PGBL X outros investimentos: preencha apenas os campos com fund

PGBL. Os resultados estão indicados no

Renda Total Tributável (seu salário anual) R$ 200,000.00 100%

(12% do total da Renda) R$ 24,000.00 12%

R$ Final resgatado Taxa

PGBL após 20 anos - Líquido R$ 114,205.26 95.00% do CDI Bruto

LCI / LCA após 20 anos - Líquida R$ 84,563.20 105.88% do CDI Bruto

Debênture IPCA + Prêmio - Líquido em 20 anos R$ 97,516.75 10.59% Bruto

1* A LCI e a Debênture estão com Gross Up de 15 %.

2* R$ Final resgatado simula o resgate das aplicações, no PGBL 10%, e na LCI

3* Tanto o CDI quanto o IPCA são estimativas, podendo ser alterados caso ne

4* Somente os campos com letras vermelhas e fundo amarelo podem ser alte

5* Para o PGBL o valor Inicial é cheio, para LCI e Debênture há um imposto de

os com fundo amarelo e descubra se você deveria ou não investir em
indicados nos campos com fundo verde
IPCA 4.00% 0.85
CDI 9.14%

Taxa Líquida
PGBL 95% do CDI
LCI / LCA 90% do CDI
Debênture Isenta 5.0% Prêmio

no PGBL 10%, e na LCI e Debênture 15 % (Gross Up).

o ser alterados caso necessário.

amarelo podem ser alterados.

ture há um imposto de 27,5% na cabeça.

ubra se você deveria ou não investir em
ndo verde
Mude se achar que a inflação será maior ou menor
Usei a taxa atual. Atualize no futuro se necessário

