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Preencha os Dados Sobre o Financiamento

Os campos em vermelho so obrigatrios


Autor
fulano de tal
Ru
r
N do Contrato
0
Objeto do EmprstimoFinanciamento qualquer
Valor do Bem
R$ 40,000.00
Valor da Entrada
Valor Financiado
R$ 30,000.00
Valor da Parcela
N de Parcelas
60
Taxa de Inflao
N de Parcelas Pagas
0
Data Vencimento 1 Carn
Valor do IOF
R$ 617.87
Valor da TAC
Servios de Terceiros
R$ 0.00
Valor do carn (TEC)
Descrio

Outros encargos
Valores Utilizados no Financiamento
Taxa de Juros (a.m)
0.09%
Taxa de Juros Capitalizada (a.a) 1.13%
Valor da Prestao Sem Carn
Valor Pago ao Final
R$ 30,868.80
Total de Juros Pago
R$ 868.80
Valor J Pago
R$ 10,100.00

Informe o Valor do Carn

Dados Para a Reviso


Aplicar outra taxa de juros sim
Taxa a Ser Aplicada
3.00%
Favor preencher o campo acima

A reproduo ou distribuio no autorizada deste programa,


ou qualquer parte dela, resultar em severas punies civis
e criminais, e os infratores sero punidos sob a mxima extenso
possvel dentro da lei

Para se adquirir a planilha, favor enviar um e-mail para

nanciamento

neoflex@bol.com.br
http://newflex.mercadoshops.com.br/
http://consultarevisional.blogspot.com.br/

R$ 10,100.00
R$ 514.48
11/1/2011
R$ 715.00

Valor

iamento

o
-

ste programa,
punies civis
mxima extenso

Esta material apenas um execmplo de um calculo, a pl


com as formulas e tudo mais, sem tempo de limite
http://newflex.mercadoshops.com.br/

e-mail para

o de um calculo, a planilha completa


sem tempo de limite, esta em
cadoshops.com.br/

Aferio dos juros de mora


Restituio por pagamento antecipado
Encargos Pagos Por atraso
Valor para pagamento antecipado

Valor da Parcela
Data de Vencimento

Multa
Mora
Comisso de Permanncia

Err:512
Err:512
Err:512

R$ 514.48
11/1/2011

Preencha Apenas Um
Em Reais
Em (%)
2.000%
0.400%

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

parcela
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Err:512
0
0
0
0
0
Err:512
0
0
0
0
0
0
0
0
0
0

86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120

Data Vencimento
11/1/2011
12/1/2011
1/1/2012
2/1/2012
3/1/2012
4/1/2012
5/1/2012
6/1/2012
7/1/2012
8/1/2012
9/1/2012
10/1/2012
11/1/2012
12/1/2012
1/1/2013
2/1/2013
3/1/2013
4/1/2013
5/1/2013
6/1/2013
7/1/2013
8/1/2013
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

Data do pagamento
Valor a Pagar
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00

Para se adquirir a planilha


neoflex@bol.com.br
http://newflex.mercadosh
http://consultarevisional.b

Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
p
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512
Err:512

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Err:512
0
0
0
0
0
Err:512
0
0
0
0
0
0
0
0
0
0

R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
Err:512
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
Err:512
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00
R$ 0.00

a se adquirir a planilha, favor enviar um e-mail para


flex@bol.com.br
p://newflex.mercadoshops.com.br/
p://consultarevisional.blogspot.com.br/

Cliente
Instituio Financeira
Objeto do Contrato
N Contrato
N Contrato

fulano de tal
r
Financiamento qualquer
0

Price
Com Todos os
Encargos
Bancrios

Valor do financiamento
Valor Pago ao Final
Valor da Prestao Com Boleto
Valor da Prestao Sem Boleto
Taxa de juros (a.m)
Taxa de juros (a.a)
Valor pago
Parcelas Restantes (Normais)
Parcelas (Corrigidas)
Total de juros pago
Valor Pago a maior
Saldo Devedor
Repetio de indbito

