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O CARTO
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PARA A SUA EMPRESA.
No Banco nico h um carto Certo para a sua empresa e Certo para os seus
Colaboradores. Por ser pr-pago, o carto Certo pode ser carregado quando
e com quanto quiser. Pode mesmo agendar transferncias, facilitando
o pagamento de salrios e de despesas da empresa ou dos seus colaboradores
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a sua empresa tem necessidades nicas, o mais certo falar connosco.
www.bancounico.co.mz
Sumrio
Destaques
33
33
Tema de Fundo
40
46
31
Dossier
Brasil 7 maior economia
e China deve passar EUA
16
Actual
Capa
A virtude do negcio
com as comunidades
Moambique, frica,
e o mundo em 2015
Propriedade e Edio: Mozmedia, Lda., 1 Rua Perpendicular n 15 - Telefone: +258 21 416186 - Fax: +258 21 416187
revista.capital@mozmedia.co.mz Director Geral: Andr Dauane andre.dauane@mozmedia.co.mz Directora
Editorial:HelgaNeida Nunes helga.nunes@mozmedia. Redaco: Belizrio Cumbe - belizariocumbe@yahoo.com.
br, Srgio Mabombo sergio.mabombo@mozmedia.co.mz, Gildo Mugabe - gildomugabi@gmail.com Secretariado
Administrativo: Indira Muss indira.mussa@mozmedia.co.mz; Cooperao: CTA; Ernst &Young; Ferreira Rocha e
Associados; PriceWaterHouseCoopers, ISCIM, INATUR, INTERCAMPUS Colunistas: Antnio Batel Anjo, E. Vasques; Elias
Matsinhe; Federico Vignati; Fernando Ferreira; Hermes Sueia; Joca Estvo; Jos V. Claro; Leonardo Jnior; Levi Muthemba;
Maria Uamba; Mrio Henriques; Nadim Cassamo (ISCIM/IPCI); Paulo Deves; Ragendra de Sousa, Rita Neves, Rolando Wane;
Rui Batista; Sara L. Grosso, Vanessa Loureno; Fotografia: Zein Hassam; Gettyimages.pt, Google.com; Ilustraes:
Marta Batista; Pinto Zulu; Raimundo Macaringue; Rui Batista; Vasco B. - Traduo: Anacleto Machava; Paginao: Arlindo
Magaia Design e Grafismo: Mozmedia Departamento Comercial: Neusa Simbine neusa.simbine@mozmedia.co.mz,
Ral Kadzomba - kadzomba84@gmail.com ; Distribuio:mpia info@impia.co.mz; Mozmedia, Lda.; Mabuko, Lda.
Registo: N. 046/GABINFO-DEC/2007 - Tiragem: 7.500 exemplares. Os artigos assinados reflectem a opinio dos autores
e no necessariamente da revista. Toda a transcrio ou reproduo, parcial ou total, autorizada desde que citada a
fonte.
51
Moambique
marca posio.
China cada vez
mais influente
Porto de Nacala, o
Epicentro das economias
da regio
Editorial
Bem-vindo
40
Foco Economia
Pedras de toque
Prioridades e pilares
para os prximos cinco
anos
E
46
UP-GRADE
Porto de Nacala,
o Epicentro das
economias da regio
56
Perspectiva
Consumo
Depois das festas,
hora de fazer contas!
69
Estilos de vida
Uma dcada de MODA
celebrada com grande
pompa
Contents
Highlights
37
37
Background Theme
42
48
32
Dossier
Brasil is the 7th biggest economy
and China will overtake the US
17
Current
On the cover
Mozambique, Africa
and world in 2015
Property and Edition: Mozmedia, Lda., 15- 1 Rua Perpendicular-Coop, Telephone: +258 21 416186 | Fax:+258 21 416187
revista.capital@mozmedia.co.mz Managing Director: Andr Dauane andre.dauane@mozmedia.co.mz Editorial
Director: Helga Neida Nunes helga.nunes@mozmedia. Editorial Staff: Belizrio Cumbe - belizariocumbe@yahoo.com.