Considere o retorno histórico médio de sua previdência

Considere o melhor precentual que você conseguiria
Considere o melhor precentual que você conseguiria
 Tabela regressiva do IR para PGBL
Prazo de investimento Alíquota do IR
até 2 anos 35%
de 2 a 4 anos 30%
de 4 a 6 anos 25%
de 6 a 8 anos 20%
de 8 a 10 anos 15%
acima de 10 anos 10%
 Rentabilidade ano 8.68% CDI Mês 0.70% R$ inicial 24,000.00
Mês
1 R$ 24,167.11
2 R$ 24,335.38
3 R$ 24,504.83
4 R$ 24,675.45
5 R$ 24,847.26
6 R$ 25,020.27
7 R$ 25,194.49
8 R$ 25,369.91
9 R$ 25,546.56
10 R$ 25,724.44
11 R$ 25,903.56
12 R$ 26,083.92
13 R$ 26,265.54
14 R$ 26,448.42
15 R$ 26,632.58
16 R$ 26,818.02
17 R$ 27,004.75
18 R$ 27,192.78
19 R$ 27,382.12
20 R$ 27,572.78
21 R$ 27,764.77
22 R$ 27,958.09
23 R$ 28,152.76
24 R$ 28,348.79
25 R$ 28,546.18
26 R$ 28,744.94
27 R$ 28,945.09
28 R$ 29,146.63
29 R$ 29,349.58
30 R$ 29,553.93
31 R$ 29,759.71
32 R$ 29,966.93
33 R$ 30,175.58
34 R$ 30,385.69
35 R$ 30,597.27
36 R$ 30,810.31
37 R$ 31,024.84
38 R$ 31,240.86
39 R$ 31,458.39
40 R$ 31,677.43
41 R$ 31,898.00
42 R$ 32,120.10
43 R$ 32,343.75
44 R$ 32,568.96
45 R$ 32,795.73
46 R$ 33,024.08
47 R$ 33,254.03
48 R$ 33,485.57
49 R$ 33,718.73
50 R$ 33,953.51
51 R$ 34,189.92
52 R$ 34,427.98
53 R$ 34,667.70
54 R$ 34,909.09
55 R$ 35,152.16
56 R$ 35,396.92
57 R$ 35,643.38
58 R$ 35,891.56
59 R$ 36,141.47
60 R$ 36,393.12
61 R$ 36,646.53
62 R$ 36,901.69
63 R$ 37,158.63
64 R$ 37,417.37
65 R$ 37,677.90
66 R$ 37,940.25
67 R$ 38,204.42
68 R$ 38,470.43
69 R$ 38,738.30
70 R$ 39,008.03
71 R$ 39,279.64
72 R$ 39,553.14
73 R$ 39,828.54
74 R$ 40,105.86
75 R$ 40,385.12
76 R$ 40,666.32
77 R$ 40,949.47
78 R$ 41,234.60
79 R$ 41,521.71
80 R$ 41,810.82
81 R$ 42,101.95
82 R$ 42,395.10
83 R$ 42,690.29
84 R$ 42,987.54
85 R$ 43,286.86
86 R$ 43,588.26
87 R$ 43,891.76
88 R$ 44,197.37
 89 R$ 44,505.11
90 R$ 44,815.00
91 R$ 45,127.04
92 R$ 45,441.25
93 R$ 45,757.66
94 R$ 46,076.26
95 R$ 46,397.09
96 R$ 46,720.15
97 R$ 47,045.45
98 R$ 47,373.03
99 R$ 47,702.88
100 R$ 48,035.03
101 R$ 48,369.49
102 R$ 48,706.28
103 R$ 49,045.42
104 R$ 49,386.92
105 R$ 49,730.79
106 R$ 50,077.06
107 R$ 50,425.75
108 R$ 50,776.86
109 R$ 51,130.41
110 R$ 51,486.43
111 R$ 51,844.92
112 R$ 52,205.91
113 R$ 52,569.41
114 R$ 52,935.45
115 R$ 53,304.03
116 R$ 53,675.18
117 R$ 54,048.92
118 R$ 54,425.26
119 R$ 54,804.21
120 R$ 55,185.81
121 R$ 55,570.06
122 R$ 55,956.99
123 R$ 56,346.61
124 R$ 56,738.95
125 R$ 57,134.02
126 R$ 57,531.84
127 R$ 57,932.42
128 R$ 58,335.80
129 R$ 58,741.99
