valor semestral 2,000,000

tasa 8% CS 0.04 Valor futuro 47395024.78

Tiempo 17 semestres Valor presente 24331337.71
Monto 4,000,000.00
tiempo 6 años
tasa 0.073 CA 0.073 Valor futuro 28,830,350.87
Valor presente 18,890,854.20
Monto 200,000.00
tiempo 40 meses
tasa 0.08 CA 0.007 Valor futuro 9,133,508.33
Valor present 7,001,806.42
Monto 200,000.00
tiempo 40 meses
tasa 12% CA 0.010
El valor de contado seria de 505,584,891.2
 Valor Presente Valor Futuro
0 20,000,000.00 20,000,000.00 20,000,000.00
1 1,000,000.00 990,099.01 1,000,000.00
2 1,000,000.00 1,970,395.06 2,010,000.00
3 1,000,000.00 2,940,985.21 3,030,100.00
4 1,000,000.00 3,901,965.55 4,060,401.00
5 1,000,000.00 4,853,431.24 5,101,005.01
6 1,000,000.00 5,795,476.47 6,152,015.06
7 1,000,000.00 6,728,194.53 7,213,535.21
8 1,000,000.00 7,651,677.75 8,285,670.56
9 1,000,000.00 8,566,017.58 9,368,527.27
10 1,000,000.00 9,471,304.53 10,462,212.54
11 1,000,000.00 10,367,628.25 11,566,834.67
12 1,000,000.00 11,255,077.47 12,682,503.01
13 1,000,000.00 12,133,740.07 13,809,328.04
14 1,000,000.00 13,003,703.04 14,947,421.32
15 1,000,000.00 13,865,052.52 16,096,895.54
16 1,000,000.00 14,717,873.78 17,257,864.49
17 1,000,000.00 15,562,251.27 18,430,443.14
18 1,000,000.00 16,398,268.58 19,614,747.57
19 1,000,000.00 17,226,008.50 20,810,895.04
20 1,000,000.00 18,045,552.97 22,019,003.99
21 1,000,000.00 18,856,983.13 23,239,194.03
22 1,000,000.00 19,660,379.34 24,471,585.98
23 1,000,000.00 20,455,821.13 25,716,301.83
24 1,000,000.00 21,243,387.26 26,973,464.85
25 1,000,000.00 22,023,155.70 28,243,199.50
26 1,000,000.00 22,795,203.66 29,525,631.50
27 1,000,000.00 23,559,607.59 30,820,887.81
28 1,000,000.00 24,316,443.16 32,129,096.69
29 1,000,000.00 25,065,785.30 33,450,387.66
30 1,000,000.00 25,807,708.22 34,784,891.53
31 2,500,000.00 66,355,713.42 90,331,851.12
505,584,891.29 623,605,895.98
ontado seria de 505,584,891.29
 Valor Presente
Tasa 12% 0.01 0 14,000,000.00 14,000,000.00
1 1,600,000.00 1,584,158.42
2 1,600,000.00 3,152,632.09
3 1,600,000.00 4,705,576.33
4 1,600,000.00 6,243,144.88
5 1,600,000.00 7,765,489.98
6 1,600,000.00 9,272,762.36
7 1,600,000.00 10,765,111.25
8 1,600,000.00 12,242,684.40
9 1,600,000.00 13,705,628.12
10 1,600,000.00 15,154,087.25
11 1,600,000.00 16,588,205.20
12 1,600,000.00 18,008,123.96
13 1,600,000.00 19,413,984.12
14 1,600,000.00 20,805,924.87
15 1,600,000.00 22,184,084.03
16 1,600,000.00 23,548,598.05
17 1,600,000.00 24,899,602.03
18 1,600,000.00 26,237,229.73
19 1,600,000.00 27,561,613.59
20 1,600,000.00 28,872,884.75
21 1,600,000.00 30,171,173.02
22 1,600,000.00 31,456,606.95
23 1,600,000.00 32,729,313.81
24 1,600,000.00 33,989,419.61
25 1,600,000.00 35,237,049.12
26 1,600,000.00 36,472,325.86
27 1,600,000.00 37,695,372.14
28 1,600,000.00 38,906,309.05
29 1,600,000.00 40,105,256.49
30 1,600,000.00 41,292,333.15
31 2,500,000.00 66,355,713.42
751,122,398.01
El valor de contado seria de 751,122,398.01
Valor Futuro
14,000,000.00
1,600,000.00
3,216,000.00
4,848,160.00
6,496,641.60
8,161,608.02
9,843,224.10
11,541,656.34
13,257,072.90
14,989,643.63
16,739,540.07
18,506,935.47
20,292,004.82
22,094,924.87
23,915,874.12
25,755,032.86
27,612,583.19
29,488,709.02
31,383,596.11
33,297,432.07
35,230,406.39
37,182,710.46
39,154,537.56
41,146,082.94
43,157,543.77
45,189,119.20
47,241,010.39
49,313,420.50
51,406,554.70
53,520,620.25
55,655,826.45
90,331,851.12
925,570,322.90
produccion 800,000,000.00
tiempo 10 años Valor presente 5,368,065,119.15
tasa 8%

