EQUIPAMENTOS

ANO
1
2
3
4
5
6
7
8
9
10
TOTAL
n
0
1
2
3
4
5
6
7
8
9
10

530,000.00 SABONETE
DESODORANTE
SHAMPOO
CONDICIONADOR

PRICE
VALOR FINANCIADO
80,000.00
TAXA
35.00%
N. PRESTAES
10.00
PRESTAO
29,465.47
PRESTAO
JUROS
AMORTIZAO
29,465.47
28,000.00
1,465.47
29,465.47
27,487.09
1,978.38
29,465.47
26,794.65
2,670.81
29,465.47
25,859.87
3,605.59
29,465.47
24,597.91
4,867.55
29,465.47
22,894.27
6,571.20
29,465.47
20,594.35
8,871.12
29,465.47
17,489.46
11,976.01
29,465.47
13,297.86
16,167.61
29,465.47
7,639.19
21,826.27
294,654.66
214,654.66
80,000.00
EQUIPAMENTOS
DEPRECIAO VALOR RESIDUAL
(530,000.00)
45,050.00
484,950.00
45,050.00
439,900.00
45,050.00
394,850.00
45,050.00
349,800.00
45,050.00
304,750.00
45,050.00
259,700.00
45,050.00
214,650.00
45,050.00
169,600.00
45,050.00
124,550.00
45,050.00
79,500.00

VOLUME
150
120
100
90

SALDO
78,534.53
76,556.16
73,885.34
70,279.75
65,412.20
58,841.00
49,969.88
37,993.88
21,826.27
0.00
FIN_PRICE
80,000.00
28,000.00
27,487.09
26,794.65
25,859.87
24,597.91
22,894.27
20,594.35
17,489.46
13,297.86
7,639.19

PREOS
280.00
350.00
370.00
470.00

ANO
1
2
3
4
5
6
7
8
9
10
TOTAL
FIN_SAC
100,000.00
36,000.00
32,400.00
28,800.00
25,200.00
21,600.00
18,000.00
14,400.00
10,800.00
7,200.00
3,600.00

MARGEM
CRESC.
15.00%
9.00%
18.00%
6.00%
18.00%
5.00%
20.00%
3.00%
SAC
VR FINANC.
100,000.00
TAXA
36.00%
N. PREST.
10.00
PRESTAO
46,000.00
42,400.00
38,800.00
35,200.00
31,600.00
28,000.00
24,400.00
20,800.00
17,200.00
13,600.00
298,000.00
MARGEM

JUROS
36,000.00
32,400.00
28,800.00
25,200.00
21,600.00
18,000.00
14,400.00
10,800.00
7,200.00
3,600.00
198,000.00
DESPESAS

347,760.00
367,048.80
387,567.72
409,404.20
432,652.39
457,413.72
483,797.45
511,921.36
541,912.37
573,907.39

159,000.00
166,950.00
175,297.50
184,062.38
193,265.49
202,928.77
213,075.21
223,728.97
234,915.42
246,661.19

Amortizao
10,000.00

AMORTIZAO
10,000.00
10,000.00
10,000.00
10,000.00
10,000.00
10,000.00
10,000.00
10,000.00
10,000.00
10,000.00
100,000.00
CAPITAL GIRO
(106,000.00)

106,000.00

SALDO
90,000.00
80,000.00
70,000.00
60,000.00
50,000.00
40,000.00
30,000.00
20,000.00
10,000.00
0.00
LUCRO TRIB

I REND

79,710.00
95,161.71
111,625.57
129,231.95
148,138.99
168,540.68
190,677.90
214,852.93
241,449.10
376,957.01

19,927.50
23,790.43
27,906.39
32,307.99
37,034.75
42,135.17
47,669.47
53,713.23
60,362.27
94,239.25
NPV
IRR

DEPRECIACAO
530,000.00

TAXA VL RESIDUAL VALOR RESIDUAL

15%
79,500.00

VALOR A DEPRECIAR TEMPO

450,500.00

FL CX
(456,000.00)
93,367.03
104,442.91
116,098.36
128,368.37
141,286.69
154,884.32
169,187.31
184,213.69
199,969.22
295,941.48
45,584.73
25.57%

10

QUOTA ANUAL
45,050.00

ANO
1
2
3
4
5
6
7
8
9
10

SABONETE
75,600.00
82,404.00
89,820.36
97,904.19
106,715.57
116,319.97
126,788.77
138,199.76
150,637.74
164,195.13

MARGEM ANUAL
DESODORANTE
90,720.00
96,163.20
101,932.99
108,048.97
114,531.91
121,403.82
128,688.05
136,409.34
144,593.90
153,269.53

TMA

23%

VPL
TIR

45,584.73
26%

MARGEM ANUAL
SHAMPOO
79,920.00
83,916.00
88,111.80
92,517.39
97,143.26
102,000.42
107,100.44
112,455.47
118,078.24
123,982.15

CONDICIONADOR
101,520.00
104,565.60
107,702.57
110,933.65
114,261.65
117,689.50
121,220.19
124,856.79
128,602.50
132,460.57