130 R$ 59,151.00
131 R$ 59,562.86
132 R$ 59,977.59
133 R$ 60,395.21
134 R$ 60,815.74
135 R$ 61,239.19
136 R$ 61,665.59
137 R$ 62,094.96
138 R$ 62,527.32
139 R$ 62,962.70
140 R$ 63,401.10
141 R$ 63,842.55
142 R$ 64,287.08
143 R$ 64,734.71
144 R$ 65,185.45
145 R$ 65,639.33
146 R$ 66,096.37
147 R$ 66,556.59
148 R$ 67,020.02
149 R$ 67,486.67
150 R$ 67,956.57
151 R$ 68,429.75
152 R$ 68,906.22
153 R$ 69,386.00
154 R$ 69,869.13
155 R$ 70,355.62
156 R$ 70,845.50
157 R$ 71,338.79
158 R$ 71,835.52
159 R$ 72,335.70
160 R$ 72,839.36
161 R$ 73,346.54
162 R$ 73,857.24
163 R$ 74,371.50
164 R$ 74,889.34
165 R$ 75,410.79
166 R$ 75,935.87
167 R$ 76,464.60
168 R$ 76,997.02
169 R$ 77,533.14
170 R$ 78,072.99
171 R$ 78,616.61
172 R$ 79,164.01
173 R$ 79,715.22
174 R$ 80,270.27
175 R$ 80,829.18
176 R$ 81,391.98
177 R$ 81,958.71
178 R$ 82,529.38
179 R$ 83,104.02
180 R$ 83,682.67
181 R$ 84,265.34
182 R$ 84,852.07
183 R$ 85,442.89
184 R$ 86,037.82
185 R$ 86,636.89
186 R$ 87,240.13
187 R$ 87,847.58
188 R$ 88,459.25
189 R$ 89,075.18
190 R$ 89,695.40
191 R$ 90,319.94
192 R$ 90,948.83
193 R$ 91,582.10
194 R$ 92,219.78
195 R$ 92,861.89
196 R$ 93,508.48
197 R$ 94,159.57
198 R$ 94,815.19
199 R$ 95,475.38
200 R$ 96,140.17
201 R$ 96,809.58
202 R$ 97,483.66
203 R$ 98,162.42
204 R$ 98,845.92
205 R$ 99,534.17
206 R$ 100,227.22
207 R$ 100,925.09
208 R$ 101,627.82
209 R$ 102,335.45
210 R$ 103,048.00
211 R$ 103,765.51
212 R$ 104,488.02
213 R$ 105,215.56
214 R$ 105,948.16
215 R$ 106,685.87
216 R$ 107,428.71
217 R$ 108,176.73
218 R$ 108,929.95
219 R$ 109,688.42
220 R$ 110,452.17
221 R$ 111,221.23
222 R$ 111,995.65
223 R$ 112,775.47
224 R$ 113,560.71
225 R$ 114,351.42
226 R$ 115,147.64
227 R$ 115,949.40
228 R$ 116,756.75
229 R$ 117,569.71
230 R$ 118,388.34
231 R$ 119,212.66
232 R$ 120,042.73
233 R$ 120,878.57
234 R$ 121,720.24
235 R$ 122,567.76
236 R$ 123,421.19
237 R$ 124,280.56
238 R$ 125,145.91
239 R$ 126,017.29
240 R$ 126,894.73
 Rentabilidade ano 8.23% CDI Mês 0.66% R$ inicial 17,400.00
Mês
1 R$ 17,515.00
2 R$ 17,630.77
3 R$ 17,747.29
4 R$ 17,864.59
5 R$ 17,982.67
6 R$ 18,101.52
7 R$ 18,221.16
8 R$ 18,341.59
9 R$ 18,462.82
10 R$ 18,584.84
11 R$ 18,707.68
12 R$ 18,831.32
13 R$ 18,955.79
14 R$ 19,081.07
15 R$ 19,207.19
16 R$ 19,334.13
17 R$ 19,461.92
18 R$ 19,590.55
19 R$ 19,720.03
20 R$ 19,850.37
21 R$ 19,981.57
22 R$ 20,113.63
23 R$ 20,246.57
24 R$ 20,380.39
25 R$ 20,515.09
26 R$ 20,650.68
27 R$ 20,787.17
28 R$ 20,924.56
29 R$ 21,062.86
30 R$ 21,202.07
31 R$ 21,342.20
32 R$ 21,483.26
33 R$ 21,625.25
