!

O que é TED CIP no

Santander?
O que é TED CIP no Santander?
!"#$%"&"!"#$%&''"%&'"&"(")*+,("-(.("/01(.(
234%.5(367.*("8%"9(+(1%34:);";;;"<"%&'"=:*"6.*(8("-(.(
:-%.(.":">*)4%1("8%"?.(3)=%.@36*("8%"A$38:)B":
>2?C<A;"D"(4.(E&)"8%)4%")*)4%1("#$%")F:"=%*4()"()
6:1-%3)(GH%)"8()"?.(3)=%.@36*()"I,%4.J3*6()
K*)-:3LE%*)"M?IK)N"%":$4.()":-%.(GH%)"5(367.*();

Quanto tempo demora para cair um

TED CIP?
O1("!"#B")%"=%*4("(34%)"8()"PQRB"()*+,-"6%.6("8%"ST
1*3$4:)"-(.(".-/,"3("6:34("8:"8%)4*3(47.*:B"-:.&1B"%1
(,+$3)"6():)"%,("-:8%"()*+,-,"R:.()":$"(4&".-/,
):1%34%"3:"8*(")%+$*34%;

O que quer dizer Ted diferente

titularidade CIP?
!"#"/"U"?.(3)=%.@36*("-(.("6:34("5(367.*("8%"(/0),)12)
2/234-,/(-();";;;"!"#$""U"!"!"#$""&"$4*,*V(8:"(-%3()"3()
4.(3)=%.@36*()"8%E:,E*8()B"%,%"5/61/7.-"#$%"("6:34("8%
8%)4*3:"-:))$*"2/234-,/(-()"8*)4*34("8("#$%"=:*
*3=:.1(8("3:"1:1%34:"8("4.(3)=%.@36*(;

Qual a diferença entre TED de mesma

titularidade e outra titularidade?
U"K!/W!"#$()$*)5*-$2/234-,/(-()"M1:8(,*8(8%"KNX
#$(38:":"4*4$,(.":$"4*4$,(.%)"(-"6:34("8%"8%)4*3:
=:.M)*N":)"1%)1:)"(-"6:34("8%":.*+%1B"*38%-%38%34%
(-":.8%1"8%"4*4$,(.*8(8%);"U"K!/W!"#"8%"2/234-,/(-()
8*=%.%34%)"M1:8(,*8(8%"INX"#$(38:":"4*4$,(.":$"4*4$,(.%)
(-"6:34("8%"8%)4*3:"=:.M)*N"8*=%.%34%)"(-"6:34("8%
:.*+%1;

O que é transferência de mesma

titularidade?
Y%)1("2/234-,/(-()")*+3*Z6("#$%"("1%)1("-%)):("&
2/234-,"8%"8*=%.%34%)"6:34();"!"4%.1:"[1%)1(
2/234-,/(-()\"+%.(,1%34%")$.+%"#$(38:"%)47")%38:
.%(,*V(8("$1("2,-150),81./-"%34.%"8$()"6:34()"8%"$1(
1%)1("-%)):(":$"%1-.%)("%1"$1"1%)1:"5(36:
6:1:"#$(38:B"-:."%]%1-,:B"("-%)):("4%1"6:34()"%1
8$()"(+@36*()"8*=%.%34%);

Qual o nome da transferência entre

bancos diferentes?
!"K!/B":$"K:6$1%34:"8%"!.8%1"8%"/.&8*4:B"&"$1(
:-%.(GF:"Z3(36%*.("$)(8("-(.("4.(3)=%.*."E(,:.%)"8%
$1("6:34("5(367.*("-(.(":$4.(B"-%.1*4*38:":"%3E*:"8%
8*3R%*.:"-(.("6:34()"8("1%)1("*3)4*4$*GF:":$"6:34()
8%"9-1.+5$(/0),)12)5;"<)"-.*36*-(*)"8*=%.%3G()")12,)
K!/"%"?IK")F:":"E(,:."%"4%1-:"-(.("6:36,$*."(
:-%.(GF:;

O que significa mesma titularidade no

PIX?
/:34()"8%"*)5*-$2/234-,/(-()X":)5*+",*1*4%"8:
6(.4F:"8%"8&5*4:;";;;"/:34()"8%"2/234-,/(-()"8*=%.%34%
-:."6R(E%"'/;"^("$4*,*V(8(X":)5*+",*1*4%"8:"6(.4F:"8%
8&5*4:;"/_8*+:"`C"8*301*6:":$"I)474*6:X":)5*+",*1*4%
8:"6(.4F:"8%"8&5*4:;

Qual valor do TED ou DOC?

#<%$+3$!"#X"`$(,"("8*=%.%3G('"<"8*=%.%3G("&"#$%B"3:
6():"8("!"#B":"8*3R%*.:"6(*"3:"1%)1:"8*(")%".%(,*V(8:
(34%)"8()"PQR"%"-%.1*4%"4.(3)=%.@36*()"1(*:.%)"#$%"a
1*,".%(*);"b7"3:"#<%B":"8*3R%*.:"6(*"3:"8*(")%+$*34%"%":
=-4+,"17]*1:"&"8%"cdddBdd".%(*);

Qual o valor de um TED?