R$ 30,000.00
R$ 30,868.80
R$ 514.48
3.00%
42.58%
Err:512
40
R$ 514.48
R$ 868.80
-R$ 5,882.92
R$ 20,768.80
-R$ 11,765.84

Aferio da mora
Encargos pagos por atraso
Restituio por Pagamento antecipado

tal
Para se adquirir a planilha, favor enviar um
neoflex@bol.com.br
http://newflex.mercadoshops.com.br/
http://consultarevisional.blogspot.com.br/

ento qualquer

Gauss
Com Todos os
Encargos Bancrios
e Juros Iguais ao do
Financiamento

R$ 30,000.00
R$ 30,837.59
R$ 513.96
3.00%
36.00%
Err:512
40
R$ 513.71
R$ 837.59
-R$ 5,914.12
R$ 20,737.59
-R$ 11,828.25

o da mora
Err:512
Err:512

Gauss

Gauss

Sem Encargos Sem Encargos Bacrios


Bancrios e
com Juros
Juros Iguais ao Diferenciados
Financiamento

R$ 28,667.13
R$ 29,467.51
R$ 491.13
3.00%
36.00%
Err:512
40
R$ 479.77
R$ 800.38
-R$ 5,951.34
R$ 19,367.51
-R$ 11,902.68

R$ 28,667.13
R$ 35,418.85
R$ 590.31
1.00%
12.00%
Err:512
49
R$ 627.19
R$ 6,751.72
R$ 0.00
R$ 25,318.85
-

0
R$ 10,100.00

Fulcro art. 42 nic

a, favor enviar um e-mail para

ops.com.br/
blogspot.com.br/

cro art. 42 nico CDC

Sistema de Amortizao a Juros Compostos (Tabela Price


(Com todos os encargos inerentes ao financiamento (tac, IOF, Carn, etc)
Cliente
fulano de tal
Instituio Financeira r
Objeto do Contrato Financiamento qualquer
N Contrato
0

0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32

Meses

0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31

Saldo Devedor (SD) Amortizao (A)

30,000.00
29,816.01
29,626.50
29,431.31
29,230.26
29,023.18
28,809.89
28,590.19
28,363.91
28,130.84
27,890.78
27,643.51
27,388.83
27,126.50
26,856.31
26,578.01
26,291.36
25,996.11
25,692.01
25,378.78
25,056.15
24,723.85
24,381.58
24,029.03
23,665.92
23,291.91
22,906.67
22,509.88
22,101.19
21,680.24
21,246.66
20,800.07

183.99
189.51
195.19
201.05
207.08
213.29
219.69
226.28
233.07
240.06
247.27
254.68
262.32
270.19
278.30
286.65
295.25
304.11
313.23
322.63
332.30
342.27
352.54
363.12
374.01
385.23
396.79
408.69
420.95
433.58
446.59

Juros (J)

900.00
894.48
888.80
882.94
876.91
870.70
864.30
857.71
850.92
843.93
836.72
829.31
821.66
813.80
805.69
797.34
788.74
779.88
770.76
761.36
751.68
741.72
731.45
720.87
709.98
698.76
687.20
675.30
663.04
650.41
637.40

33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75

32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60

20,340.08
19,866.30
19,378.30
18,875.66
18,357.94
17,824.69
17,275.44
16,709.71
16,127.02
15,526.84
14,908.65
14,271.92
13,616.09
12,940.59
12,244.82
11,528.17
10,790.03
10,029.74
9,246.64
8,440.05
7,609.27
6,753.56
5,872.17
4,964.35
4,029.29
3,066.18
2,074.18
1,052.42
0.00

459.99
473.79
488.00
502.64
517.72
533.25
549.25
565.73
582.70
600.18
618.18
636.73
655.83
675.51
695.77
716.64
738.14
760.29
783.10
806.59
830.79
855.71
881.38
907.82
935.06
963.11
992.00
1,021.76
1,052.42

624.00
610.20
595.99
581.35
566.27
550.74
534.74
518.26
501.29
483.81
465.81
447.26
428.16
408.48
388.22
367.34
345.85
323.70
300.89
277.40
253.20
228.28
202.61
176.17
148.93
120.88
91.99
62.23
31.57

76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118

119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161

162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204

205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246
247

248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290

291
292
293
294
295
296
297
298
299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321
322
323
324
325
326
327
328
329
330
331
332
333

334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366
367
368
369
370
371
372
373
374
375
376

377
378
379
380
381
382
383
384
385
386
387
388
389
390
391
392
393
394
395
396
397
398
399
400

s (Tabela Price)