34 R$ 21,768.18
35 R$ 21,912.05
36 R$ 22,056.88
37 R$ 22,202.66
38 R$ 22,349.41
39 R$ 22,497.12
40 R$ 22,645.81
41 R$ 22,795.49
42 R$ 22,946.15
43 R$ 23,097.81
44 R$ 23,250.47
45 R$ 23,404.14
46 R$ 23,558.83
47 R$ 23,714.54
48 R$ 23,871.28
49 R$ 24,029.05
50 R$ 24,187.87
51 R$ 24,347.74
52 R$ 24,508.66
53 R$ 24,670.65
54 R$ 24,833.70
55 R$ 24,997.84
56 R$ 25,163.06
57 R$ 25,329.37
58 R$ 25,496.78
59 R$ 25,665.30
60 R$ 25,834.93
61 R$ 26,005.68
62 R$ 26,177.56
63 R$ 26,350.58
64 R$ 26,524.74
65 R$ 26,700.05
66 R$ 26,876.52
67 R$ 27,054.16
68 R$ 27,232.97
69 R$ 27,412.96
70 R$ 27,594.15
71 R$ 27,776.53
72 R$ 27,960.11
73 R$ 28,144.91
74 R$ 28,330.93
75 R$ 28,518.18
76 R$ 28,706.67
77 R$ 28,896.40
78 R$ 29,087.39
79 R$ 29,279.64
80 R$ 29,473.16
81 R$ 29,667.95
82 R$ 29,864.04
83 R$ 30,061.42
84 R$ 30,260.11
85 R$ 30,460.11
86 R$ 30,661.43
87 R$ 30,864.08
88 R$ 31,068.08
 89 R$ 31,273.42
90 R$ 31,480.11
91 R$ 31,688.18
92 R$ 31,897.62
93 R$ 32,108.44
94 R$ 32,320.66
95 R$ 32,534.28
96 R$ 32,749.31
97 R$ 32,965.76
98 R$ 33,183.64
99 R$ 33,402.96
100 R$ 33,623.74
101 R$ 33,845.97
102 R$ 34,069.67
103 R$ 34,294.85
104 R$ 34,521.51
105 R$ 34,749.68
106 R$ 34,979.35
107 R$ 35,210.54
108 R$ 35,443.26
109 R$ 35,677.52
110 R$ 35,913.33
111 R$ 36,150.69
112 R$ 36,389.63
113 R$ 36,630.14
114 R$ 36,872.24
115 R$ 37,115.94
116 R$ 37,361.25
117 R$ 37,608.19
118 R$ 37,856.76
119 R$ 38,106.96
120 R$ 38,358.83
121 R$ 38,612.35
122 R$ 38,867.56
123 R$ 39,124.45
124 R$ 39,383.04
125 R$ 39,643.33
126 R$ 39,905.35
127 R$ 40,169.10
128 R$ 40,434.59
129 R$ 40,701.84
130 R$ 40,970.85
131 R$ 41,241.64
132 R$ 41,514.22
133 R$ 41,788.61
134 R$ 42,064.80
135 R$ 42,342.83
136 R$ 42,622.68
137 R$ 42,904.39
138 R$ 43,187.96
139 R$ 43,473.41
140 R$ 43,760.74
141 R$ 44,049.97
142 R$ 44,341.11
143 R$ 44,634.18
144 R$ 44,929.18
145 R$ 45,226.14
146 R$ 45,525.05
147 R$ 45,825.95
148 R$ 46,128.83
149 R$ 46,433.71
150 R$ 46,740.61
151 R$ 47,049.53
152 R$ 47,360.50
153 R$ 47,673.52
154 R$ 47,988.61
155 R$ 48,305.79
156 R$ 48,625.06
157 R$ 48,946.44
158 R$ 49,269.95
159 R$ 49,595.59
160 R$ 49,923.38
161 R$ 50,253.35
162 R$ 50,585.49
163 R$ 50,919.83
164 R$ 51,256.37
165 R$ 51,595.15
166 R$ 51,936.16
167 R$ 52,279.42
168 R$ 52,624.96
169 R$ 52,972.77
170 R$ 53,322.89
171 R$ 53,675.32
172 R$ 54,030.08
173 R$ 54,387.19
174 R$ 54,746.65
175 R$ 55,108.49
176 R$ 55,472.72
177 R$ 55,839.36
178 R$ 56,208.43
179 R$ 56,579.93
180 R$ 56,953.89
181 R$ 57,330.31
182 R$ 57,709.23
183 R$ 58,090.65
184 R$ 58,474.60
