1.

LAPTOP CORE 13 ELECTRA

MENSUAL MENSUAL
MONTO 999 999
TCEA 116.95% 116.95%
PERIODO 18 18
TCEM 0.07 0.07
TIPO 1 0
pago -S/90.88 -S/96.94
interes S/0.00 -S/66.60
amortizacion -S/90.88 -S/30.34

RETROALIMENTACION
NPER 18
TASA EFECTIVA 116.95%
TASA NOMINAL 0.7914006658
TASA DE INTERES 0.3780993342 TEA-TNA

FUNCIÒN DB

VALOR INICIAL 999 MONTA TOTAL

VALOR RESIDUAL 96.5 999
VIDA UTIL 18 999
PERIODO 6 999
999
AMORTIZACION S/63.59 999
999
999
999
999
999
999
999
999
999
999
999
999
999
FUNCION DDB

Sin Factor Con Factor

Monto total 999 999
Valor residual 96.5 96.5
vida util 18 18
numero de periodo 6 6
factor 3
importe de amortizacion S/. 61.60 S/. 66.91

FUNCION DVS

valor inicial 999 999 MONTO

valor residual 96.5 96.5 999
vida útil 18 18 999
periodo 1 2 5 999
periodo 2 3 8 999
Factor 3 999
Amortización S/. 87.70 S/. 169.14 999
999
999
999
999
999
999
999
999
999
999
999
999
 MONTO
FUNCION SLN 999
999
valor inicial 999 999
valor residual 96.5 999
vida útil 18 999
Amortización S/. 50.14 999
999
999
999
999
999
999
999
999
999
999
999
999

FUNCION SYD MONTO RESIDUAL

999 96.5
valor inicial 999 999 96.5
valor residual 96.5 999 96.5
vida útil 18 999 96.5
Periodo 7 999 96.5
Amortización Anual S/. 63.33 999 96.5
999 96.5
999 96.5
999 96.5
999 96.5
999 96.5
999 96.5
999 96.5
999 96.5
999 96.5
999 96.5
999 96.5
999 96.5
 CHANCAFE

1 LG 50" DP-132

MENSUAL MENSUAL
MONTO 1269 1269
TCEA 0.7958 0.7958
PERIODO 12 12
TCEM 0.0499972556 0.049997256
TIPO 1 0
pago -109.0846502 -114.538583
interes S/0.00 -S/50.76
amortizacion -S/109.08 -S/63.78
INICIAL S/253.80
SALDO 1015.2 TIPO 0
PAGO MENSUAL INTERES CAPITAL
-114.538583368257 1 -50.7572139 -63.78137
-114.54 2 -47.57 -66.97
-114.54 3 -44.22 -70.32
-114.54 4 -40.70 -73.83
-114.54 5 -37.01 -77.53
-114.54 6 -33.14 -81.40
-114.54 7 -29.07 -85.47
-114.54 8 -24.79 -89.75
-114.54 9 -20.31 -94.23
-114.54 10 -15.60 -98.94
-114.54 11 -10.65 -103.89
-114.54 12 -5.45 -109.08
-1374.46 TOTAL -359.26 -1015.20

FUNCIÒN DB

VALOR INICIAL 1015.2

VALOR RESIDUAL 114.54
VIDA UTIL 12
PERIODO 8

AMORTIZACION S/47.30

FUNCION DDB

Sin Factor Con Factor

Monto total 1015.2 1015.2
 Valor residual 114.54 114.54
vida util 12 12
numero de periodo 5 5
factor 3
importe de amortizacion S/. 81.60 S/. 80.30

FUNCION DVS

valor inicial 1015.20 1015.20

valor residual 114.54 114.54
vida útil 12 12
periodo 1 2 4
periodo 2 3 7
Factor 3
Amortización S/. 117.50 S/. 185.70

FUNCION SLN
MONTO
valor inicial 1015.20 1015.20
valor residual 114.54 1015.20
vida útil 12 1015.20
Amortización S/. 75.06 1015.20
1015.20
1015.20
1015.20
1015.20
1015.20
1015.20
1015.20
1015.20

FUNCION SYD MONTO

 1015.20
valor inicial 1015.20 1015.20
valor residual 114.54 1015.20
vida útil 12 1015.20
Periodo 5 1015.20
Amortización Anual S/. 92.38 1015.20
1015.20
1015.20
1015.20
1015.20
1015.20
1015.20

MACIMEX

1 LAPTOP 14" HP 240 G7

INICIAL 608.232
MENSUAL MENSUAL
MONTO 3041.16 3041.16
TASA DE INTER 0.7809 0.7809
PERIODO 24 24
TCEM 0.049268482 0.0492685
TIPO 1 0
pago -166.843805 -175.06395
interes 0 -119.86667
amortizacion -166.843805 -55.197276
SALDO 2432.928
TIPPO 0
PAGO MENSUAL INTERES CAPITAL
-175.0639462 1 -119.86667 -55.1972760513
-175.0639462 2 -117.14718 -57.9167620709
-175.0639462 3 -114.29371 -60.7702330395
-175.0639462 4 -111.29966 -63.764290192
-175.0639462 5 -108.15809 -66.9058599964
-175.0639462 6 -104.86174 -70.2022101773
-175.0639462 7 -101.40298 -73.6609665287
-175.0639462 8 -97.773816 -77.2901305564
-175.0639462 9 -93.965848 -81.0980979878
-175.0639462 10 -89.970268 -85.0936781953
-175.0639462 11 -85.777832 -89.2861145756
-175.0639462 12 -81.37884 -93.6851059337
-175.0639462 13 -76.763117 -98.3008289197
-175.0639462 14 -71.919985 -103.143961572
-175.0639462 15 -66.838238 -108.22570802
-175.0639462 16 -61.506122 -113.557824403
-175.0639462 17 -55.9113 -119.152646068
 -175.0639462 18 -50.04083 -125.023116105
-175.0639462 19 -43.881131 -131.182815291
-175.0639462 20 -37.417953 -137.645993508
-175.0639462 21 -30.636344 -144.427602706
-175.0639462 22 -23.520615 -151.543331498
-175.0639462 23 -16.054305 -159.009641448
-175.0639462 24 -8.2201411 -166.843805157
-4201.534709 TOTAL -1768.6067 -2432.928