br, Srgio Mabombo sergio.mabombo@mozmedia.co.mz, Gildo Mugabe - gildomugabi@gmail.com Administrative
Secretariat: Indira Muss indira.mussa@mozmedia.co.mz; Cooperation: CTA; Ernst &Young; Ferreira Rocha e Associados;
PriceWaterHouseCoopers, ISCIM, INATUR, INTERCAMPUS Columnists: Antnio Batel Anjo, E. Vasques; Elias Matsinhe;
Federico Vignati; Fernando Ferreira; Hermes Sueia; Joca Estvo; Jos V. Claro; Leonardo Jnior; Levi Muthemba; Maria
Uamba; Mrio Henriques; NadimCassamo (ISCIM/IPCI); Paulo Deves; Ragendra de Sousa, Rita Neves, Rolando Wane; Rui
Batista; Sara L. Grosso, Vanessa Loureno; Photography: Celso Zaqueu, Marco P. Nicolau; Gettyimages.pt, Google.com;
Illustrations: Marta Batista; Pinto Zulu; Raimundo Macaringue; Rui Batista; Vasco B. - Translation: Nuno Santos;Page
make-up: Arlindo Magaia Design and Graphics: Mozmedia Commercial Department: Neusa Simbine neusa.simbine@
mozmedia.co.mz, Ral Kadzomba - kadzomba84@gmail.com; Distribution: mpia info@impia.co.mz; Mozmedia, Lda.;
Mabuko, Lda. Registration: N. 046/GABINFO-DEC/2007 - Printing: 7.500 copies. The articles reflect the authors opinion,
and not necessarily the magazines opinion. All transcript or reproduction, partial or total, is authorised provided that the
source is quoted.
53
Mozambique takes
position.
China increasinlgy
influencial
Oriented to Public
Financial Management
MB Consulting is a Mozambican
consulting company specialized
in providing technical assistance,
training and capacity building,
private sector development,
project management and civil
society organisations supporting
services. The company was
established by Mariam Umarji, a
young Mozambican, specialized in
Financial Management.
Editorial
Welcome
42
Focus Economy
Cornerstones
M
48
UP-GRADE
Nacala Port, the
Epicenter of the regions
economy
59
Consumption
Perspective
After the holidays, time
to do the math!
75
LifeStyles
A decade of FASHION
celebrated with great
pomp
Ed.83 FEVEREIRO
Maro 2015
2013
Capital Magazine
Capital Magazine
Capitoon
EM BAIXA
EM ALTA
Agricultura ganha 12 novos regadios
Aproximadamente 570 hectares de terra
irrigada estaro disponveis nas provncias de
Manica, Sofala e Zambzia, at ao primeiro
semestre de 2015, no quadro da
implementao do Projecto de
Desenvolvimento de Irrigao Sustentvel
(PROIRRI). Com efeito, esto a ser implantados
12 sistemas de regadio, que envolvem um
custo estimado em 19 mil dlares..
Incertezas no carvo
12
FOI MESMO POR AZAR Eu solicitei esse crdito com base na garantia de um
contrato que tinha. S que o mesmo acabou no sendo renovado e alargado por
mais tempo. Esta situao baralhou os meus planos de honrar os compromissos
com a banca. Eu estava a trabalhar e a ganhar dinheiro e em funo do meu
contrato, com promessas de que seria renovado, solicitei um emprstimo bancrio,
contando com o que iria auferir. Mas, por azar, isso no aconteceu.
MC Roger, msico, in jornal Notcias.
Capitoon
ON THE BOTTOM
CM
MY
CY
CMY
ON TOP
Uncertainties around coal
IT REALLY WAS BAD LUCK I applied for this credit based on the guarantee of a
contract I had. But in the end it was not renewed and extended. This scuppered my
plans to honour my commitments with the bank. I was working and making money
and based on my contract and the promise of its extension, I applied for a bank
loan, counting on what I would earn. But, unfortunately things worked out
differently.