`$%1"-.%6*)("4.(3)=%.*."8*3R%*.:"%34.%"6:34()
5(367.*()")%1-.%")%"8%-(.("6:1"(")*+,("!"#;"e:)
+.(38%)"5(36:)B"%))%")%.E*G:"6$)4("%34.%"Cf"g"%"Cf"PhB
1()"E:6@")(5*("#$%"3:)"5(36:)"8*+*4(*)"^7"&"-:))LE%,
=(V%."$1("!"#"+.(4$*4('"Y$*4()"-%)):()"3F:"6:3R%6%1
:")*+3*Z6(8:"8%))("%]-.%))F:;

O que é Conta-corrente isenta?

K%)8%"ST"(5.*,"8%"iTTg":"6,*%34%"5(367.*:"-:8%"$)(.
$1(")&.*%"8%")%.E*G:)"6:1:")(#$%)B"%]4.(4:)"%"=:,R()
8%"6R%#$%")%1"-(+(."4(.*=(;"I))%"8*.%*4:"&"+(.(34*8:
-%,("C%):,$GF:"S;

O que significa mensalidade isenta?

2)%3GF:"8%"4(]()"&"("8*)-%3)("8:"-(+(1%34:"8%"E(,:.%)
6:5.(8:)"):5.%"8%4%.1*3(8:)")%.E*G:);";;;"9:."%]%1-,:X
<"*)%3GF:"8%"4(]("8%"*3)6.*GF:"%1"6:36$.):)"-j5,*6:)"&
%)4(5%,%6*8("-(.("-%)):()"#$%"%)4*E%.%1"%)6.*4()"3:
/(8()4.:"k3*6:"%"-(.(":)"*34%+.(34%)"8%"=(1L,*("8%
5(*](".%38(;

O que é manutenção de conta

corrente?

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<"4(]("8%"*-132)1>?+"8(".+12-l.+,,)12)"&"("6:5.(3G(
=%*4("-(.("6,*%34%)"#$%"$4*,*V(1")%.E*G:)"#$%"EF:"(,&1
8:)")%.E*G:)"57)*6:)":=%.%6*8:)"-%,:)"5(36:);";;;"!)
-(6:4%)":=%.%6*8:)"-%,:)"5(36:)"1%3)(,1%34%")F:
(6:.8(8:)"6:1"6,*%34%"%"("*3)4*4$*GF:;"!"-(6:4%"8%
)%.E*G:"1%3)(,":=%.%6%")%.E*G:)"%]6,$)*E:)"-(.("%)4()
.+12-5;

Como funciona conta corrente

essencial?
<$@3)$A$3*-$.+12-$.+*$B-.+2)$()$C),=/>+5
"55)1./-/5D

A:.3%6*1%34:"8%"6(.4F:"8%"8&5*4:"-(.("6:1-.()"%
)(#$%)m
Tc")(#$%)"-:."1@)"M3:"6(*]("%,%4.J3*6:":$"+$*6R@
8%"6(*](Nm
Ti"4.(3)=%.@36*()"%34.%".+12-5"8("1%)1(
*3)4*4$*GF:"-:."1@)m
Ti"%]4.(4:)"3:"6(*]("%,%4.J3*6:m
P"4(,F:"8%"6R%#$%"6:1"PT"=:,R()"-:."1@)m

O que é uma conta essencial?

O1(".+12-"5(367.*(",*E.%"8%"4(.*=();">F:":)"6R(1(8:)
)%.E*G:)")55)1./-/5;";;;"`$%1"(8%.%"(:)")%.E*G:)
)55)1./-/5"4%1"8*.%*4:"8%".%(,*V(."+.(4$*4(1%34%"$1(
#$(34*8(8%"8%":-%.(GH%)"-:."1@)B"6:1:"#$(4.:
)(#$%)B"8:*)"%]4.(4:)"%"8$()"4.(3)=%.@36*();

O que é preciso para abrir uma conta

de serviços essenciais?
n"o*("8%".%+.(B"("1(*:.*("8:)"5.()*,%*.:)")%"%3#$(8.(
3:"-%.Z,"8:"$)$7.*:"8(".+12-"8%")%.E*G:")55)1./-4;"9(.(
-9,/,"(".+12-"+.(4$*4(B"&"-.%6*):"(-.%)%34(."CpB"/9AB
6:1-.:E(34%"8%"%38%.%G:"%B"%1"(,+$1()"*3)4*4$*GH%)B
Z3(36%*.()"$1"6:1-.:E(34%"8%".%38(;

Como funciona Conta essencial Itaú?

<".+12-$)55)1./-4"8:"&2-E"-:))$*"$1"-(6:4%"6:1"$1(
8%4%.1*3(8("#$(34*("8%")%.E*G:)"+.(4$*4:)"-:.
1@);;;;%+1F)>-$-$.+12-$)55)1./-4$(+$&2-ED

`$(4.:")(#$%)"3:"6(*]("%,%4.J3*6:"-:."1@)m
K:*)"%]4.(4:)"-:."1@)m
K$()"4.(3)=%.@36*()"%34.%".+12-5"8("1%)1(
*3)4*4$*GF:"-:."1@)m
A:.3%6*1%34:"8%"6(.4F:"6:1"=$3GF:"8&5*4:;

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