FUNCIÒN DB

VALOR INICIAL 2432.93

VALOR RESIDUAL 175.07
VIDA UTIL 24
PERIODO 17

AMORTIZACION S/43.66

FUNCION DDB

Sin Factor Con Factor

Monto total 2432.93 2432.93
Valor residual 175.07 175.07
vida util 24 24
numero de periodo 4 4
factor 3
importe de amortizacion S/. 156.16 S/. 203.73
FUNCION DVS

valor inicial 2432.93 2432.93

valor residual 175.07 175.07
vida útil 24 24
periodo 1 5 9
periodo 2 6 11
Factor 3
Amortización S/. 131.22 S/. 171.44

MONTO RESIDUAL
FUNCION SLN 2432.93 175.07
2432.93 175.07
valor inicial 2432.93 2432.93 175.07
valor residual 175.07 2432.93 175.07
vida útil 24 2432.93 175.07
Amortización S/. 94.08 2432.93 175.07
2432.93 175.07
2432.93 175.07
2432.93 175.07
2432.93 175.07
 2432.93 175.07
2432.93 175.07
2432.93 175.07
2432.93 175.07
2432.93 175.07
2432.93 175.07
2432.93 175.07
2432.93 175.07
2432.93 175.07
2432.93 175.07
2432.93 175.07
2432.93 175.07
2432.93 175.07
2432.93 175.07

FUNCION SYD MONTO RESIDUAL

2432.93 175.07
valor inicial 2432.93 2432.93 175.07
valor residual 175.07 2432.93 175.07
vida útil 24 2432.93 175.07
Periodo 21 2432.93 175.07
Amortización Anual S/. 30.10 2432.93 175.07
2432.93 175.07
2432.93 175.07
2432.93 175.07
2432.93 175.07
2432.93 175.07
2432.93 175.07
2432.93 175.07
2432.93 175.07
2432.93 175.07
2432.93 175.07
2432.93 175.07
2432.93 175.07
2432.93 175.07
2432.93 175.07
2432.93 175.07
2432.93 175.07
2432.93 175.07
 CARSA

1. laptop ck2001LA + EPSON + TABLET 7"PR5747

MENSUAL
MONTO 2899 2899
TASA DE INTERES 0.423 0.423
PERIODO 18 18
TCEM 0.029833642 0.029833642
TIPO 1 0
pago -S/204.39 -S/210.49
interes S/0.00 -S/86.49
amortizacion -S/204.39 -S/124.00

Ç
PAGO MENSUAL INTERES CAPITAL
-210.486161627523 1 -86.4877282 -123.99843
-210.486161627523 2 -82.7884033 -127.69776
-210.486161627523 3 -78.9787141 -131.50745
-210.486161627523 4 -75.055368 -135.43079
-210.486161627523 5 -71.0149742 -139.47119
-210.486161627523 6 -66.8540407 -143.63212
-210.486161627523 7 -62.5689714 -147.91719
-210.486161627523 8 -58.1560629 -152.3301
-210.486161627523 9 -53.6115013 -156.87466
-210.486161627523 10 -48.9313589 -161.5548
-210.486161627523 11 -44.1115907 -166.37457
-210.486161627523 12 -39.1480313 -171.33813
-210.486161627523 13 -34.0363909 -176.44977
-210.486161627523 14 -28.7722516 -181.71391
-210.486161627523 15 -23.3510638 -187.1351
-210.486161627523 16 -17.7681423 -192.71802
-210.486161627523 17 -12.0186619 -198.4675
-210.486161627523 18 -6.09765358 -204.38851
-3788.75090929541 TOTAL -889.750909 -2899

FUNCIÒN DB

VALOR INICIAL 2899

VALOR RESIDUAL 210.49
VIDA UTIL 18
PERIODO 9

AMORTIZACION S/122.43
FUNCION DDB

Sin Factor Con Factor

Monto total 2899 2899
Valor residual 210.49 210.49
vida util 18 18
numero de periodo 11 11
factor 3
importe de amortizacion S/. 99.19 S/. 78.03

FUNCION DVS

valor inicial 2889 2889

valor residual 210.49 210.49
vida útil 18 18
periodo 1 5 15
periodo 2 6 18
Factor 3
Amortización S/. 178.13 S/. 0.00
 MONTO
FUNCION SLN 2899
2899
valor inicial 2899 2899
valor residual 210.49 2899
vida útil 18 2899
Amortización S/. 149.36 2899
2899
2899
2899
2899
2899
2899
2899
2899
2899
2899
2899
2899

FUNCION SYD MONTO

2899
valor inicial 2899 2899
valor residual 210.49 2899
vida útil 18 2899
Periodo 14 2899
Amortización Anual S/. 78.61 2899
2899
2899
2899
2899
2899
2899
2899
 2899
2899
2899
2899
2899

EL GALLO MAS GALLO

1. TABLET MEDIA PAD T3

MENSUAL
MONTO 534.35 534.35
TASA DE INTERES 0.8833 0.8833
PERIODO 18 18
TCEM 0.0541683158 0.054168316
TIPO 1 0
pago -35.8289226 -37.769715
interes 0 -1.94079239
amortizacion -35.8289226 -35.8289226
INICIAL 106.87
SALDO 427.48 TIPO 0
PAGO MENSUAL INTERES CAPITAL
-37.7697149976213 1 -23.1558716 -14.613843
-37.7697149976213 2 -22.3642644 -15.405451
-37.7697149976213 3 -21.529777 -16.239938
-37.7697149976213 4 -20.6500869 -17.119628
-37.7697149976213 5 -19.7227455 -18.046969
-37.7697149976213 6 -18.7451716 -19.024543
-37.7697149976213 7 -17.7146441 -20.055071
-37.7697149976213 8 -16.6282947 -21.14142
-37.7697149976213 9 -15.4830996 -22.286615
-37.7697149976213 10 -14.2758711 -23.493844
-37.7697149976213 11 -13.0032492 -24.766466
-37.7697149976213 12 -11.6616915 -26.108024
-37.7697149976213 13 -10.2474638 -27.522251
-37.7697149976213 14 -8.75662979 -29.013085
-37.7697149976213 15 -7.18503983 -30.584675
-37.7697149976213 16 -5.52831949 -32.241396
-37.7697149976213 17 -3.7818574 -33.987858
-37.7697149976213 18 -1.94079239 -35.828923
-679.854869957184 TOTAL -252.37487 -427.48