Para se adquirir a planilha, favor enviar um e-mail para

, IOF, Carn, etc)

neoflex@bol.com.br
http://newflex.mercadoshops.com.br/
http://consultarevisional.blogspot.com.br/

Prestao (PMT)

1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99

Aplicar outra taxa tabela Pr


sim
Taxa de Juros a Ser Aplicada
3.00%

1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99
1,083.99

mail para

Sistema de Amortizao a Juros Simples (Mtodo de Gaus


Com todos os encargos bancrios e taxa igual a do financiamento
Cliente

fulano de tal
Instituio Financeira r
Objeto do Contrato Financiamento qualquer
N Contrato
0

0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31

Meses

0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30

Saldo Devedor (SD)

30,000.00
29,513.50
29,026.55
28,539.13
28,051.26
27,562.93
27,074.15
26,584.90
26,095.20
25,605.04
25,114.43
24,623.35
24,131.82
23,639.83
23,147.38
22,654.47
22,161.11
21,667.29
21,173.01
20,678.27
20,183.08
19,687.43
19,191.32
18,694.75
18,197.73
17,700.24
17,202.30
16,703.91
16,205.05
15,705.74
15,205.97

Amortizao (A)

486.50
486.96
487.41
487.87
488.33
488.79
489.24
489.70
490.16
490.62
491.07
491.53
491.99
492.45
492.91
493.36
493.82
494.28
494.74
495.19
495.65
496.11
496.57
497.02
497.48
497.94
498.40
498.86
499.31
499.77

Juros (J)

27.46
27.00
26.55
26.09
25.63
25.17
24.72
24.26
23.80
23.34
22.89
22.43
21.97
21.51
21.05
20.60
20.14
19.68
19.22
18.77
18.31
17.85
17.39
16.93
16.48
16.02
15.56
15.10
14.65
14.19

32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74

31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60

14,705.74
14,205.05
13,703.91
13,202.30
12,700.24
12,197.73
11,694.75
11,191.32
10,687.43
10,183.08
9,678.27
9,173.01
8,667.29
8,161.11
7,654.47
7,147.38
6,639.83
6,131.82
5,623.35
5,114.43
4,605.04
4,095.20
3,584.90
3,074.15
2,562.93
2,051.26
1,539.13
1,026.55
513.50
0.00

500.23
500.69
501.14
501.60
502.06
502.52
502.98
503.43
503.89
504.35
504.81
505.26
505.72
506.18
506.64
507.09
507.55
508.01
508.47
508.93
509.38
509.84
510.30
510.76
511.21
511.67
512.13
512.59
513.04
513.50

13.73
13.27
12.82
12.36
11.90
11.44
10.98
10.53
10.07
9.61
9.15
8.70
8.24
7.78
7.32
6.87
6.41
5.95
5.49
5.03
4.58
4.12
3.66
3.20
2.75
2.29
1.83
1.37
0.92
0.46

75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117

118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160

161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203

204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246

247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289

290
291
292
293
294
295
296
297
298
299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321
322
323
324
325
326
327
328
329
330
331
332

333
334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366
367
368
369
370
371
372
373
374
375

376
377
378
379
380
381
382
383
384
385
386
387
388
389
390
391
392
393
394
395
396
397
398
399
400

todo de Gauss)

do financiamento

Prestao (PMT)

513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96

Para se adquirir a planilha, favor enviar um e-mail para


neoflex@bol.com.br
http://newflex.mercadoshops.com.br/
http://consultarevisional.blogspot.com.br/

513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96
513.96

mail para

Sistema de Amortizao a Juros Simples (Mtodo de Ga


Sem encargos com juros iguais aos utilizados no financiamento
Cliente
fulano de tal
Instituio Financeira
r
Objeto do Contrato
Financiamento qualquer
N Contrato
0
Meses

0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31

0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31

Saldo Devedor (SD)

Amortizao (A)

28,667.13
28,202.25
27,736.93
27,271.17
26,804.97
26,338.34
25,871.27
25,403.76
24,935.82
24,467.44
23,998.62
23,529.36
23,059.67
22,589.53
22,118.96
21,647.96
21,176.51
20,704.63
20,232.32
19,759.56
19,286.37
18,812.74
18,338.67
17,864.16
17,389.22
16,913.84
16,438.02
15,961.77
15,485.08
15,007.95
14,530.38
14,052.38