14
actual
Srgio Mabombo (texto)
A virtude do negcio
com as comunidades
ilhares de camponeses
colhem frutos silvestres
em muitas florestas
moambicanas. Eles so
os principais fornecedores
das pequenas empresas
de derivados de fruta que absorvem
a totalidade da oferta. A Agro Servios
uma das vrias empresas que j
firmou parcerias fortes com estes
fornecedores. O conceito denomina-se
negcios inclusivos. Em Moambique,
o mecanismo j ganhou a parceria do
LINK, o mecanismo que liga empresas;
empreendedores e as populaes de
baixa renda como fornecedores locais.
O Simpsio organizado em Novembro
pelo LINK (Mecanismo de Apoio a Negcios Inclusivos e Parcerias) apoiado
pela SNV e SEED Initiative - projecto
da Organizao das Naes Unidas permitiu perceber at que ponto os
negcios inclusivos so vantajosos
com o enquadramento dos fornecedores locais.
No se trata de caridade. Estamos a
ganhar dinheiro, tal como eles tambm, segundo explica Pedro Tomo,
representante da Agro Servios. Com
efeito, a empresa dificilmente iria
conseguir matria-prima sem a parceria das comunidades. Estes so os
fornecedores que melhor conhecem
a floresta bem como os pontos estratgicos onde se pode colher as frutas
16
CURRENT
Srgio Mabombo (text)
17
Briefing MUNDO
2014
-0.4
1.9
2.6
1.3
2.4
2.4
0.7
-0.4
0.6
-2.8
3
1.2
0.9
4.6
0.9
0.9
3
0.3
2015
0.6
2
2.9
1.1
2.5
1.7
1.2
0.6
2.9
0.4
2,9
1.7
1.3
3.6
1.4
0.9
2.4
0.7
Fonte: Jornalnegcios.pt
Quanto s maiores economias
do Euro, as previses para a
Alemanha foram revistas em forte
baixa (PIB crescer 1,1% e no
2% como previsto na Primavera)
e as estimativas para a Frana so
19
Briefing MUNDO/WORLD
COMMODITIES
10 Eurozone countries
will grow faster than
Portugal
The
Portuguese economy will grow
slightly above the Eurozone average
this year. But there will still be 10
countries in the Eurozone performing
better than Portugal.
European Commission forecasts show
that this year 10 Eurozone countries
will show higher economic growth
than Portugal, while seven countries
will grow less.
Among the Euro countries with GDP
growth outperforming Portugal are
three countries in the periphery that
needed funding from the European
Union: Ireland, Greece and Spain.
The forecasts revealed by Brussels
20
2014
-0.4
1.9
2.6
1.3
2.4
2.4
0.7
-0.4
0.6
-2.8
3
1.2
0.9
4.6
0.9
0.9
3
0.3
2015
0.6
2
2.9
1.1
2.5
1.7
1.2
0.6
2.9
0.4
2,9
1.7
1.3
3.6
1.4
0.9
2.4
0.7
Briefing WORLD
COMMODITIES
21
Briefing FRICA
Crescimento do IDE
na Nigria ( bilies
de dlares )
2011
2012
2013
2014
15
30
46
59.6
23
Briefing FRICA/AFRICA
SABIA
QUE
24
Briefing AFRICA
2011
30
2012
46
2013
59.6
2014
DID YOU
KNOW ...
OThe Algerian director general of Scientific and Technological Development Hafidh Aourag, quoted by the Algerian
News Agency, announced that the first African supersonic
drone will be manufactured in 2016 in Algeria, within the
framework of scientific cooperation between this country
and South Africa. According to Aourag, the engines of this
25
26
Briefing MOAMBIQUE
Moambique s importa
10% da gua engarrafada
60%
20%
10%
10%
Sociedade de guas
de Moambique
gua Vumba
Celfer
( Montemor )
Importaes
27
Briefing MOAMBIQUE/MOZAMBIQUE
70%
10%
GALP Energia
10%
ENH
10%
Kogs
ENI
Consrcio
28
60%
20%
Sociedade de guas
de Moambique
gua Vumba
10%
Celfer
( Montemor )
10%
Importaes
Briefing MOZAMBIQUE
70%
10%
10%
GALP Energia
ENH
10%
Kogs
Consortium
ENI
29
MOAMBIQUE
TANZANIA
CHIPRE
SWAZILNDIA
DELEGAES
Quelimane,
Tete e Nampula
A mais de 13 anos
a proporcionar
os mais altos padres
de Servios,com Produtos
de Qualidade, Preos Competitivos,
Ideias Inovadoras,
atendimento personalizado
30
DOSSIER
Belizrio Cumbe (Texto)
Nova metodologia
do estudo
O ltimo relatrio do BM tinha sido
baseado em dados de 2005; o actual
leva em conta informaes sobre os
pases em 2011.
