MEMÓRIA DE CÁLCULO FRC PARA EXEMPLO PRICE:

PRICE
EXEMPLO 1:
0,05*((1+0,05)^5) 0.063814078 0.23097 FRC
((1+0,05)^5)-1 0.0276281563

CÁLCULO PARA PRESTAÇÃO ='B4*10000 R$ 2,309.75 PRESTAÇÃO

 PRICE - EXEMPLO
PERÍODO PRESTAÇÃO JUROS AMORTIZAÇÃO SALDO DEVEDOR
0 R$ 10,000.00
1 R$ 2,309.75 R$ 500.00 R$ 1,809.75 R$ 8,190.25
2 R$ 2,309.75 R$ 409.51 R$ 1,900.24 R$ 6,290.01
3 R$ 2,309.75 R$ 314.50 R$ 1,995.25 R$ 4,294.76
4 R$ 2,309.75 R$ 214.74 R$ 2,095.01 R$ 2,199.75
5 R$ 2,309.75 R$ 109.99 R$ 2,199.76 -R$ 0.01
TOTAL R$ 11,548.75 R$ 1,548.74 R$ 10,000.01
PERÍODO PRESTAÇÃO JUROS AMORTIZAÇÃO SALDO DEVEDOR
0 R$ 13,000.00
1 R$ 1,447.24 R$ 260.00 R$ 1,187.24 R$ 11,812.76
2 R$ 1,447.24 R$ 236.26 R$ 1,210.99 R$ 10,601.77
3 R$ 1,447.24 R$ 212.04 R$ 1,235.21 R$ 9,366.56
4 R$ 1,447.24 R$ 187.33 R$ 1,259.91 R$ 8,106.64
5 R$ 1,447.24 R$ 162.13 R$ 1,285.11 R$ 6,821.53
6 R$ 1,447.24 R$ 136.43 R$ 1,310.81 R$ 5,510.72
7 R$ 1,447.24 R$ 110.21 R$ 1,337.03 R$ 4,173.69
8 R$ 1,447.24 R$ 83.47 R$ 1,363.77 R$ 2,809.91
9 R$ 1,447.24 R$ 56.20 R$ 1,391.05 R$ 1,418.87
10 R$ 1,447.24 R$ 28.38 R$ 1,418.87 R$ 0.00
 0.0243798883998951 FRC
0.218994419994757