FUNCIÒN DB MONTO
427.48
 VALOR INICIAL 427.48 427.48
VALOR RESIDUAL 37.77 427.48
VIDA UTIL 18 427.48
PERIODO 11 427.48
427.48
AMORTIZACION S/14.01 427.48
427.48
427.48
427.48
427.48
427.48
427.48
427.48
427.48
427.48
427.48
427.48

FUNCION DDB

Sin Factor Con Factor

Monto total 427.48 427.48
Valor residual 37.77 37.77
vida util 18 18
numero de periodo 14 14
factor 3
importe de amortizacion S/. 10.27 S/. 2.18

MONTO
FUNCION DVS 427.48
427.48
valor inicial 427.48 427.48 427.48
valor residual 37.77 37.77 427.48
 vida útil 18 18 427.48
periodo 1 11 15 427.48
periodo 2 12 18 427.48
Factor 3 427.48
Amortización S/. 13.00 S/. 0.00 427.48
427.48
427.48
427.48
427.48
427.48
427.48
427.48
427.48
427.48

MONTO
FUNCION SLN 427.48
427.48
valor inicial 427.48 427.48
valor residual 37.77 427.48
vida útil 18 427.48
Amortización 427.48
427.48
427.48
427.48
427.48
427.48
427.48
427.48
427.48
427.48
427.48
427.48
427.48

MONTO
FUNCION SYD 427.48
427.48
valor inicial 427.48 427.48
valor residual 37.77 427.48
vida útil 18 427.48
Periodo 14 427.48
Amortización Anual S/. 11.40 427.48
427.48
427.48
427.48
427.48
427.48
427.48
427.48
427.48
427.48
427.48
427.48

EFE

1. LAPTOP HP 14" WINDOWS 10

MENSUAL

MONTO 1699 TCEA TCEM

TASA DE INTERES 1.54 1.54 0.0807771
PERIODO 18
CUOTA INICIAL 525
TIPO 0 1
pago -125.9443564 -116.531294
interes -94.83234161
amortizacion -31.11201478
SALDO 1174

PAGO MENSUAL INTERES CAPITAL

-125.94435638766 1 -94.8323416 -31.112015
-125.94435638766 2 -92.3192026 -33.625154
-125.94435638766 3 -89.6030594 -36.341297
-125.94435638766 4 -86.667514 -39.276842
-125.94435638766 5 -83.4948437 -42.449513
-125.94435638766 6 -80.0658943 -45.878462
-125.94435638766 7 -76.3599641 -49.584392
-125.94435638766 8 -72.3546796 -53.589677
-125.94435638766 9 -68.0258597 -57.918497
-125.94435638766 10 -63.3473702 -62.596986
-125.94435638766 11 -58.2909658 -67.653391
-125.94435638766 12 -52.8261196 -73.118237
-125.94435638766 13 -46.9198388 -79.024518
 -125.94435638766 14 -40.5364657 -85.407891
-125.94435638766 15 -33.6374621 -92.306894
-125.94435638766 16 -26.1811768 -99.76318
-125.94435638766 17 -18.1225942 -107.82176
-125.94435638766 18 -9.41306257 -116.53129
-2266.99841497788 TOTAL -1092.99841 -1174

MONTO
1174
1174
1174
FUNCIÒN DB 1174
1174
VALOR INICIAL 1174 1174
VALOR RESIDUAL 126 1174
VIDA UTIL 18 1174
PERIODO 11 1174
1174
AMORTIZACION S/39.58 1174
1174
1174
1174
1174
1174
1174
1174

FUNCION DDB

Sin Factor Con Factor

Monto total 1174 1174
Valor residual 126 126
vida util 18 18
numero de periodo 14 14
factor 3
importe de amortizacion S/. 28.21 S/. 0.00
FUNCION DVS
MONTO
valor inicial 1174 1174 1174
valor residual 126 126 1174
vida útil 18 18 1174
periodo 1 9 13 1174
periodo 2 10 16 1174
Factor 3 1174
Amortización S/. 45.19 S/. 0.00 1174
1174
1174
1174
1174
1174
1174
1174
1174
1174
1174
1174

FUNCION SLN MONTO

1174
valor inicial 1174 1174
valor residual 126 1174
vida útil 18 1174
Amortización S/. 58.22 1174
1174
1174
1174
1174
1174
1174
1174
1174
1174
1174
1174
1174
 1174

FUNCION SYD MONTO

1174
valor inicial 1174 1174
valor residual 126 1174
vida útil 18 1174
Periodo 15 1174
Amortización Anual S/. 24.51 1174
1174
1174
1174
1174
1174
1174
1174
1174
1174
1174
1174
1174
 TIPO 0
PAGO MENSUAL INTERES CAPITAL
-S/96.94 1 -S/66.60 -S/30.34
-S/96.94 2 -S/64.58 -S/32.36
-S/96.94 3 -S/62.42 -S/34.52
-S/96.94 4 -S/60.12 -S/36.82
-S/96.94 5 -S/57.67 -S/39.27
-S/96.94 6 -S/55.05 -S/41.89
-S/96.94 7 -S/52.26 -S/44.68
-S/96.94 8 -S/49.28 -S/47.66
-S/96.94 9 -S/46.10 -S/50.84
-S/96.94 10 -S/42.71 -S/54.23
-S/96.94 11 -S/39.10 -S/57.84
-S/96.94 12 -S/35.24 -S/61.70
-S/96.94 13 -S/31.12 -S/65.81
-S/96.94 14 -S/26.74 -S/70.20
-S/96.94 15 -S/22.06 -S/74.88
-S/96.94 16 -S/17.06 -S/79.87
-S/96.94 17 -S/11.74 -S/85.20
-S/96.94 18 -S/6.06 -S/90.88
-S/1,744.90 TOTAL -S/745.90 -S/999.00