Neste ano, pela primeira vez, o Banco
Mundial adotou o critrio de Paridade do Poder de Compra para comparar as economias dos pases.Essa
metodologia aproxima-se mais de
uma medida do custo de vida real,
por comparar a possibilidade de
aquisio de um bem em diferentes
economias.
O Banco Mundial ressalta, no entanto, que os resultados destes dois
relatrios no so directamente
comparveis, por causa da mudana
de metodologia.
Em distribuio de renda, Brasil fica
em 80 lugar
Num ranking baseado no PIB per
capita, que tambm usa o critrio de
Paridade do Poder de Compra, a situao bastante diferente. O PIB per
capita um critrio mais confivel
para medir a distribuio de renda.
Por este parmetro, o Brasil ocuparia
apenas a 80 posio num ranking
mundial. Os Estados Unidos aparecem em 12 lugar e a China na 99
posio.c
Estados Unidos
China
ndia
Japo
Alemanha
Rssia
Brasil
Frana
Reino Unido
Indonsia
10
31
DOSSIER
32
1st
2nd
China
United States
3rd
India
4th
Japan
5th
Germany
6th
RUssia
7th
BraZil
FranCE
9th
8th
United Kingdom
Indonsia
Source: World Bank
10th
TEMA DE FUNDO
Moambique
marca posio.
China cada vez
mais influente
O ano de 2015 ser movido a gs. Parte importante dos 12
pases que registaro o maior crescimento estar a reboque
desta commodity. Apesar do bear market do carvo,
Moambique estar na elite das oito naes com o melhor
PIB em 2015, uma demonstrao de fora, numa altura em
que os pases emergentes comeam a crescer menos.
Pases com maior crescimento em 2015
Papua Nova Guin
14.8
Macau
9.0
RD. Congo
8.6
Turquemenisto
8.5
Eritreia
8.3
Monglia
8.0
PIB (%)
Laos
Moambique
7.7
7.6
Congo (Brazzavile)
7.4
Buto
7.3
Cambodja
7.3
Tanznia
7.3
1
2 3 4
5 6
7 8 9 10 11 12 13 14 15 16
crescimento do Produto
Interno Bruto (PIB) mundial, em 2015, no ser
dominado pelos mercados
emergentes. curioso que,
de acordo com a prestigiada
revista The Economist, a Papua Nova
Guin, uma ilha localizada na Oceania, vai liderar o restrito ranking das
12 economias que registaro maior
expanso, com 14.8%.
Trata-se de uma importante viragem
na economia global. Se antes os
mercados emergentes, com destaque para os BRICS (Brasil, Rssia,
ndia, China e frica do Sul), ditavam
as regras no crescimento do PIB,
agora os pequenos mercados com
um sector industrial em expanso
chamaram a si essa responsabilidade.
importante destacar que o crescimento da maioria das economias
que constam no ranking ser impulsionado pela indstria do Gs Natural Liquefeito (LNG). O crescimento
da Papua Nova Guin, por exemplo,
est a reboque de um projecto de
LNG, que, em 2014, entrou na fase
de explorao.
Moambique toma
posio na elite global
A explorao do gs, em Moambique, arranca dentro de trs anos. Ou
seja, em 2018. Porm, a Prola do
ndico j est a dar nas vistas pelo
seu rpido crescimento e estabilidade macroeconmica. Este ano, a
economia vai crescer 7.6%, a oitava
melhor a nvel global. O Pas vai
perder apenas para dois pases africanos, nomeadamente a Repblica
Democrtica do Congo (em terceiro
lugar, com 8.6%) e a Eritreia (posicionada no quinto lugar, com 8.3%).