El valor presente es de 5,368,065,119.05

valor 150,000,000.00 V1 69,479,023.21
tasa 0.25 V2 1,342,016,279.79
tiempo 10 VP 1,411,495,303.00

El valor presente es 1,411,495,303

es 1,411,495,303
deposito 1,500,000.00 12 años V1 24,968,231.19
tasa 0.08 ea V1 42,791,160.57
deposito 3,000,000.00 6 años V2 26,768,410.08
V3 5,994,029.25
VF 75,553,599.90

La suma que tendra a los 18 años es de 75,553,599.90

deposito 1,000,000.00
tasa 0.06 cm 0.005
periodos 20 240

El saldo a cabo de 20 años es de 462,040,895.16

Valor futuro 462,040,895.16
 Pryecto A Proyecto B Proyecto C
Abono 40,000,000.00 19,000,000.00 2,500,000.00 Proyecto B
pagos 5,000,000.00 12 VP
periodo 5 20,000,000.00 Total

0.08

La oferta que debe escoger es la del proyecto C

Proyecto B Proyecto c
21,560,634.20 VP1 162,779,285.17
40,560,634.20 VP2 1,837,574.63
TOTAL 164,616,859.80
pagos 3,000,000.00 mensuales
Plazo 15 años 180 VP 252,464,641.89
Tasa 1% mensual