VALOR RESIDUAL VIDA UTIL N.PERIODO IMPORTE ANUAL

96.5 18 1 S/121.88
96.5 18 2 S/107.01
96.5 18 3 S/93.95
96.5 18 4 S/82.49
96.5 18 5 S/72.43
96.5 18 6 S/63.59
96.5 18 7 S/55.83
96.5 18 8 S/49.02
96.5 18 9 S/43.04
96.5 18 10 S/37.79
96.5 18 11 S/33.18
96.5 18 12 S/29.13
96.5 18 13 S/25.58
96.5 18 14 S/22.46
96.5 18 15 S/19.72
96.5 18 16 S/17.31
96.5 18 17 S/15.20
96.5 18 18 S/13.35
TOTAL S/902.96
S/96.50
S/999.46
 MONTO RESIDUAL VIDA UTIL N.PER FACTOR
999 96.5 18 1 3
999 96.5 18 2 3
999 96.5 18 3 3
999 96.5 18 4 3
999 96.5 18 5 3
999 96.5 18 6 3
999 96.5 18 7 3
999 96.5 18 8 3
999 96.5 18 9 3
999 96.5 18 10 3
999 96.5 18 11 3
999 96.5 18 12 3
999 96.5 18 13 3
999 96.5 18 14 3
999 96.5 18 15 3
999 96.5 18 16 3
999 96.5 18 17 3
999 96.5 18 18 3

VALOR RESIDUAL VIDA UTIL PERIODO 1 PERIODO 2 FACTOR DVS

96.5 18 1 2 3 S/98.67
96.5 18 2 3 3 S/87.70
96.5 18 3 4 3 S/77.96
96.5 18 4 5 3 S/69.30
96.5 18 5 6 3 S/61.60
96.5 18 6 7 3 S/54.75
96.5 18 7 8 3 S/48.67
96.5 18 8 9 3 S/43.26
96.5 18 9 10 3 S/38.45
96.5 18 10 11 3 S/34.18
96.5 18 11 12 3 S/30.38
96.5 18 12 13 3 S/27.01
96.5 18 13 14 3 S/24.01
96.5 18 14 15 3 S/23.89
96.5 18 15 16 3 S/23.89
96.5 18 16 17 3 S/23.89
96.5 18 17 18 3 S/23.89
96.5 18 18 18 3 S/0.00
S/791.50
S/96.50
 S/888.00

RESIDUAL VIDA UTIL PERIODO IMPORTE ANUAL

96.5 18 1 S/50.14
96.5 18 2 S/50.14
96.5 18 3 S/50.14
96.5 18 4 S/50.14
96.5 18 5 S/50.14
96.5 18 6 S/50.14
96.5 18 7 S/50.14
96.5 18 8 S/50.14
96.5 18 9 S/50.14
96.5 18 10 S/50.14
96.5 18 11 S/50.14
96.5 18 12 S/50.14
96.5 18 13 S/50.14
96.5 18 14 S/50.14
96.5 18 15 S/50.14
96.5 18 16 S/50.14
96.5 18 17 S/50.14
96.5 18 18 S/50.14
S/902.50
S/96.50
S/999.00

VIDA UTIL PERIODO IMPORTE

18 1 S/95.00
18 2 S/89.72
18 3 S/84.44
18 4 S/79.17
18 5 S/73.89
18 6 S/68.61
18 7 S/63.33
18 8 S/58.06
18 9 S/52.78
18 10 S/47.50
18 11 S/42.22
18 12 S/36.94
18 13 S/31.67
18 14 S/26.39
18 15 S/21.11
18 16 S/15.83
18 17 S/10.56
18 18 S/5.28
 S/902.50
S/96.50
S/999.00

NPER 12
TASA EFECTIVA 0.7958
TASA NOMINAL 0.599967066867995
TASA DE INTERES 0.195832933132005 TEA-TNA
TASA DE DESCUENTO 0.20

MONTO RESIDUAL VIDA UTIL PERIODO IMPORTE

1015.20 114.54 12 1 S/168.52
1015.20 114.54 12 2 S/140.55
1015.20 114.54 12 3 S/117.22
1015.20 114.54 12 4 S/97.76
1015.20 114.54 12 5 S/81.53
1015.20 114.54 12 6 S/68.00
1015.20 114.54 12 7 S/56.71
1015.20 114.54 12 8 S/47.30
1015.20 114.54 12 9 S/39.44
1015.20 114.54 12 10 S/32.90
1015.20 114.54 12 11 S/27.44
1015.20 114.54 12 12 S/22.88
TOTAL S/900.24 114.54

MONTO RESIDUAL VIDA UTIL PERIODO FACTOR

1015.20 114.54 12 1 3
1015.20 114.54 12 2 3
1015.20 114.54 12 3 3
 1015.20 114.54 12 4 3
1015.20 114.54 12 5 3
1015.20 114.54 12 6 3
1015.20 114.54 12 7 3
1015.20 114.54 12 8 3
1015.20 114.54 12 9 3
1015.20 114.54 12 10 3
1015.20 114.54 12 11 3
1015.20 114.54 12 12 3

MONTO RESIDUAL VIDA UTIL PERIODO 1 PERIODO 2 FACTOR

1015.2 114.54 12 1 2 3
1015.2 114.54 12 2 3 3
1015.2 114.54 12 3 4 3
1015.2 114.54 12 4 5 3
1015.2 114.54 12 5 6 3
1015.2 114.54 12 6 7 3
1015.2 114.54 12 7 8 3
1015.2 114.54 12 8 9 3
1015.2 114.54 12 9 10 3
1015.2 114.54 12 10 11 3
1015.2 114.54 12 11 12 3
1015.2 114.54 12 12 12 3

RESIDUAL VIDA UTIL PERIODO IMPORTE

114.54 12 1 S/75.06
114.54 12 2 S/75.06
114.54 12 3 S/75.06
114.54 12 4 S/75.06
114.54 12 5 S/75.06
114.54 12 6 S/75.06
114.54 12 7 S/75.06
114.54 12 8 S/75.06
114.54 12 9 S/75.06
114.54 12 10 S/75.06
114.54 12 11 S/75.06
114.54 12 12 S/75.06
S/900.66 114.54 S/1,015.20

