Simulação de juros compostos

por Conrado Navarro

www.dinheirama.com

Aporte inicial = O quanto você já tem para começar a investir

Aporte mensal = O quanto você investirá mensalmente neste portfólio
Rentabilidade mensal = O quanto sua aplicação rende em termos reais, ou seja, descontada
a inflação. Exemplo: se sua carteira rende 1% ao mês e a inflação é de 0,34% no mesmo
período, então sua rentabilidade real é de 0,66%

Os dados em verde são os que você deve editar

Aporte inicial R$ 30,000.00

Aporte mensal R$ 200.00
Rentabilidade mensal 0.72%

Mês Juros Acumulado

1 0.00 30,200.00
2 217.44 30,617.44
3 220.45 31,037.89
4 223.47 31,461.36
5 226.52 31,887.88
6 229.59 32,317.47
7 232.69 32,750.16
8 235.80 33,185.96
9 238.94 33,624.90
10 242.10 34,067.00
11 245.28 34,512.28
12 248.49 34,960.77
13 251.72 35,412.49
14 254.97 35,867.46
15 258.25 36,325.70
16 261.55 36,787.25
17 264.87 37,252.12
18 268.22 37,720.33
19 271.59 38,191.92
20 274.98 38,666.90
21 278.40 39,145.30
22 281.85 39,627.15
23 285.32 40,112.46
24 288.81 40,601.27
25 292.33 41,093.60
26 295.87 41,589.47
27 299.44 42,088.92
28 303.04 42,591.96
29 306.66 43,098.62
30 310.31 43,608.93
31 313.98 44,122.92
32 317.68 44,640.60
33 321.41 45,162.01
34 325.17 45,687.18
35 328.95 46,216.13
 36 332.76 46,748.88
37 336.59 47,285.48
38 340.46 47,825.93
39 344.35 48,370.28
40 348.27 48,918.54
41 352.21 49,470.76
42 356.19 50,026.95
43 360.19 50,587.14
44 364.23 51,151.37
45 368.29 51,719.66
46 372.38 52,292.04
47 376.50 52,868.54
48 380.65 53,449.20
49 384.83 54,034.03
50 389.05 54,623.07
51 393.29 55,216.36
52 397.56 55,813.92
53 401.86 56,415.78
54 406.19 57,021.97
55 410.56 57,632.53
56 414.95 58,247.48
57 419.38 58,866.87
58 423.84 59,490.71
59 428.33 60,119.04
5 anos 60 432.86 60,751.90 Em 5 anos:
61 437.41 61,389.31 Só de juros 18,751.90
62 442.00 62,031.31 Retido IR 2,812.78 15%
63 446.63 62,677.94
64 451.28 63,329.22 Liquido 57,939.11
65 455.97 63,985.19 Renda mensal 337.63
66 460.69 64,645.89
67 465.45 65,311.34
68 470.24 65,981.58
69 475.07 66,656.64
70 479.93 67,336.57
71 484.82 68,021.40
72 489.75 68,711.15
73 494.72 69,405.87
74 499.72 70,105.59
75 504.76 70,810.35
76 509.83 71,520.19
77 514.95 72,235.13
78 520.09 72,955.23
79 525.28 73,680.50
80 530.50 74,411.00
81 535.76 75,146.76
82 541.06 75,887.82
83 546.39 76,634.21
84 551.77 77,385.98
85 557.18 78,143.16
86 562.63 78,905.79
87 568.12 79,673.91
88 573.65 80,447.56
89 579.22 81,226.78
 90 584.83 82,011.62
91 590.48 82,802.10
92 596.18 83,598.27
93 601.91 84,400.18
94 607.68 85,207.86
95 613.50 86,021.36
96 619.35 86,840.71
97 625.25 87,665.97
98 631.19 88,497.16
99 637.18 89,334.34
100 643.21 90,177.55
101 649.28 91,026.83
102 655.39 91,882.22
103 661.55 92,743.77
104 667.76 93,611.53
105 674.00 94,485.53
106 680.30 95,365.83
107 686.63 96,252.46
108 693.02 97,145.48
109 699.45 98,044.93
110 705.92 98,950.85
111 712.45 99,863.30
112 719.02 100,782.31
113 725.63 101,707.94
114 732.30 102,640.24
115 739.01 103,579.25
116 745.77 104,525.02
117 752.58 105,477.60
118 759.44 106,437.04
119 766.35 107,403.39
10 anos 120 773.30 108,376.69 Em 10 anos:
121 780.31 109,357.00 Só de juros 54,376.69