El valor de contado es de 252,464,641.89

Deposito 500,000.00
tiempo 15 años 180 VP 49,666,429.70
tasa 9% 0.0075 50,166,429.70
 0 500,000.00 -
1 500,000.00 500,000.00
2 500,000.00 996,277.92
3 500,000.00 1,488,861.45
4 500,000.00 1,977,778.12
5 500,000.00 2,463,055.20
6 500,000.00 2,944,719.81
7 500,000.00 3,422,798.82
8 500,000.00 3,897,318.92
9 500,000.00 4,368,306.62
10 500,000.00 4,835,788.21
11 500,000.00 5,299,789.79
12 500,000.00 5,760,337.26
13 500,000.00 6,217,456.34
14 500,000.00 6,671,172.54
15 500,000.00 7,121,511.21
16 500,000.00 7,568,497.48
17 500,000.00 8,012,156.31
18 500,000.00 8,452,512.46
19 500,000.00 8,889,590.53
20 500,000.00 9,323,414.92
21 500,000.00 9,754,009.85
22 500,000.00 10,181,399.35
23 500,000.00 10,605,607.30
24 500,000.00 11,026,657.37
25 500,000.00 11,444,573.07
26 500,000.00 11,859,377.74
27 500,000.00 12,271,094.53
28 500,000.00 12,679,746.43
29 500,000.00 13,085,356.26
30 500,000.00 13,487,946.66
31 500,000.00 13,887,540.11
32 500,000.00 14,284,158.91
33 500,000.00 14,677,825.22
34 500,000.00 15,068,561.02
35 500,000.00 15,456,388.11
36 500,000.00 15,841,328.15
37 500,000.00 16,223,402.63
38 500,000.00 16,602,632.88
39 500,000.00 16,979,040.08
40 500,000.00 17,352,645.24
41 500,000.00 17,723,469.22
42 500,000.00 18,091,532.72
43 500,000.00 18,456,856.30
44 500,000.00 18,819,460.35
45 500,000.00 19,179,365.11
46 500,000.00 19,536,590.68
47 500,000.00 19,891,157.00
48 500,000.00 20,243,083.87
49 500,000.00 20,592,390.94
50 500,000.00 20,939,097.71
51 500,000.00 21,283,223.53
52 500,000.00 21,624,787.63
53 500,000.00 21,963,809.06
54 500,000.00 22,300,306.76
55 500,000.00 22,634,299.51
56 500,000.00 22,965,805.97
57 500,000.00 23,294,844.63
58 500,000.00 23,621,433.88
59 500,000.00 23,945,591.94
60 500,000.00 24,267,336.91
61 500,000.00 24,586,686.76
62 500,000.00 24,903,659.32
63 500,000.00 25,218,272.27
64 500,000.00 25,530,543.20
65 500,000.00 25,840,489.53
66 500,000.00 26,148,128.56
67 500,000.00 26,453,477.48
68 500,000.00 26,756,553.33
69 500,000.00 27,057,373.03
70 500,000.00 27,355,953.38
71 500,000.00 27,652,311.05
72 500,000.00 27,946,462.58
73 500,000.00 28,238,424.40
74 500,000.00 28,528,212.80
75 500,000.00 28,815,843.97
76 500,000.00 29,101,333.97
77 500,000.00 29,384,698.73
 78 500,000.00 29,665,954.07
79 500,000.00 29,945,115.70
80 500,000.00 30,222,199.21
81 500,000.00 30,497,220.06
82 500,000.00 30,770,193.61
83 500,000.00 31,041,135.10
84 500,000.00 31,310,059.65
85 500,000.00 31,576,982.28
86 500,000.00 31,841,917.90
87 500,000.00 32,104,881.29
88 500,000.00 32,365,887.13
89 500,000.00 32,624,950.01
90 500,000.00 32,882,084.38
91 500,000.00 33,137,304.59
92 500,000.00 33,390,624.90
93 500,000.00 33,642,059.46
94 500,000.00 33,891,622.29
95 500,000.00 34,139,327.34
96 500,000.00 34,385,188.42
97 500,000.00 34,629,219.28
98 500,000.00 34,871,433.53
99 500,000.00 35,111,844.69
100 500,000.00 35,350,466.20
101 500,000.00 35,587,311.36
102 500,000.00 35,822,393.41
103 500,000.00 36,055,725.47
104 500,000.00 36,287,320.56
105 500,000.00 36,517,191.63
106 500,000.00 36,745,351.49
107 500,000.00 36,971,812.89
108 500,000.00 37,196,588.48
109 500,000.00 37,419,690.80
110 500,000.00 37,641,132.31
111 500,000.00 37,860,925.37
112 500,000.00 38,079,082.25
113 500,000.00 38,295,615.14
114 500,000.00 38,510,536.12
115 500,000.00 38,723,857.19
116 500,000.00 38,935,590.26
117 500,000.00 39,145,747.16
118 500,000.00 39,354,339.61
119 500,000.00 39,561,379.26
120 500,000.00 39,766,877.68
121 500,000.00 39,970,846.33
122 500,000.00 40,173,296.61
123 500,000.00 40,374,239.81
124 500,000.00 40,573,687.16
125 500,000.00 40,771,649.78
126 500,000.00 40,968,138.74
127 500,000.00 41,163,165.01
128 500,000.00 41,356,739.46
129 500,000.00 41,548,872.91
130 500,000.00 41,739,576.09
131 500,000.00 41,928,859.65
132 500,000.00 42,116,734.14
133 500,000.00 42,303,210.06
134 500,000.00 42,488,297.83
135 500,000.00 42,672,007.77
136 500,000.00 42,854,350.15
137 500,000.00 43,035,335.13
138 500,000.00 43,214,972.84
139 500,000.00 43,393,273.29
140 500,000.00 43,570,246.44
141 500,000.00 43,745,902.17
142 500,000.00 43,920,250.29
143 500,000.00 44,093,300.54
144 500,000.00 44,265,062.57
145 500,000.00 44,435,545.98
146 500,000.00 44,604,760.27
147 500,000.00 44,772,714.91
148 500,000.00 44,939,419.27
149 500,000.00 45,104,882.65
150 500,000.00 45,269,114.29
151 500,000.00 45,432,123.37
152 500,000.00 45,593,918.97
153 500,000.00 45,754,510.15
154 500,000.00 45,913,905.85
155 500,000.00 46,072,114.99
156 500,000.00 46,229,146.39
157 500,000.00 46,385,008.83
158 500,000.00 46,539,710.99
159 500,000.00 46,693,261.53
160 500,000.00 46,845,669.02
161 500,000.00 46,996,941.95
162 500,000.00 47,147,088.78
163 500,000.00 47,296,117.90
164 500,000.00 47,444,037.62
165 500,000.00 47,590,856.20
166 500,000.00 47,736,581.83
167 500,000.00 47,881,222.66
168 500,000.00 48,024,786.76
169 500,000.00 48,167,282.15
170 500,000.00 48,308,716.77
171 500,000.00 48,449,098.53
172 500,000.00 48,588,435.27
173 500,000.00 48,726,734.76
174 500,000.00 48,864,004.72
175 500,000.00 49,000,252.82
176 500,000.00 49,135,486.67
177 500,000.00 49,269,713.82
178 500,000.00 49,402,941.76
179 500,000.00 49,535,177.92
180 500,000.00 49,666,429.70
5,467,809,373.25
tasa 0.06 Vf
valor quinto año 20,000,000.00 A
vida util 5 años A
salvamento 10% costo

La suma a depositar es de 3,012,391.71

18,000,000.00
5.9753185376
3,012,391.71
Pagos 800,000.00 Vf 800,000.00
tasa 0.09 0.0075 A 12.6013932538
A 63,485.04

el pago mensual es de 63,485.05

pagos 300,000.00 24000
tasa 0.08 0.66666667 324,000.00
Ahorro 30,000,000.00 -
periodos 76.47

En 76.47 meses lograra ahorrar 30.000.000