RESIDUAL VIDA UTIL PERIODO IMPORTE

114.54 12 1 138.56
114.54 12 2 127.02
114.54 12 3 115.47
114.54 12 4 103.92
114.54 12 5 92.38
114.54 12 6 80.83
114.54 12 7 69.28
114.54 12 8 57.73
114.54 12 9 46.19
114.54 12 10 34.64
114.54 12 11 23.09
114.54 12 12 11.55
900.66 114.54 1015.20

NPER 24
TASA EFECTIVA 0.7809
TASA NOMINAL 0.584113688
TASA DE INTERES 0.196786312 TEA-TNA
TASA DE DESCUENTO 0.2

MONTO RESIDUAL VIDA UTIL PERIODO IMPORTE

2432.93 175.07 24 1 S/253.02
2432.93 175.07 24 2 S/226.71
2432.93 175.07 24 3 S/203.13
2432.93 175.07 24 4 S/182.01
2432.93 175.07 24 5 S/163.08
2432.93 175.07 24 6 S/146.12
2432.93 175.07 24 7 S/130.92
2432.93 175.07 24 8 S/117.31
2432.93 175.07 24 9 S/105.11
2432.93 175.07 24 10 S/94.17
2432.93 175.07 24 11 S/84.38
2432.93 175.07 24 12 S/75.61
2432.93 175.07 24 13 S/67.74
2432.93 175.07 24 14 S/60.70
2432.93 175.07 24 15 S/54.38
2432.93 175.07 24 16 S/48.73
2432.93 175.07 24 17 S/43.66
2432.93 175.07 24 18 S/39.12
2432.93 175.07 24 19 S/35.05
2432.93 175.07 24 20 S/31.41
2432.93 175.07 24 21 S/28.14
2432.93 175.07 24 22 S/25.21
2432.93 175.07 24 23 S/22.59
2432.93 175.07 24 24 S/20.24
S/2,258.54
S/175.07
S/2,433.61

MONTO RESIDUAL VIDA UTIL PERIODO FACTOR

2432.93 175.07 24 1 3
2432.93 175.07 24 2 3
2432.93 175.07 24 3 3
2432.93 175.07 24 4 3
2432.93 175.07 24 5 3
2432.93 175.07 24 6 3
2432.93 175.07 24 7 3
2432.93 175.07 24 8 3
2432.93 175.07 24 9 3
2432.93 175.07 24 10 3
2432.93 175.07 24 11 3
2432.93 175.07 24 12 3
2432.93 175.07 24 13 3
2432.93 175.07 24 14 3
2432.93 175.07 24 15 3
2432.93 175.07 24 16 3
2432.93 175.07 24 17 3
2432.93 175.07 24 18 3
 2432.93 175.07 24 19 3
2432.93 175.07 24 20 3
2432.93 175.07 24 21 3
2432.93 175.07 24 22 3
2432.93 175.07 24 23 3
2432.93 175.07 24 24 3

MONTO RESIDUAL VIDA UTIL PERIODO 1 PERIODO 2 FACTOR

2432.93 175.07 24 1 2 3
2432.93 175.07 24 2 3 3
2432.93 175.07 24 3 4 3
2432.93 175.07 24 4 5 3
2432.93 175.07 24 5 6 3
2432.93 175.07 24 6 7 3
2432.93 175.07 24 7 8 3
2432.93 175.07 24 8 9 3
2432.93 175.07 24 9 10 3
2432.93 175.07 24 10 11 3
2432.93 175.07 24 11 12 3
2432.93 175.07 24 12 13 3
2432.93 175.07 24 13 14 3
2432.93 175.07 24 14 15 3
2432.93 175.07 24 15 16 3
2432.93 175.07 24 16 17 3
2432.93 175.07 24 17 18 3
2432.93 175.07 24 18 19 3
2432.93 175.07 24 19 20 3
2432.93 175.07 24 20 21 3
2432.93 175.07 24 21 22 3
2432.93 175.07 24 22 23 3
2432.93 175.07 24 23 24 3
2432.93 175.07 24 24 24 3

VIDA UTIL PERIODO IMPORTE

24 1 S/94.08
24 2 S/94.08
24 3 S/94.08
24 4 S/94.08
24 5 S/94.08
24 6 S/94.08
24 7 S/94.08
24 8 S/94.08
24 9 S/94.08
24 10 S/94.08
 24 11 S/94.08
24 12 S/94.08
24 13 S/94.08
24 14 S/94.08
24 15 S/94.08
24 16 S/94.08
24 17 S/94.08
24 18 S/94.08
24 19 S/94.08
24 20 S/94.08
24 21 S/94.08
24 22 S/94.08
24 23 S/94.08
24 24 S/94.08
S/2,257.86
S/175.07
S/2,432.93

VIDA UTIL PERIODO IMPORTE

24 1 S/180.63
24 2 S/173.10
24 3 S/165.58
24 4 S/158.05
24 5 S/150.52
24 6 S/143.00
24 7 S/135.47
24 8 S/127.95
24 9 S/120.42
24 10 S/112.89
24 11 S/105.37
24 12 S/97.84
24 13 S/90.31
24 14 S/82.79
24 15 S/75.26
24 16 S/67.74
24 17 S/60.21
24 18 S/52.68
24 19 S/45.16
24 20 S/37.63
24 21 S/30.10
24 22 S/22.58
24 23 S/15.05
NPER 18
TASA EFECTIVA 42.30%
TASA NOMINAL 0.356246812001403
TASA DE INTERES 0.07 TEA-TNA
TASA DE DESCUENTO 10.71% 310.35