Outros pases do continente negro,
33
2.1%
1.4%
LESTE DA EUROPA
2.8%
EUROPA OCIDENTAL
AMRICA DO NORTE
6.0%
1.6%
4.1%
SIA (EXCLUINDO
JAPO E AUSTRLIA)
NORTE DE FRICA
3.2%
4.5%
AMRICA LATINA
FRICA SUBSAARIANA
34
sia domina
O continente asitico (excluindo o
Japo e a Austrlia) vai crescer 6%
at 31 de Dezembro do ano em
curso. Destacando-se como a regio
do mundo com maior crescimento.
E no para menos. na sia onde
est localizada a segunda maior
economia global (a China), que vai
crescer nada mais, nada menos que
7%. Os tigres asiticos (Hong Kong,
JAPO
2.7%
AUSTRLIA
TEMA DE FUNDO
Belizrio Cumbe (Text)
Indstria depois
da recesso
Minerao
A China est a desacelerar, mas continua a destacar-se como o principal
motor do mercado de metais e minerao. O gigante asitico consome metade do cobre e alumnio disponibilizados no mercado. Trata-se
de um cenrio que vai prevalecer
durante o ano em curso. importante destacar, igualmente, que a China
vai aumentar a produo interna de
cobre em 9%, porm o preo destas
commodities no mercado mundial
ir continuar estvel.
Consumo de energia
As necessidades energticas globais
vo conhecer um novo rumo durante o ano em curso. A procura vai aumentar 3%, superando a procura do
petrleo bruto, que no ir alm de
35
para poucos.
O nmero de turistas vindo da sia
vai aumentar significativamente,
razo de 10%. Trata-se de uma cifra
que vai superar a Europa e os Estados Unidos da Amrica.
A China vai-se destacar neste movimento turstico. Por isso, pretende
construir 50 novos aeroportos nos
prximos cinco anos. No mesmo perodo, mais de 100 milhes de chineses podero gastar mais de 200
bilies de dlares s em turismo.
Porm, para no variar, os maiores
beneficirios deste movimento
sero potncias mundiais. Londres,
capital da Inglaterra, prepara-se
para um ano forte em termos tursticos. Os Estados Unidos da Amrica
podero registar uma taxa mdia
de ocupao hoteleira, durante o
ano em curso, de 65%. A maior dos
ltimos 20 anos. c
1.7%
3.5%
8.4%
5.9%
8.4%
3.8%
5.9%
36
Negcios
2011
4.9%
2011
5.5%
2012
3.7%
2012
3.0%
2013
3.2%
2013
2.9%
2014
4.2%
2014
4.6%
2015
4.3%
2015
4.6%
BACKGROUND THEME
Belizrio Cumbe (Text)
The growth of Gross Domestic Product (GDP) worldwide in 2015 will not
be dominated by emerging markets.
It is curious that, according to the
prestigious magazine The Economist,
Papua New Guinea, an island located
in Oceania, will lead the restricted
ranking of 12 economies showing further expansion, with 14.8%
growth.
This is a major turning point in the
global economy. While the emerging
markets, especially the BRICS (Brazil,
Russia, India, China and South Africa),
used to dictate the rules concerning
GDP growth, now the small markets
with an expanding industrial sector
take over.
It should be noted that the growth of
most economies listed in the ranking
will be driven by the Liquefied Natural Gas industry (LNG). The growth
of Papua New Guinea, for example,
is based on a LNG project, which in
2014 entered its operational phase.
Mozambique
takes position.
China increasinlgy
influencial
The year 2015 will be gas-powered. An important part of the
12 countries displaying the highest growth will depend on this
commodity. Despite the bear market in coal, Mozambique
will be among the first of the eight nations with highest GDP
growth in 2015, a show of force at a time when emerging
countries begin to grow less.
Countries with highest growth rate in 2015
Mozambique toma
posio na elite global
Gas exploration in Mozambique will
start in three years. That is, in 2018.