185 R$ 58,861.08
186 R$ 59,250.11
187 R$ 59,641.72
188 R$ 60,035.91
189 R$ 60,432.71
190 R$ 60,832.13
191 R$ 61,234.19
192 R$ 61,638.91
193 R$ 62,046.31
194 R$ 62,456.39
195 R$ 62,869.19
196 R$ 63,284.72
197 R$ 63,702.99
198 R$ 64,124.02
199 R$ 64,547.84
200 R$ 64,974.46
201 R$ 65,403.90
202 R$ 65,836.18
203 R$ 66,271.32
204 R$ 66,709.33
205 R$ 67,150.24
206 R$ 67,594.06
207 R$ 68,040.81
208 R$ 68,490.52
209 R$ 68,943.20
210 R$ 69,398.87
211 R$ 69,857.55
212 R$ 70,319.26
213 R$ 70,784.03
214 R$ 71,251.87
215 R$ 71,722.80
216 R$ 72,196.84
217 R$ 72,674.01
218 R$ 73,154.34
219 R$ 73,637.85
220 R$ 74,124.55
221 R$ 74,614.46
222 R$ 75,107.62
223 R$ 75,604.03
224 R$ 76,103.73
225 R$ 76,606.72
226 R$ 77,113.05
227 R$ 77,622.71
228 R$ 78,135.75
229 R$ 78,652.18
230 R$ 79,172.02
231 R$ 79,695.30
232 R$ 80,222.03
233 R$ 80,752.25
234 R$ 81,285.97
235 R$ 81,823.22
236 R$ 82,364.02
237 R$ 82,908.39
238 R$ 83,456.36
239 R$ 84,007.96
240 R$ 84,563.20
 Rentabilidade ano 9.00% CDI Mês 0.72% R$ inicial 17,400.00
Mês
1 R$ 17,525.41
2 R$ 17,651.72
3 R$ 17,778.94
4 R$ 17,907.08
5 R$ 18,036.14
6 R$ 18,166.13
7 R$ 18,297.06
8 R$ 18,428.94
9 R$ 18,561.76
10 R$ 18,695.54
11 R$ 18,830.28
12 R$ 18,966.00
13 R$ 19,102.69
14 R$ 19,240.37
15 R$ 19,379.04
16 R$ 19,518.72
17 R$ 19,659.39
18 R$ 19,801.09
19 R$ 19,943.80
20 R$ 20,087.54
21 R$ 20,232.32
22 R$ 20,378.14
23 R$ 20,525.01
24 R$ 20,672.94
25 R$ 20,821.94
26 R$ 20,972.01
27 R$ 21,123.16
28 R$ 21,275.40
29 R$ 21,428.74
30 R$ 21,583.18
31 R$ 21,738.74
32 R$ 21,895.42
33 R$ 22,053.23
34 R$ 22,212.17
35 R$ 22,372.26
36 R$ 22,533.50
37 R$ 22,695.91
38 R$ 22,859.49
39 R$ 23,024.24
40 R$ 23,190.19
41 R$ 23,357.33
42 R$ 23,525.67
43 R$ 23,695.23
44 R$ 23,866.01
45 R$ 24,038.02
46 R$ 24,211.27
47 R$ 24,385.76
48 R$ 24,561.52
49 R$ 24,738.54
50 R$ 24,916.84
51 R$ 25,096.43
52 R$ 25,277.30
53 R$ 25,459.48
54 R$ 25,642.98
55 R$ 25,827.80
56 R$ 26,013.95
57 R$ 26,201.44
58 R$ 26,390.28
59 R$ 26,580.48
60 R$ 26,772.06
61 R$ 26,965.01
62 R$ 27,159.36
63 R$ 27,355.10
64 R$ 27,552.26
65 R$ 27,750.84
66 R$ 27,950.85
67 R$ 28,152.30
68 R$ 28,355.20
69 R$ 28,559.57
70 R$ 28,765.40
71 R$ 28,972.73
72 R$ 29,181.54
73 R$ 29,391.86
74 R$ 29,603.70
75 R$ 29,817.06
76 R$ 30,031.96
77 R$ 30,248.41
78 R$ 30,466.42
79 R$ 30,686.01
80 R$ 30,907.17
81 R$ 31,129.93
82 R$ 31,354.29
83 R$ 31,580.27
84 R$ 31,807.88
85 R$ 32,037.13
86 R$ 32,268.03
87 R$ 32,500.60
88 R$ 32,734.84
 89 R$ 32,970.77
90 R$ 33,208.40
91 R$ 33,447.75
92 R$ 33,688.81
93 R$ 33,931.62