MONTO VALOR RESIDUAL VIDA UTIL PERIODO IMPORTE

2899 210.49 18 1 S/394.26
2899 210.49 18 2 S/340.64
2899 210.49 18 3 S/294.32
2899 210.49 18 4 S/254.29
2899 210.49 18 5 S/219.71
2899 210.49 18 6 S/189.83
2899 210.49 18 7 S/164.01
2899 210.49 18 8 S/141.70
2899 210.49 18 9 S/122.43
2899 210.49 18 10 S/105.78
2899 210.49 18 11 S/91.40
2899 210.49 18 12 S/78.97
2899 210.49 18 13 S/68.23
2899 210.49 18 14 S/58.95
2899 210.49 18 15 S/50.93
2899 210.49 18 16 S/44.00
2899 210.49 18 17 S/38.02
2899 210.49 18 18 S/32.85
S/2,690.31 210.49

MONTO RESIDUAL VIDA UTIL PERIODO 1 FACTOR

2899 210.49 18 1 3
2899 210.49 18 2 3
2899 210.49 18 3 3
2899 210.49 18 4 3
2899 210.49 18 5 3
2899 210.49 18 6 3
2899 210.49 18 7 3
2899 210.49 18 8 3
2899 210.49 18 9 3
2899 210.49 18 10 3
2899 210.49 18 11 3
2899 210.49 18 12 3
2899 210.49 18 13 3
2899 210.49 18 14 3
2899 210.49 18 15 3
2899 210.49 18 16 3
2899 210.49 18 17 3
2899 210.49 18 18 3

MONTO RESIDUAL VIDA UTIL PERIODO 1 PERIDODO 2 FACTOR

2899 210.49 18 1 2 3
2899 210.49 18 2 3 3
2899 210.49 18 3 4 3
2899 210.49 18 4 5 3
2899 210.49 18 5 6 3
2899 210.49 18 6 7 3
2899 210.49 18 7 8 3
2899 210.49 18 8 9 3
2899 210.49 18 9 10 3
2899 210.49 18 10 11 3
2899 210.49 18 11 12 3
2899 210.49 18 12 13 3
2899 210.49 18 13 14 3
 2899 210.49 18 14 15 3
2899 210.49 18 15 16 3
2899 210.49 18 16 17 3
2899 210.49 18 17 18 3
2899 210.49 18 18 18 3

VALOR RESIDUAL VIDA UTIL PERIODO IMPORTE

210.49 18 1 S/149.36
210.49 18 2 S/149.36
210.49 18 3 S/149.36
210.49 18 4 S/149.36
210.49 18 5 S/149.36
210.49 18 6 S/149.36
210.49 18 7 S/149.36
210.49 18 8 S/149.36
210.49 18 9 S/149.36
210.49 18 10 S/149.36
210.49 18 11 S/149.36
210.49 18 12 S/149.36
210.49 18 13 S/149.36
210.49 18 14 S/149.36
210.49 18 15 S/149.36
210.49 18 16 S/149.36
210.49 18 17 S/149.36
210.49 18 18 S/149.36
S/2,688.51
S/210.49
S/2,899.00

VALOR RESIDUAL VIDA UTIL PERIODO IMPORTADA

210.49 18 1 S/283.00
210.49 18 2 S/267.28
210.49 18 3 S/251.56
210.49 18 4 S/235.83
210.49 18 5 S/220.11
210.49 18 6 S/204.39
210.49 18 7 S/188.67
210.49 18 8 S/172.95
210.49 18 9 S/157.22
210.49 18 10 S/141.50
210.49 18 11 S/125.78
210.49 18 12 S/110.06
210.49 18 13 S/94.33
 210.49 18 14 S/78.61
210.49 18 15 S/62.89
210.49 18 16 S/47.17
210.49 18 17 S/31.44
210.49 18 18 S/15.72
S/2,688.51
S/210.49
S/2,899.00

NPER 18
TASA EFECTIVA 0.88
TASA NOMINAL 0.644123339393353
TASA DE INTERES 0.24 TEA-TNA
TASA DE DESCUENTO 25.00% 106.87

VALOR RESIDUAL VIDA UTIL PERIODO IMPORTE

37.77 18 1 S/53.86
 37.77 18 2 S/47.08
37.77 18 3 S/41.14
37.77 18 4 S/35.96
37.77 18 5 S/31.43
37.77 18 6 S/27.47
37.77 18 7 S/24.01
37.77 18 8 S/20.98
37.77 18 9 S/18.34
37.77 18 10 S/16.03
37.77 18 11 S/14.01
37.77 18 12 S/12.24
37.77 18 13 S/10.70
37.77 18 14 S/9.35
37.77 18 15 S/8.17
37.77 18 16 S/7.14
37.77 18 17 S/6.24
37.77 18 18 S/5.46
S/389.63 37.77 S/427.40

MONTO VALOR RESIDUAL VIDA UTIL PERIODO FACTOR DDB

427.48 37.77 18 1 3 S/47.50
427.48 37.77 18 2 3 S/42.22
427.48 37.77 18 3 3 S/37.53
427.48 37.77 18 4 3 S/33.36
427.48 37.77 18 5 3 S/29.65
427.48 37.77 18 6 3 S/26.36
427.48 37.77 18 7 3 S/23.43
427.48 37.77 18 8 3 S/20.83
427.48 37.77 18 9 3 S/18.51
427.48 37.77 18 10 3 S/16.46
427.48 37.77 18 11 3 S/14.63
427.48 37.77 18 12 3 S/13.00
427.48 37.77 18 13 3 S/11.56
427.48 37.77 18 14 3 S/10.27
427.48 37.77 18 15 3 S/9.13
427.48 37.77 18 16 3 S/8.12
427.48 37.77 18 17 3 S/7.21
427.48 37.77 18 18 3 S/6.41
S/376.17
S/413.94

VALOR RESIDUAL VIDA UTIL PERIODO 1 PERIODO 2 FACTOR DVS

37.77 18 1 2 3 S/42.22
37.77 18 2 3 3 S/37.53
37.77 18 3 4 3 S/33.36
37.77 18 4 5 3 S/29.65
 37.77 18 5 6 3 S/26.36
37.77 18 6 7 3 S/23.43
37.77 18 7 8 3 S/20.83
37.77 18 8 9 3 S/18.51
37.77 18 9 10 3 S/16.46
37.77 18 10 11 3 S/14.63
37.77 18 11 12 3 S/13.00
37.77 18 12 13 3 S/11.56
37.77 18 13 14 3 S/10.94
37.77 18 14 15 3 S/10.94
37.77 18 15 16 3 S/10.94
37.77 18 16 17 3 S/10.94
37.77 18 17 18 3 S/10.94
37.77 18 18 18 3 S/0.00
S/342.21
37.77
S/379.98