However, the Pearl of the Indian
Ocean is already being noted for
its rapid growth and macroeconomic
stability. This year, the economy will
grow 7.6%, the eighth best growth
rate worldwide. Only two African
countries, the Democratic Republic
of Congo (third place, with 8.6%) and
Eritrea (fifth place, with 8.3%). Show
better growth rates.
Other countries from the dark continent, listed in the top 10 of fastest
growing economies in 2015 are:
the Republic of Congo (Brazzaville)
whose GDP may grow 7.4%, ranking
ninth. This is a country that, despite
the poverty plaguing its people, is
14.8
Macau
9.0
RD. Congo
8.6
Turkmenistan
8.5
Eritreia
8.3
Mongolia
8.0
GDP (%)
Laos
Mozambique
7.7
7.6
Congo (Brazzavile)
7.4
Butan
7.3
Cambodja
7.3
Tanzania
7.3
1
2 3 4
5 6
7 8 9 10 11 12 13 14 15 16
37
BACKGROUND THEME
Asia dominating
The Asian continent (excluding
Japan and Australia) will grow 6%
until 31 December of the current
year. It stands out as the worlds
fastest growing region, and for
good reason. The second largest
global economy (China), which will
grow no more and no less than 7%
is to be found in Asia. The Asian
tigers (Hong Kong, Singapore, Taiwan and South Korea) certainly
count as well.
Sub-Saharan Africa follows Asia,
with GDP growth of around 4.5%.
The other region of the dark
continent, the north, follows in
third place with a 4.1% growth
rate. North American GDP, with the
worlds largest economy (the USA),
will grow 3.2%.
The region of the world that will
grow less is Western Europe, with
1.4%. It should be noted that
many economies in the West are
still struggling with the effects of
the debt crisis which has severely
shaken many southern nations
from the Old Continent. c
38
2.8%
WESTERN EUROPE
NORTH AMERICA
6.0%
1.6%
4.1%
NORTH AFRICA
3.2%
4.5%
LATIN AMERICA
SUB-SAHARAN AFRICA
JAPAN
2.7%
AUSTRALIA
Industry after
the recession
Energy consumption
Global energy needs will take a new
Mining
China is slowing down, but continues
to stand out as the main driver of the
metals and mining markets. The Asian
giant consumes half the copper and
aluminum available on the market.
This is a scenario that will prevail in the
course of this year. It should also be
noted that China will increase domestic
copper production at 9%, however,
1.7%
3.5%
8.4%
5.9%
8.4%
3.8%
5.9%
able to register an average hotel occupancy rate of 65% during the year, the
highest of the past 20 years.c
Business
2011
4.9%
2011
5.5%
2012
3.7%
2012
3.0%
2013
3.2%
2013
2.9%
2014
4.2%
2014
4.6%
2015
4.3%
2015
4.6%
39
Foco ECONOMIA
Gildo Mugabe (texto)
40
Perspectivas em torno
do quinqunio 2015-2019
Posto isto resta-nos proceder an-
Desenvolvimento
sustentvel e inclusivo na
base dos objectivos
Indo concretamente aos objectivos centrais, prioridades e pilares
que iro nortear a implementao
do Plano Quinquenal do Governo,
importa destacar o aumento de
emprego, a produtividade,a competitividade, a criao da riqueza
para o alcance do desenvolvimento
inclusivo e um ambiente de paz e
segurana.
Para os prximos cincos anos, o
Governo pretende aumentar a ar-
41
Focus on ECONOMY
Gildo Mugabe (text)
42
Objectives based on
sustainable and inclusive
development
Looking specifically at the central
objectives, priorities and pillars that
will guide the implementation of
the Governments Five-Year Plan,
one should highlight the increase in
employment, productivity, competitiveness, the creation of wealth to
achieve inclusive development and
a peaceful and secure environment.
Over the next five years, the Government intends to increase the
collection of state revenues in a
sustainable and fair manner, and
ensure the judicious allocation of
resources.
At the same time it seeks to reduce
the budget deficit, improve the prudent administration and management of the social security of government officials and employees;
design and operate planning, budgeting and monitoring subsystems.