122 787.37 110,344.37 Retido IR 8,156.50 15%
123 794.48 111,338.85
124 801.64 112,340.49 Liquido 100,220.19
125 808.85 113,349.34 Renda mensal 603.18
126 816.12 114,365.46
127 823.43 115,388.89
128 830.80 116,419.69
129 838.22 117,457.91
130 845.70 118,503.61
131 853.23 119,556.84
132 860.81 120,617.64
133 868.45 121,686.09
134 876.14 122,762.23
135 883.89 123,846.12
136 891.69 124,937.81
137 899.55 126,037.36
138 907.47 127,144.83
139 915.44 128,260.28
140 923.47 129,383.75
141 931.56 130,515.31
142 939.71 131,655.02
143 947.92 132,802.94
 144 956.18 133,959.12
145 964.51 135,123.63
146 972.89 136,296.52
147 981.33 137,477.85
148 989.84 138,667.69
149 998.41 139,866.10
150 1,007.04 141,073.14
151 1,015.73 142,288.86
152 1,024.48 143,513.34
153 1,033.30 144,746.64
154 1,042.18 145,988.81
155 1,051.12 147,239.93
156 1,060.13 148,500.06
157 1,069.20 149,769.26
158 1,078.34 151,047.60
159 1,087.54 152,335.14
160 1,096.81 153,631.96
161 1,106.15 154,938.11
162 1,115.55 156,253.66
163 1,125.03 157,578.69
164 1,134.57 158,913.25
165 1,144.18 160,257.43
166 1,153.85 161,611.28
167 1,163.60 162,974.88
168 1,173.42 164,348.30
169 1,183.31 165,731.61
170 1,193.27 167,124.88
171 1,203.30 168,528.18
172 1,213.40 169,941.58
173 1,223.58 171,365.16
174 1,233.83 172,798.99
175 1,244.15 174,243.14
176 1,254.55 175,697.69
177 1,265.02 177,162.71
178 1,275.57 178,638.29
179 1,286.20 180,124.48
15 anos 180 1,296.90 181,621.38 Em 15 anos:
181 1,307.67 183,129.05 Só de juros 115,621.38
182 1,318.53 184,647.58 Retido IR 17,343.21 15%
183 1,329.46 186,177.04
184 1,340.47 187,717.52 Liquido 164,278.17
185 1,351.57 189,269.08 Renda mensal 1011.58
186 1,362.74 190,831.82
187 1,373.99 192,405.81
188 1,385.32 193,991.13
189 1,396.74 195,587.87
190 1,408.23 197,196.10
191 1,419.81 198,815.91
192 1,431.47 200,447.39
193 1,443.22 202,090.61
194 1,455.05 203,745.66
195 1,466.97 205,412.63
196 1,478.97 207,091.60
197 1,491.06 208,782.66
 198 1,503.24 210,485.90
199 1,515.50 212,201.39
200 1,527.85 213,929.24
201 1,540.29 215,669.54
202 1,552.82 217,422.36
203 1,565.44 219,187.80
204 1,578.15 220,965.95
205 1,590.95 222,756.90
206 1,603.85 224,560.75
207 1,616.84 226,377.59
208 1,629.92 228,207.51
209 1,643.09 230,050.60
210 1,656.36 231,906.97
211 1,669.73 233,776.70
212 1,683.19 235,659.89
213 1,696.75 237,556.64
214 1,710.41 239,467.05
215 1,724.16 241,391.21
216 1,738.02 243,329.23
217 1,751.97 245,281.20
218 1,766.02 247,247.22
219 1,780.18 249,227.40
220 1,794.44 251,221.84
221 1,808.80 253,230.64
222 1,823.26 255,253.90
223 1,837.83 257,291.73
224 1,852.50 259,344.23
225 1,867.28 261,411.51
226 1,882.16 263,493.67
227 1,897.15 265,590.82
228 1,912.25 267,703.08
229 1,927.46 269,830.54
230 1,942.78 271,973.32
231 1,958.21 274,131.53
232 1,973.75 276,305.27
233 1,989.40 278,494.67
234 2,005.16 280,699.83
235 2,021.04 282,920.87
236 2,037.03 285,157.90
237 2,053.14 287,411.04
238 2,069.36 289,680.40
239 2,085.70 291,966.10
20 anos 240 2,102.16 294,268.25 Em 20 anos:
Só de juros 216,268.25
Retido IR 32,440.24 15%

Liquido 261,828.02
Renda mensal 1639.68

Copyright © Conrado Navarro - www.dinheirama.com - 2007