VALOR RESIDUAL VIDA UTIL PERIODO IMPORTE

37.77 18 1 S/21.65
37.77 18 2 S/21.65
37.77 18 3 S/21.65
37.77 18 4 S/21.65
37.77 18 5 S/21.65
37.77 18 6 S/21.65
37.77 18 7 S/21.65
37.77 18 8 S/21.65
37.77 18 9 S/21.65
37.77 18 10 S/21.65
37.77 18 11 S/21.65
37.77 18 12 S/21.65
37.77 18 13 S/21.65
37.77 18 14 S/21.65
37.77 18 15 S/21.65
37.77 18 16 S/21.65
37.77 18 17 S/21.65
37.77 18 18 S/21.65
S/389.71
37.77
S/427.48

VALOR RESIDUAL VIDA UTIL PERIODO IMPORTE

37.77 18 1 S/41.02
37.77 18 2 S/38.74
37.77 18 3 S/36.46
37.77 18 4 S/34.19
37.77 18 5 S/31.91
37.77 18 6 S/29.63
37.77 18 7 S/27.35
37.77 18 8 S/25.07
37.77 18 9 S/22.79
37.77 18 10 S/20.51
37.77 18 11 S/18.23
37.77 18 12 S/15.95
37.77 18 13 S/13.67
37.77 18 14 S/11.40
37.77 18 15 S/9.12
37.77 18 16 S/6.84
37.77 18 17 S/4.56
37.77 18 18 S/2.28
S/389.71
37.77
S/427.48
NPER 18
TASA EFECTIVA 1.54
TASA NOMINAL 0.956723131763309
TASA DE INTERES 0.58
TASA DE DESCUENTO 30.90% 525

VALOR RESIDUAL VIDA UTIL PERIODO IMPORTE

126 18 1 S/137.36
126 18 2 S/121.29
126 18 3 S/107.10
126 18 4 S/94.57
126 18 5 S/83.50
126 18 6 S/73.73
126 18 7 S/65.11
126 18 8 S/57.49
126 18 9 S/50.76
126 18 10 S/44.82
126 18 11 S/39.58
126 18 12 S/34.95
126 18 13 S/30.86
126 18 14 S/27.25
126 18 15 S/24.06
126 18 16 S/21.25
126 18 17 S/18.76
126 18 18 S/16.56
S/1,048.99
S/126.00
S/1,174.99

MONTO VALOR RESIDUAL VIDA UTIL PERIODO FACTOR DDB

1174 126 18 1 3 S/130.44
1174 126 18 2 3 S/115.95
1174 126 18 3 3 S/103.07
1174 126 18 4 3 S/91.62
1174 126 18 5 3 S/81.44
1174 126 18 6 3 S/72.39
1174 126 18 7 3 S/64.34
1174 126 18 8 3 S/57.19
1174 126 18 9 3 S/50.84
1174 126 18 10 3 S/45.19
1174 126 18 11 3 S/40.17
1174 126 18 12 3 S/35.71
1174 126 18 13 3 S/31.74
1174 126 18 14 3 S/28.21
1174 126 18 15 3 S/25.08
1174 126 18 16 3 S/22.29
 1174 126 18 17 3 S/19.81
1174 126 18 18 3 S/17.61
S/1,033.10
126
S/1,159.10

VALOR RESIDUAL VIDA UTIL PERIODO 1 PERIODO 2 FACTOR DVS

126 18 1 2 3 S/115.95
126 18 2 3 3 S/103.07
126 18 3 4 3 S/91.62
126 18 4 5 3 S/81.44
126 18 5 6 3 S/72.39
126 18 6 7 3 S/64.34
126 18 7 8 3 S/57.19
126 18 8 9 3 S/50.84
126 18 9 10 3 S/45.19
126 18 10 11 3 S/40.17
126 18 11 12 3 S/35.71
126 18 12 13 3 S/31.74
126 18 13 14 3 S/28.21
126 18 14 15 3 S/25.08
126 18 15 16 3 S/24.87
126 18 16 17 3 S/24.87
126 18 17 18 3 S/24.87
126 18 18 18 3 S/0.00
S/917.56
126
S/1,043.56

VALOR RESIDUAL VIDA UTIL PERIODO IMPORTE

126 18 1 S/58.22
126 18 2 S/58.22
126 18 3 S/58.22
126 18 4 S/58.22
126 18 5 S/58.22
126 18 6 S/58.22
126 18 7 S/58.22
126 18 8 S/58.22
126 18 9 S/58.22
126 18 10 S/58.22
126 18 11 S/58.22
126 18 12 S/58.22
126 18 13 S/58.22
126 18 14 S/58.22
126 18 15 S/58.22
126 18 16 S/58.22
126 18 17 S/58.22
 126 18 18 S/58.22
S/1,048.00
126
S/1,174.00

VALOR RESIDUAL VIDA UTIL PERIODO IMPORTE

126 18 1 S/110.32
126 18 2 S/104.19
126 18 3 S/98.06
126 18 4 S/91.93
126 18 5 S/85.80
126 18 6 S/79.67
126 18 7 S/73.54
126 18 8 S/67.42
126 18 9 S/61.29
126 18 10 S/55.16
126 18 11 S/49.03
126 18 12 S/42.90
126 18 13 S/36.77
126 18 14 S/30.64
126 18 15 S/24.51
126 18 16 S/18.39
126 18 17 S/12.26
126 18 18 S/6.13
S/1,048.00
126
S/1,174.00
 DDB SIN FACTOR DDB FACTOR
S/111.00 S/166.50
S/98.67 S/138.75
S/87.70 S/115.63
S/77.96 S/96.35
S/69.30 S/80.30
S/61.60 S/66.91
S/54.75 S/55.76
S/48.67 S/46.47
S/43.26 S/38.72
S/38.45 S/32.27
S/34.18 S/26.89
S/30.38 S/22.41
S/27.01 S/15.54
S/24.01 S/0.00
S/21.34 S/0.00
S/18.97 S/0.00
S/16.86 S/0.00
S/14.99 Err:502
S/879.10 S/902.50
S/96.50 S/96.50
S/975.60 S/999.00