464.88
465.32
465.76
466.20
466.63
467.07
467.51
467.94
468.38
468.82
469.26
469.69
470.13
470.57
471.01
471.44
471.88
472.32
472.76
473.19
473.63
474.07
474.51
474.94
475.38
475.82
476.25
476.69
477.13
477.57
478.00

Juros (J)
-

26.24
25.80
25.37
24.93
24.49
24.06
23.62
23.18
22.74
22.31
21.87
21.43
20.99
20.56
20.12
19.68
19.24
18.81
18.37
17.93
17.49
17.06
16.62
16.18
15.75
15.31
14.87
14.43
14.00
13.56
13.12

32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74

32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60

13,573.93
13,095.06
12,615.74
12,135.99
11,655.79
11,175.17
10,694.10
10,212.60
9,730.66
9,248.28
8,765.46
8,282.21
7,798.52
7,314.39
6,829.83
6,344.83
5,859.39
5,373.51
4,887.20
4,400.45
3,913.26
3,425.63
2,937.57
2,449.07
1,960.13
1,470.75
980.94
490.69
0.00

478.44
478.88
479.32
479.75
480.19
480.63
481.07
481.50
481.94
482.38
482.82
483.25
483.69
484.13
484.56
485.00
485.44
485.88
486.31
486.75
487.19
487.63
488.06
488.50
488.94
489.38
489.81
490.25
490.69

12.68
12.25
11.81
11.37
10.93
10.50
10.06
9.62
9.18
8.75
8.31
7.87
7.44
7.00
6.56
6.12
5.69
5.25
4.81
4.37
3.94
3.50
3.06
2.62
2.19
1.75
1.31
0.87
0.44

75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117

118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160

161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203

204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246

247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289

290
291
292
293
294
295
296
297
298
299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321
322
323
324
325
326
327
328
329
330
331
332

333
334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366
367
368
369
370
371
372
373
374
375

376
377
378
379
380
381
382
383
384
385
386
387
388
389
390
391
392
393
394
395
396
397
398
399
400

Mtodo de Gauss)

o financiamento

Prestao (PMT)

491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13

Para se adquirir a planilha, favor enviar um e-mail para


neoflex@bol.com.br
http://newflex.mercadoshops.com.br/
http://consultarevisional.blogspot.com.br/

491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13
491.13

mail para

Sistema de Amortizao a Juros Simples (Mtodo de


Planlilha Sem Encargos Com Taxa de Juros de
Cliente
fulano de tal
Instituio Financeira
r
Objeto do Contrato
Financiamento qualquer
Meses

0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32

0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32

Saldo Devedor (SD)

Amortizao (A)

28,667.13
28,298.18
27,925.55
27,549.22
27,169.21
26,785.50
26,398.11
26,007.03
25,612.25
25,213.79
24,811.64
24,405.80
23,996.27
23,583.05
23,166.14
22,745.54
22,321.25
21,893.28
21,461.61
21,026.25
20,587.21
20,144.47
19,698.04
19,247.93
18,794.13
18,336.63
17,875.45
17,410.58
16,942.02
16,469.76
15,993.82
15,514.19
15,030.87

368.95
372.64
376.33
380.01
383.70
387.39
391.08
394.77
398.46
402.15
405.84
409.53
413.22
416.91
420.60
424.29
427.98
431.67
435.36
439.05
442.74
446.43
450.11
453.80
457.49
461.18
464.87
468.56
472.25
475.94
479.63
483.32

Juros (J)

221.37
217.68
213.99
210.30
206.61
202.92
199.23
195.54
191.85
188.16
184.47
180.78
177.09
173.40
169.72
166.03
162.34
158.65
154.96
151.27
147.58
143.89
140.20
136.51
132.82
129.13
125.44
121.75
118.06
114.37
110.68
106.99

33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75

33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60

14,543.86
14,053.17
13,558.78
13,060.70
12,558.93
12,053.48
11,544.33
11,031.50
10,514.97
9,994.76
9,470.85
8,943.26
8,411.98
7,877.00
7,338.34
6,795.99
6,249.95
5,700.22
5,146.80
4,589.69
4,028.89
3,464.41
2,896.23
2,324.36
1,748.81
1,169.56
586.62
0.00

487.01
490.70
494.39
498.08
501.77
505.46
509.15
512.84
516.52
520.21
523.90
527.59
531.28
534.97
538.66
542.35
546.04
549.73
553.42
557.11
560.80
564.49
568.18
571.87
575.56
579.25
582.94
586.62

