33 $ 14,916,912.09 $ 921,327.83 $ 150,285.78 $ 1,071,613.61
34 $ 13,986,841.96 $ 930,070.12 $ 141,543.49 $ 1,071,613.61
35 $ 13,047,946.60 $ 938,895.37 $ 132,718.25 $ 1,071,613.61
36 $ 12,100,142.25 $ 947,804.35 $ 123,809.26 $ 1,071,613.61
37 $ 11,143,344.38 $ 956,797.87 $ 114,815.74 $ 1,071,613.61
38 $ 10,177,467.65 $ 965,876.73 $ 105,736.89 $ 1,071,613.61
39 $ 9,202,425.92 $ 975,041.73 $ 96,571.88 $ 1,071,613.61
40 $ 8,218,132.22 $ 984,293.70 $ 87,319.91 $ 1,071,613.61
41 $ 7,224,498.77 $ 993,633.46 $ 77,980.15 $ 1,071,613.61
42 $ 6,221,436.93 $ 1,003,061.84 $ 68,551.77 $ 1,071,613.61
43 $ 5,208,857.24 $ 1,012,579.69 $ 59,033.93 $ 1,071,613.61
44 $ 4,186,669.39 $ 1,022,187.85 $ 49,425.77 $ 1,071,613.61
45 $ 3,154,782.22 $ 1,031,887.17 $ 39,726.44 $ 1,071,613.61
46 $ 2,113,103.68 $ 1,041,678.54 $ 29,935.08 $ 1,071,613.61
47 $ 1,061,540.87 $ 1,051,562.81 $ 20,050.80 $ 1,071,613.61
48 -$ 0.00 $ 1,061,540.87 $ 10,072.74 $ 1,071,613.61
TOTAL $ 32,550,000.00 $ 9,734,412.59 $ 42,284,412.59
 EJERCICIO 5
VALOR DEL CREDITO $ 46,500,000
30%
CUOTA INICIAL
$ 13,950,000
SALDO $ 32,550,000
4 AÑOS
TIEMPO
48 MESES
PERIODO DE GRACIAS 12 MESES
12% EA
TASA DE INTERÉS 11.39% AMV
0.95% MV
CUOTA -$ 1,200,207.25

N° CUOTA SALDO ABONO A CAPITAL VALOR INTERESES VALOR

0 $ 32,550,000.00
1 $ - $ - $ -
2 $ - $ - $ -
3 $ - $ - $ -
4 $ - $ - $ -
5 $ - $ - $ -
6 $ - $ - $ -
7 $ - $ - $ -
8 $ - $ - $ -
9 $ - $ - $ -
10 $ - $ - $ -
11 $ - $ - $ -
12 $ 36,456,000.00 $ - $ - $ -
13 $ 35,601,716.19 $ 854,283.81 $ 345,923.44 $ 1,200,207.25
14 $ 34,739,326.25 $ 862,389.93 $ 337,817.31 $ 1,200,207.25
15 $ 33,868,753.28 $ 870,572.97 $ 329,634.27 $ 1,200,207.25
16 $ 32,989,919.62 $ 878,833.66 $ 321,373.59 $ 1,200,207.25
17 $ 32,102,746.89 $ 887,172.73 $ 313,034.52 $ 1,200,207.25
18 $ 31,207,155.96 $ 895,590.93 $ 304,616.32 $ 1,200,207.25
19 $ 30,303,066.96 $ 904,089.01 $ 296,118.24 $ 1,200,207.25
20 $ 29,390,399.24 $ 912,667.72 $ 287,539.53 $ 1,200,207.25
21 $ 28,469,071.40 $ 921,327.83 $ 278,879.41 $ 1,200,207.25
22 $ 27,539,001.28 $ 930,070.12 $ 270,137.12 $ 1,200,207.25
23 $ 26,600,105.91 $ 938,895.37 $ 261,311.88 $ 1,200,207.25
24 $ 25,652,301.56 $ 947,804.35 $ 252,402.90 $ 1,200,207.25
25 $ 24,695,503.70 $ 956,797.87 $ 243,409.38 $ 1,200,207.25
26 $ 23,729,626.97 $ 965,876.73 $ 234,330.52 $ 1,200,207.25
27 $ 22,754,585.24 $ 975,041.73 $ 225,165.52 $ 1,200,207.25
28 $ 21,770,291.54 $ 984,293.70 $ 215,913.55 $ 1,200,207.25
29 $ 20,776,658.08 $ 993,633.46 $ 206,573.79 $ 1,200,207.25
30 $ 19,773,596.24 $ 1,003,061.84 $ 197,145.41 $ 1,200,207.25
31 $ 18,761,016.56 $ 1,012,579.69 $ 187,627.56 $ 1,200,207.25
32 $ 17,738,828.71 $ 1,022,187.85 $ 178,019.40 $ 1,200,207.25
33 $ 16,706,941.54 $ 1,031,887.17 $ 168,320.07 $ 1,200,207.25
34 $ 15,665,263.00 $ 1,041,678.54 $ 158,528.71 $ 1,200,207.25
35 $ 14,613,700.19 $ 1,051,562.81 $ 148,644.44 $ 1,200,207.25
36 $ 13,552,159.32 $ 1,061,540.87 $ 138,666.38 $ 1,200,207.25
37 $ 12,480,545.70 $ 1,071,613.61 $ 128,593.63 $ 1,200,207.25
38 $ 11,398,763.77 $ 1,081,781.93 $ 118,425.31 $ 1,200,207.25
39 $ 10,306,717.03 $ 1,092,046.74 $ 108,160.51 $ 1,200,207.25
40 $ 9,204,308.09 $ 1,102,408.94 $ 97,798.30 $ 1,200,207.25
41 $ 8,091,438.62 $ 1,112,869.47 $ 87,337.77 $ 1,200,207.25
42 $ 6,968,009.36 $ 1,123,429.26 $ 76,777.99 $ 1,200,207.25
43 $ 5,833,920.11 $ 1,134,089.25 $ 66,118.00 $ 1,200,207.25
44 $ 4,689,069.72 $ 1,144,850.39 $ 55,356.86 $ 1,200,207.25
45 $ 3,533,356.09 $ 1,155,713.64 $ 44,493.61 $ 1,200,207.25
46 $ 2,366,676.12 $ 1,166,679.96 $ 33,527.28 $ 1,200,207.25
47 $ 1,188,925.78 $ 1,177,750.35 $ 22,456.90 $ 1,200,207.25
48 $ 0.00 $ 1,188,925.78 $ 11,281.47 $ 1,200,207.25
TOTAL $ 36,456,000.00 $ 6,751,460.88 $ 43,207,460.88