DVS CON FACTOR

S/138.75
S/115.63
S/96.35
S/80.30
S/66.91
S/55.76
S/46.47 S/169.14
S/38.72
S/32.27
S/26.89
S/22.41
S/15.54
S/0.00
S/0.00
S/0.00
S/0.00
S/0.00
S/0.00
S/736.00
S/96.50
S/832.50
 S/1,014.78

DDB SIN FACTOR DDB CON FACTOR

S/169.20 S/253.80
S/141.00 S/190.35
S/117.50 S/142.76
 S/97.92 S/107.07
S/81.60 S/80.30
S/68.00 S/60.23
S/56.66 S/45.17
S/47.22 S/20.97
S/39.35 S/0.00
S/32.79 S/0.00
S/27.33 S/0.00
S/22.09 S/0.00
S/900.66 S/900.66
S/1,015.20 S/1,015.20

DVS SIN FACTOR DVS CON FACTOR

S/141.00 S/190.35
S/117.50 S/142.76
S/97.92 S/107.07
S/81.60 S/80.30
S/68.00 S/60.23 S/185.70
S/56.66 S/45.17
S/47.22 S/20.97
S/39.35 S/0.00
S/32.79 S/0.00
S/27.33 S/0.00
S/22.09 S/0.00
S/0.00 S/0.00
S/731.46 S/646.86
S/846.00 S/761.40
DDB CON FACTOR DDB SIN FACTOR
S/202.74 S/304.12
S/185.85 S/266.10
S/170.36 S/232.84
S/156.16 S/203.73
S/143.15 S/178.27
S/131.22 S/155.98
S/120.29 S/136.49
S/110.26 S/119.43
S/101.07 S/104.50
S/92.65 S/91.43
S/84.93 S/80.01
S/77.85 S/70.00
S/71.37 S/61.25
S/65.42 S/53.60
S/59.97 S/46.90
S/54.97 S/41.04
S/50.39 S/35.91
S/46.19 S/31.42
 S/42.34 S/27.49
S/38.81 S/17.36
S/35.58 S/0.00
S/32.61 S/0.00
S/29.90 S/0.00
S/27.40 S/0.00
S/2,131.49 S/2,257.86
S/2,306.56 S/2,432.93

DVS SIN FACTOR DVS CON FACTOR

S/185.85 S/266.10
S/170.36 S/232.84
S/156.16 S/203.73
S/143.15 S/178.27
S/131.22 S/155.98
S/120.29 S/136.49
S/110.26 S/119.43
S/101.07 S/104.50
S/92.65 S/91.43
S/84.93 S/80.01 S/171.44
S/77.85 S/70.00
S/71.37 S/61.25
S/65.42 S/53.60
S/59.97 S/46.90
S/54.97 S/41.04
S/53.70 S/35.91
S/53.70 S/31.42
S/53.70 S/27.49
S/53.70 S/17.36
S/53.70 S/0.00
S/53.70 S/0.00
S/53.70 S/0.00
S/53.70 S/0.00
S/0.00 S/0.00
S/2,055.12 S/1,953.74
175.07 175.07
S/2,230.19 S/2,128.81
 S/2,900.80

DDB SIN FACTOR DDB CON FACTOR

S/322.11 S/483.17
S/286.32 S/402.64
S/254.51 S/335.53
S/226.23 S/279.61
S/201.09 S/233.01
S/178.75 S/194.17
S/158.89 S/161.81
S/141.23 S/134.84
S/125.54 S/112.37
S/111.59 S/93.64
S/99.19 S/78.03
S/88.17 S/65.03
S/78.37 S/54.19
S/69.67 S/45.16
S/61.93 S/15.30
S/55.04 S/0.00
S/48.93 S/0.00
S/43.49 S/0.00
S/2,551.06 S/2,688.51
210.49 210.49
S/2,761.55 S/2,899.00

DDB SIN FACTOR DDB CON FACTOR

S/286.32 S/402.64
S/254.51 S/335.53
S/226.23 S/279.61
S/201.09 S/233.01
S/178.75 S/194.17
S/158.89 S/161.81
S/141.23 S/134.84
S/125.54 S/112.37
S/111.59 S/93.64
S/99.19 S/78.03
S/88.17 S/65.03
S/82.48 S/54.19
S/82.48 S/45.16
 S/82.48 S/15.30
S/82.48 S/0.00
S/82.48 S/0.00
S/82.48 S/0.00
S/0.00 S/0.00
S/2,366.40 S/2,205.34
210.49 210.49
S/2,576.89 S/2,415.83
DDB CON FACTOR
S/71.25
S/59.37
S/49.48
S/41.23
S/34.36
S/28.63
S/23.86
S/19.88
S/16.57
S/13.81
S/11.51
S/9.59
S/7.99
S/2.18
S/0.00
S/0.00
S/0.00
S/0.00
S/389.71
S/427.48

DVS CON FACTOR

S/59.37
S/49.48
S/41.23
S/34.36
 S/28.63
S/23.86
S/19.88
S/16.57
S/13.81
S/11.51
S/9.59
S/7.99
S/2.18
S/0.00
S/0.00
S/0.00
S/0.00
S/0.00
S/318.46
37.77
S/356.23
DDB CON FACTOR
S/195.67
S/163.06
S/135.88
S/113.23
S/94.36
S/78.63
S/65.53
S/54.61
S/45.51
S/37.92
S/31.60
S/26.33
S/5.67
S/0.00
S/0.00
S/0.00
 S/0.00
S/0.00
S/1,048.00
126
S/1,174.00

DVS CON FACTOR

S/163.06
S/135.88
S/113.23
S/94.36
S/78.63
S/65.53
S/54.61
S/45.51
S/37.92
S/31.60
S/26.33
S/5.67
S/0.00
S/0.00
S/0.00
S/0.00
S/0.00
S/0.00
S/852.33
126
S/978.33
ELEKTRA