It also tries to better coordinate the
elaboration of policies and sectoral
and territorial strategies that con-
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19 20 maro 2015
OrganizadO pOr
Maputo MoaMbique
CSR Moambique: Promovendo a incluso social e a prosperidade!
COm O apOiO de
mdia parCeirO
CtAO
E
R no
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www.CSRMOZ.com
O d
a
ci ESC a
en % d leg
r
fe 5 de
re ter de
a
b s
ze o se
ili a s
ut par pa
em
bridging
At FirstMetical, we are committed to provide advisory services with dependable quality and professionalism,
so when you buy our services, youre not just buying advisory services, youre also buying a promise of
value that will help your company/business to reach operational and management excellence. Send an email
to firstmetical@firstmetical.co.mz, comercial@firstmetical.co.mz or find us at www.firstmetical.co.mz
FirstMetical
a promise of value
45
UP-GRADE
Gildo Mugabe (texto) | Fotos: Helga Nunes
O
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centro
gio
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UP-GRADE
Gildo Mugabe (text) | Photos: Helga Nunes
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empreender
Helga Nunes (Entrevista)
banca nacional?
Existe bastante publicidade por parte da banca mas que de especfico
no corresponde ao que pequenos
empresrios precisam. Onde o banco v em ns um risco ns vemos
uma oportunidade e nem sempre
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DESTAQUE
MB inaugura Academia
de Finanas Pblicas
A MB Consulting inaugurou, a 15 de Setembro de 2014, a Academia de
Finanas Pblicas, um projecto que decorre da necessidade da promoo de aces de capacitao e de desenvolvimento de competncias,
nas reas de Planificao Estratgica e de Gesto de Finanas Pblicas.
Nesse sentido, hoje os quadros do sector pblico em Moambique podero contar com aces de formao de curta e mdia durao, coaching e mentoring e um centro de recursos.c
ENTREPRENEURSHIP
Helga Nunes (Interview)
Oriented to Public
Financial Management
MB Consulting is a Mozambican consulting company specialized in providing technical assistance, training and capacity building, private sector development, project management
and civil society organisations supporting services. The company was established by Mariam
Umarji, a young Mozambican, specialized in Financial Management.
Which has been the course of the
company so far?
We were only three staff members
when we started up the business
and today, we have almost 50 staff
members. We have fellow employees
in Maputo and in various provinces
of the country, who are implementing
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DESTAQUE
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Perpectiva CONSUMO
Belizrio Cumbe (texto)
Helga Nunes (fotos)
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No faltou refrigerante
nem cerveja
Em relao aos refrigerantes, a CocaCola garantiu a disponibilidade de
aproximadamente quatro milhes
de garrafas de 300 mililitros, o
que supera em larga medida as
quantidades disponibilizadas
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Perspective CONSUMPTION
Belizrio Cumbe (text)
Gildo Mugabe (photos)
Mozambican families had no shortage of potatoes, onions or tomatoes during the festive season. The mukheristas, who cross the Mozambique-South Africa border every day, ensured the
supply of fresh produce. Domestic production, however, did not lag behind. A large part of the
tomatoes consumed is Made in Mozambique. Coca-Cola assured the supply of soft drinks and
Cervejas de Moambique of alcoholic beverages.
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60
centavo
building
business future
servidores
experincia e viso global + conhecimento e capacidade local = valor acrescentado para o seu negcio
ajudar a construir o futuro dos negcios building business future atravs de sistemas e tecnologias de informao e comunicao o nosso compromisso
centavo
software
Datashow
Consultoria de TI
Outsourcing de TI
Desenho de Websites
Partners
Routers
Impressoras
Laptops
Contacto: Largo do Ribatejo N 19, R/C, Tel: +258 21 41 61 52, Fax; +258 21 41 61 51, email: centavo@centavo.co.mz, comercial@centavo.co.mz
centavo software2014www.centavo.co.mz
GESTO EMPRESARIAL
Hugo Malheiro e
Fabrcio Santos (texto)
Mobile Banking
em frica Inovao
e Incluso
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Hugo Malheiro
Fabrcio Santos
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GESTO EMPRESARIAL
Hugo Malheiro e
Fabrcio Santos (texto)
Mobile Banking
in Africa Innovation
and Inclusion
Fabrcio Santos
through cell phones, and it is sometimes difficult to identify the differences between each of them. Mobile
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or ones that intend to start their activities. And the numbers are indeed
impressive. Launched in 2007 by the
mobile operator Safaricom with the
motto Send money home, it currently has about 19 million clients and
a network of about 85,000 agents
nationally. Of the 19 million clients,
about 12 million are active that is,
they have made at least one transaction in the previous 30 days and 61%
of these active clients use the service
at least once a day. Every day, about
US$ 14 million are transactioned.