103.30
99.62
95.93
92.24
88.55
84.86
81.17
77.48
73.79
70.10
66.41
62.72
59.03
55.34
51.65
47.96
44.27
40.58
36.89
33.21
29.52
25.83
22.14
18.45
14.76
11.07
7.38
3.69

76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118

119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161

162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204

205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246
247

248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290

291
292
293
294
295
296
297
298
299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321
322
323
324
325
326
327
328
329
330
331
332
333

334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366
367
368
369
370
371
372
373
374
375
376

377
378
379
380
381
382
383
384
385
386
387
388
389
390
391
392
393
394
395
396
397
398
399
400

Mtodo de Gauss)

Para se adquirir a planilha, favor enviar um e-mail para


neoflex@bol.com.br

3%

http://newflex.mercadoshops.com.br/
http://consultarevisional.blogspot.com.br/

Prestao (PMT)

590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31

590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31
590.31

viar um e-mail para

Tabela SEL
Baixe as aliquotas do site da
Ms/Ano

1995

1996

1997

1998

1999

2000

2001

Janeiro

0.00%

2.58%

1.73%

2.67%

2.18%

1.46%

1.27%

Fevereiro

3.63%

2.35%

1.67%

2.13%

2.38%

1.45%

1.02%

Maro

2.60%

2.22%

1.64%

2.20%

3.33%

1.45%

1.26%

Abril

4.26%

2.07%

1.66%

1.71%

2.35%

1.30%

1.19%

Maio

4.25%

2.01%

1.58%

1.63%

2.02%

1.49%

1.34%

Junho

4.04%

1.98%

1.61%

1.60%

1.67%

1.39%

1.27%

Julho

4.02%

1.93%

1.60%

1.70%

1.66%

1.31%

1.50%

Agosto

3.84%

1.97%

1.59%

1.48%

1.57%

1.41%

1.60%

Setembro

3.32%

1.90%

1.59%

2.49%

1.49%

1.22%

1.32%

Outubro

3.09%

1.86%

1.67%

2.94%

1.38%

1.29%

1.53%

Novembro

2.88%

1.80%

3.04%

2.63%

1.39%

1.22%

1.39%

Dezembro

2.78%

1.80%

2.97%

2.40%

1.60%

1.20%

1.39%

Para se adquirir a planilha, favor enviar um e-mail


neoflex@bol.com.br
http://newflex.mercadoshops.com.br/
http://consultarevisional.blogspot.com.br/

bela SELIC

tas do site da Receita Federal


2002

2003

2004

2005

2006

2007

2008

2009

1.53%

1.97%

1.27%

1.38%

1.43%

1.08%

0.93%

1.05%

1.25%

1.83%

1.08%

1.22%

1.15%

0.87%

0.80%

0.86%

1.37%

1,78%

1.38%

1.53%

1.42%

1.05%

0.84%

0.97%

1,48%

1,87%

1.18%

1.41%

1.08%

0.94%

0.90%

0.84%

1,41%

1,97%

1.23%

1.50%

1.28%

1.03%

0.88%

0.77%

1,33%

1.86%

1.23%

1.59%

1.18%

0.91%

0.96%

0.76%

1,54%

2.08%

1.29%

1.51%

1.17%

0.97%

1.07%

0.79%

1,44%

1,77%

1.29%

1.66%

1.26%

0.99%

1.02%

0.69%

1.38%

1,68%

1,25%

1.50%

1.06%

0.80%

1.10%

0.69%

1,65%

1,64%

1,21%

1.41%

1.09%

0.93%

1.18%

0.69%

1,54%

1,34%

1,25%

1.38%

1.02%

0.84%

1.02%

0.66%

1,74%

1,37%

1,48%

1.47%

0.99%

0.84%

1.12%

0.73%

a, favor enviar um e-mail para

ops.com.br/
blogspot.com.br/

2010

2011

2012

0.66%

0.86%

0.89%

0.59%

0.84%

0.75%

0.76%

0.92%

0.67%

0.84%

0.75%

0.99%

0.79%

0.96%

0.86%

0.97%

0.89%

1.07%

0.85%

0.94%

0.81%

0.88%

0.81%

0.86%

0.93%

0.91%

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