94 R$ 34,176.18
95 R$ 34,422.50
96 R$ 34,670.59
97 R$ 34,920.47
98 R$ 35,172.16
99 R$ 35,425.65
100 R$ 35,680.98
101 R$ 35,938.14
102 R$ 36,197.16
103 R$ 36,458.04
104 R$ 36,720.81
105 R$ 36,985.47
106 R$ 37,252.03
107 R$ 37,520.52
108 R$ 37,790.94
109 R$ 38,063.31
110 R$ 38,337.65
111 R$ 38,613.96
112 R$ 38,892.26
113 R$ 39,172.57
114 R$ 39,454.90
115 R$ 39,739.27
116 R$ 40,025.68
117 R$ 40,314.16
118 R$ 40,604.72
119 R$ 40,897.37
120 R$ 41,192.13
121 R$ 41,489.01
122 R$ 41,788.04
123 R$ 42,089.22
124 R$ 42,392.57
125 R$ 42,698.11
126 R$ 43,005.84
127 R$ 43,315.80
128 R$ 43,627.99
129 R$ 43,942.43
130 R$ 44,259.14
131 R$ 44,578.13
132 R$ 44,899.42
133 R$ 45,223.02
134 R$ 45,548.96
135 R$ 45,877.25
136 R$ 46,207.90
137 R$ 46,540.93
138 R$ 46,876.37
139 R$ 47,214.22
140 R$ 47,554.51
141 R$ 47,897.25
142 R$ 48,242.46
143 R$ 48,590.16
144 R$ 48,940.37
145 R$ 49,293.10
146 R$ 49,648.37
147 R$ 50,006.20
148 R$ 50,366.61
149 R$ 50,729.62
150 R$ 51,095.24
151 R$ 51,463.50
152 R$ 51,834.42
153 R$ 52,208.00
154 R$ 52,584.28
155 R$ 52,963.28
156 R$ 53,345.00
157 R$ 53,729.47
158 R$ 54,116.72
159 R$ 54,506.76
160 R$ 54,899.61
161 R$ 55,295.28
162 R$ 55,693.82
163 R$ 56,095.22
164 R$ 56,499.52
165 R$ 56,906.73
166 R$ 57,316.87
167 R$ 57,729.97
168 R$ 58,146.05
169 R$ 58,565.13
170 R$ 58,987.23
171 R$ 59,412.37
172 R$ 59,840.57
173 R$ 60,271.86
174 R$ 60,706.26
175 R$ 61,143.79
176 R$ 61,584.47
177 R$ 62,028.33
178 R$ 62,475.39
179 R$ 62,925.67
180 R$ 63,379.19
181 R$ 63,835.99
182 R$ 64,296.08
183 R$ 64,759.48
184 R$ 65,226.22
185 R$ 65,696.33
186 R$ 66,169.82
187 R$ 66,646.73
188 R$ 67,127.07
189 R$ 67,610.88
190 R$ 68,098.17
191 R$ 68,588.98
192 R$ 69,083.32
193 R$ 69,581.23
194 R$ 70,082.72
195 R$ 70,587.83
196 R$ 71,096.58
197 R$ 71,609.00
198 R$ 72,125.11
199 R$ 72,644.93
200 R$ 73,168.51
201 R$ 73,695.86
202 R$ 74,227.01
203 R$ 74,761.99
204 R$ 75,300.82
205 R$ 75,843.54
206 R$ 76,390.17
207 R$ 76,940.74
208 R$ 77,495.27
209 R$ 78,053.81
210 R$ 78,616.37
211 R$ 79,182.98
212 R$ 79,753.68
213 R$ 80,328.49
214 R$ 80,907.44
215 R$ 81,490.57
216 R$ 82,077.90
217 R$ 82,669.46
218 R$ 83,265.28
219 R$ 83,865.40
220 R$ 84,469.85
221 R$ 85,078.65
222 R$ 85,691.84
223 R$ 86,309.45
224 R$ 86,931.51
225 R$ 87,558.05
226 R$ 88,189.11
227 R$ 88,824.72
228 R$ 89,464.91
229 R$ 90,109.71
230 R$ 90,759.16
231 R$ 91,413.29
232 R$ 92,072.13
233 R$ 92,735.73
234 R$ 93,404.10
235 R$ 94,077.30
236 R$ 94,755.34
237 R$ 95,438.28
238 R$ 96,126.13
239 R$ 96,818.94
240 R$ 97,516.75