CÁLCULO PARA PRESTAÇÃO R$ 1,447.24 PRESTAÇÃO

PERÍODO PRESTAÇÃO JUROS AMORTIZAÇÃO SALDO DEVEDOR
0 R$ 10,000.00
1 R$ 2,000.00 R$ 500.00 R$ 2,500.00 R$ 8,000.00
2 R$ 2,000.00 R$ 400.00 R$ 2,400.00 R$ 6,000.00
3 R$ 2,000.00 R$ 300.00 R$ 2,300.00 R$ 4,000.00
4 R$ 2,000.00 R$ 200.00 R$ 2,200.00 R$ 2,000.00
5 R$ 2,000.00 R$ 100.00 R$ 2,100.00 R$ 0.00
TOTAL R$ 10,000.00 R$ 1,500.00 R$ 11,500.00 R$ 20,000.00
0.063814078
0.276281563
R$ 2,309.75
R$ 2,000.00
 PRICE - EXEMPLO
PERÍODO AMORTIZAÇÃO JUROS PRESTAÇÃO SALDO DEVEDOR R$ 1,666.67
0 R$ 100,000.00
1 R$ 1,666.67 R$ 680.00 R$ 2,346.67 R$ 98,333.33
2 R$ 1,666.67 R$ 668.67 R$ 2,335.33 R$ 96,666.67
3 R$ 1,666.67 R$ 657.33 R$ 2,324.00 R$ 95,000.00
4 R$ 1,666.67 R$ 646.00 R$ 2,312.67 R$ 93,333.33
5 R$ 1,666.67 R$ 634.67 R$ 2,301.33 R$ 91,666.67
6 R$ 1,666.67 R$ 623.33 R$ 2,290.00 R$ 90,000.00
7 R$ 1,666.67 R$ 612.00 R$ 2,278.67 R$ 88,333.33
8 R$ 1,666.67 R$ 600.67 R$ 2,267.33 R$ 86,666.67
9 R$ 1,666.67 R$ 589.33 R$ 2,256.00 R$ 85,000.00
10 R$ 1,666.67 R$ 578.00 R$ 2,244.67 R$ 83,333.33
11 R$ 1,666.67 R$ 566.67 R$ 2,233.33 R$ 81,666.67
12 R$ 1,666.67 R$ 555.33 R$ 2,222.00 R$ 80,000.00
13 R$ 1,666.67 R$ 544.00 R$ 2,210.67 R$ 78,333.33
14 R$ 1,666.67 R$ 532.67 R$ 2,199.33 R$ 76,666.67
15 R$ 1,666.67 R$ 521.33 R$ 2,188.00 R$ 75,000.00
16 R$ 1,666.67 R$ 510.00 R$ 2,176.67 R$ 73,333.33
17 R$ 1,666.67 R$ 498.67 R$ 2,165.33 R$ 71,666.67
18 R$ 1,666.67 R$ 487.33 R$ 2,154.00 R$ 70,000.00
19 R$ 1,666.67 R$ 476.00 R$ 2,142.67 R$ 68,333.33
20 R$ 1,666.67 R$ 464.67 R$ 2,131.33 R$ 66,666.67
21 R$ 1,666.67 R$ 453.33 R$ 2,120.00 R$ 65,000.00
22 R$ 1,666.67 R$ 442.00 R$ 2,108.67 R$ 63,333.33
23 R$ 1,666.67 R$ 430.67 R$ 2,097.33 R$ 61,666.67
24 R$ 1,666.67 R$ 419.33 R$ 2,086.00 R$ 60,000.00
25 R$ 1,666.67 R$ 408.00 R$ 2,074.67 R$ 58,333.33
26 R$ 1,666.67 R$ 396.67 R$ 2,063.33 R$ 56,666.67
27 R$ 1,666.67 R$ 385.33 R$ 2,052.00 R$ 55,000.00
28 R$ 1,666.67 R$ 374.00 R$ 2,040.67 R$ 53,333.33
29 R$ 1,666.67 R$ 362.67 R$ 2,029.33 R$ 51,666.67
30 R$ 1,666.67 R$ 351.33 R$ 2,018.00 R$ 50,000.00
31 R$ 1,666.67 R$ 340.00 R$ 2,006.67 R$ 48,333.33
32 R$ 1,666.67 R$ 328.67 R$ 1,995.33 R$ 46,666.67
33 R$ 1,666.67 R$ 317.33 R$ 1,984.00 R$ 45,000.00
34 R$ 1,666.67 R$ 306.00 R$ 1,972.67 R$ 43,333.33
35 R$ 1,666.67 R$ 294.67 R$ 1,961.33 R$ 41,666.67
36 R$ 1,666.67 R$ 283.33 R$ 1,950.00 R$ 40,000.00
37 R$ 1,666.67 R$ 272.00 R$ 1,938.67 R$ 38,333.33
38 R$ 1,666.67 R$ 260.67 R$ 1,927.33 R$ 36,666.67
39 R$ 1,666.67 R$ 249.33 R$ 1,916.00 R$ 35,000.00
40 R$ 1,666.67 R$ 238.00 R$ 1,904.67 R$ 33,333.33
41 R$ 1,666.67 R$ 226.67 R$ 1,893.33 R$ 31,666.67
42 R$ 1,666.67 R$ 215.33 R$ 1,882.00 R$ 30,000.00
 43 R$ 1,666.67 R$ 204.00 R$ 1,870.67 R$ 28,333.33
44 R$ 1,666.67 R$ 192.67 R$ 1,859.33 R$ 26,666.67
45 R$ 1,666.67 R$ 181.33 R$ 1,848.00 R$ 25,000.00
46 R$ 1,666.67 R$ 170.00 R$ 1,836.67 R$ 23,333.33
47 R$ 1,666.67 R$ 158.67 R$ 1,825.33 R$ 21,666.67
48 R$ 1,666.67 R$ 147.33 R$ 1,814.00 R$ 20,000.00
49 R$ 1,666.67 R$ 136.00 R$ 1,802.67 R$ 18,333.33
50 R$ 1,666.67 R$ 124.67 R$ 1,791.33 R$ 16,666.67
51 R$ 1,666.67 R$ 113.33 R$ 1,780.00 R$ 15,000.00
52 R$ 1,666.67 R$ 102.00 R$ 1,768.67 R$ 13,333.33
53 R$ 1,666.67 R$ 90.67 R$ 1,757.33 R$ 11,666.67
54 R$ 1,666.67 R$ 79.33 R$ 1,746.00 R$ 10,000.00
55 R$ 1,666.67 R$ 68.00 R$ 1,734.67 R$ 8,333.33
56 R$ 1,666.67 R$ 56.67 R$ 1,723.33 R$ 6,666.67
57 R$ 1,666.67 R$ 45.33 R$ 1,712.00 R$ 5,000.00
58 R$ 1,666.67 R$ 34.00 R$ 1,700.67 R$ 3,333.33
59 R$ 1,666.67 R$ 22.67 R$ 1,689.33 R$ 1,666.67
60 R$ 1,666.67 R$ 11.33 R$ 1,678.00 R$ 0.00
Total R$ 100,000.00 R$ 20,740.00 R$ 120,740.00