TOTAL
347,760.00
367,048.80
387,567.72
409,404.20
432,652.39
457,413.72
483,797.45
511,921.36
541,912.37
573,907.39

EQUIPAMENTOS

545,000.00 SABONETE
DESODORANTE
SHAMPOO
CONDICIONADOR

PRICE
VALOR FINANCIADO
115,000.00
TAXA
37.00%
N. PRESTAES
10.00
PRESTAO
44,458.76
ANO
PRESTAO
JUROS
AMORTIZAO
1
44,458.76
42,550.00
1,908.76
2
44,458.76
41,843.76
2,615.00
3
44,458.76
40,876.21
3,582.55
4
44,458.76
39,550.66
4,908.10
5
44,458.76
37,734.66
6,724.10
6
44,458.76
35,246.75
9,212.01
7
44,458.76
31,838.30
12,620.46
8
44,458.76
27,168.74
17,290.03
9
44,458.76
20,771.43
23,687.34
10
44,458.76
12,007.11
32,451.65
TOTAL
444,587.62
329,587.62
115,000.00
n
EQUIPAMENTOS
DEPRECIAO VALOR RESIDUAL
0
(545,000.00)
1
46,325.00
498,675.00
2
46,325.00
452,350.00
3
46,325.00
406,025.00
4
46,325.00
359,700.00
5
46,325.00
313,375.00
6
46,325.00
267,050.00
7
46,325.00
220,725.00
8
46,325.00
174,400.00
9
46,325.00
128,075.00
10
46,325.00
81,750.00

VOLUME
150
120
100
90

SALDO
113,091.24
110,476.24
106,893.68
101,985.58
95,261.48
86,049.47
73,429.01
56,138.99
32,451.65
0.00
FIN_PRICE
115,000.00
42,550.00
41,843.76
40,876.21
39,550.66
37,734.66
35,246.75
31,838.30
27,168.74
20,771.43
12,007.11

PREOS
280.00
350.00
370.00
470.00

ANO
1
2
3
4
5
6
7
8
9
10
TOTAL
FIN_SAC
125,000.00
47,500.00
42,750.00
38,000.00
33,250.00
28,500.00
23,750.00
19,000.00
14,250.00
9,500.00
4,750.00

MARGEM
CRESC.
15.00%
9.00%
18.00%
6.00%
18.00%
5.00%
20.00%
3.00%
SAC
VR FINANC.
125,000.00
TAXA
38.00%
N. PREST.
10.00
PRESTAO
60,000.00
55,250.00
50,500.00
45,750.00
41,000.00
36,250.00
31,500.00
26,750.00
22,000.00
17,250.00
386,250.00
MARGEM

JUROS
47,500.00
42,750.00
38,000.00
33,250.00
28,500.00
23,750.00
19,000.00
14,250.00
9,500.00
4,750.00
261,250.00
DESPESAS

347,760.00
367,048.80
387,567.72
409,404.20
432,652.39
457,413.72
483,797.45
511,921.36
541,912.37
573,907.39

163,500.00
171,675.00
180,258.75
189,271.69
198,735.27
208,672.04
219,105.64
230,060.92
241,563.97
253,642.16

Amortizao
12,500.00

AMORTIZAO
12,500.00
12,500.00
12,500.00
12,500.00
12,500.00
12,500.00
12,500.00
12,500.00
12,500.00
12,500.00
125,000.00
CAPITAL GIRO
(109,000.00)

109,000.00

SALDO
112,500.00
100,000.00
87,500.00
75,000.00
62,500.00
50,000.00
37,500.00
25,000.00
12,500.00
0.00

DEPRECIACAO
545,000.00
VALOR A DEPRECIAR
463,250.00

LUCRO TRIB

I REND

47,885.00
64,455.04
82,107.76
101,006.85
121,357.46
143,419.94
167,528.51
194,116.70
223,751.98
366,183.11

11,971.25
16,113.76
20,526.94
25,251.71
30,339.36
35,854.98
41,882.13
48,529.18
55,938.00
91,545.78
NPV
IRR

FL CX
(414,000.00)
67,829.99
79,551.28
91,823.27
104,672.04
118,119.00
132,177.94
146,850.93
162,122.50
177,951.65
276,010.68
-3,206.69
22.81%

TAXA VL RESIDUAL VALOR RESIDUAL

15%
81,750.00
TEMPO

QUOTA ANUAL
10
46,325.00

ANO
1
2
3
4
5
6
7
8
9
10

SABONETE
75,600.00
82,404.00
89,820.36
97,904.19
106,715.57
116,319.97
126,788.77
138,199.76
150,637.74
164,195.13

MARGEM ANUAL
DESODORANTE
SHAMPOO
90,720.00
79,920.00
96,163.20
83,916.00
101,932.99
88,111.80
108,048.97
92,517.39
114,531.91
97,143.26
121,403.82
102,000.42
128,688.05
107,100.44
136,409.34
112,455.47
144,593.90
118,078.24
153,269.53
123,982.15

TMA

23%

VPL
TIR

-3,206.69
23%

CONDICIONADOR
101,520.00
104,565.60
107,702.57
110,933.65
114,261.65
117,689.50
121,220.19
124,856.79
128,602.50
132,460.57

TOTAL
347,760.00
367,048.80
387,567.72
409,404.20
432,652.39
457,413.72
483,797.45
511,921.36
541,912.37
573,907.39