Taking these numbers into consideration, and the current map of mobile
solutions operating in Africa, more
cases of success such as M-Pesa
would be expected. However, this is
not the scenario we observe. In more
than 150 initiatives led by mobile
operators throughout the world, only
about 5% can be regarded as cases
of success.
One of the reasons behind failure
is that, in many cases, solutions are
designed on the assumption that, if
the same principles and guidelines
of cases such as M-Pesa in Kenya
are applied, these new initiatives
will also be successful. However, the
economic, cultural and social differences and characteristics that mark
the various African countries must
be taken into account. In the case of
M-Pesa there were several factors
which contributed to its success. It
was launched at a moment when
Kenya found itself deprived of formal
financial services for a brief period,
which immediately allowed M-Pesa
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Hugo Malheiro
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ESTILOS DE VIDA
Uma dcada
de MODA celebrada
com grande pompa
Palco, luz, msica e glamour! Estas foram as palavras de comando dos desfiles, ao longo de
10 dias do Vodacom Mozambique Fashion Week, mas no foram suficientes para descrever a
grandeza de um dos maiores eventos da moda de frica. A estas quatro palavras juntaram-se
outras como originalidade, festa e animao, que tornaram as sesses do MFW momentos
de confraternizao e inovao.
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ESTILO DE VIDA
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5
01
2
ild
bu
O
ZA
M
www.mozambuild.com
FEiRA intERnACionAl
19 20 MAio dE 2015
orgaNiSado por
mdia parceiro
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EuroMetical
First
in
Business Advisory
First
in Business Advisory
LIFE STYLE
A decade of
FASHION celebrated
with great pomp
Stage, light, music and glamour! These were the key words during 10 days of Vodacom
Mozambique Fashion Week, but they do not suffice to describe the magnitude of one of
the biggest events in African fashion. These four words are joined by other ones, such as
originality, celebration and entertainment, which made the MFW sessions moments of
fellowship and innovation.
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A decade of intense
brightness
(South Africa).
These designers presented their
collections on the last day of the
Vodacom Mozambique Fashion
Week, giving the fashion weeks 10th
edition a wild air imbued with high
creativity. They really celebrated this
years MFW theme: Wild Now.
Viewers really appreciated the MWF
of this year. The designer Nena do
Nascimento for example said that
this was the first time she saw the
MFW up close. It is great fun, I loved
the the collections and colours,
next year I will be here again, she
promised.
Who also shared his excitement was
the visitor Tnia Chongo who said
that the idea of engaging schools
in Mozambique Fashion Week is
very good. I liked the pan-African
fashion show, it showed that Africa
does have fashion. The fashion
week should be a source of pride for
Mozambicans she said.
The designer Omar Adelino believes
that fashion in Mozambique came
to life thanks to the MFW. According
to him the MFW should not stop but
continue to encourage designers to
create. Omar believes that many
established designers reached the
level they have thanks to the MFW.
The fashion week nights were
marked by celebrations, enlivened
by national Djs Faya, Celso, IM K,
Tay and Lady K and by international
DJs Krash and The Master Sisters,
Double Trouble from Portugal,
Willy Monfret of France, Dantz from
Japan, Quentin Mosimann from
Switzerland, Dino Moran of South
Africa, Jay Hardway and Firebeatz
from the Netherlands.
It was a week of luxury, full of
cultural events, summarizing 10
years of the MFW, a symbiosis of
different artistic performances being
read in Wild Now. c
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