USAR O SIMULADOR DO CDB – REDUZINDO 0,3 por cento em 3 anos do come cotas

Para simulação de rendimentos reais descontar 0,3 para 03 anos e mais a taxa de ad
se possível rendimento é de 12% diminiur 03% do come cotas e a taxa de administração – va
Anual Mensal
Rentabilidade anual 14,00% 1.0979%
Investimento R$ 100,000.00

Mês / Ano Saldo Taxa Juros

06/2011 R$ 100,000.00 1.0979%
07/2011 R$ 101,097.89 1.0979%
08/2011 R$ 102,207.82 1.0979%
09/2011 R$ 103,329.95 1.0979%
10/2011 R$ 104,464.39 1.0979%
11/2011 R$ 105,611.29 1.0979%
12/2011 R$ 105,755.17 1.0979%
01/2012 R$ 106,916.24 1.0979%
02/2012 R$ 108,090.05 1.0979%
03/2012 R$ 109,276.76 1.0979%
04/2012 R$ 110,476.49 1.0979%
05/2012 R$ 111,689.40 1.0979%
06/2012 R$ 111,841.55 1.0979%
07/2012 R$ 113,069.44 1.0979%
08/2012 R$ 114,310.81 1.0979%
09/2012 R$ 115,565.82 1.0979%
10/2012 R$ 116,834.60 1.0979%
11/2012 R$ 118,117.31 1.0979%
12/2012 R$ 118,278.22 1.0979%
01/2013 R$ 119,576.77 1.0979%
02/2013 R$ 120,889.59 1.0979%
03/2013 R$ 122,216.82 1.0979%
04/2013 R$ 123,558.62 1.0979%
05/2013 R$ 124,915.15 1.0979%
06/2013 R$ 125,085.32 1.0979%
07/2013 R$ 126,458.62 1.0979%
08/2013 R$ 127,846.99 1.0979%
09/2013 R$ 129,250.60 1.0979%
10/2013 R$ 130,669.62 1.0979%
11/2013 R$ 132,104.22 1.0979%
12/2013 R$ 132,284.19 1.0979%
01/2014 R$ 133,736.52 1.0979%
02/2014 R$ 135,204.79 1.0979%
03/2014 R$ 136,689.18 1.0979%
04/2014 R$ 138,189.87 1.0979%
05/2014 R$ 139,707.04 1.0979%
Total

Re
R$ 1 6
Re

12
11
10
9
8
7
6
5
4
3
2
1
0 00 .0 0 0 00 .0 0 0 00 .0 0 0 00 .0 0 0 0.0 0
R$ 1 60 , R$ 1 40 , R$ 1 20 , R$ 1 00 , R$ 8 0,0
ento em 3 anos do come cotas
0,3 para 03 anos e mais a taxa de administração por exemplo:
me cotas e a taxa de administração – vamos dizer 0,5% - então ficaria 12 – 0,8= 11,02 – esse valor será colocado no rendimento anual
* edite os campos verdes

Juros acumulados por 6 meses Imposto pago

Juros Saldo + Juros para calcular o come-cotas
Alíquota do IR (come-cotas)
R$ 1,097.89 R$ 101,097.89 R$ 1,097.89 R$ -
R$ 1,109.94 R$ 102,207.82 R$ 2,207.82 R$ -
R$ 1,122.12 R$ 103,329.95 R$ 3,329.95 R$ -
R$ 1,134.44 R$ 104,464.39 R$ 4,464.39 R$ -
R$ 1,146.90 R$ 105,611.29 R$ 5,611.29 R$ -
R$ 1,159.49 R$ 106,770.78 R$ 6,770.78 15% R$ 1,015.62
R$ 1,161.07 R$ 106,916.24 R$ 1,161.07 R$ -
R$ 1,173.82 R$ 108,090.05 R$ 2,334.89 R$ -
R$ 1,186.70 R$ 109,276.76 R$ 3,521.59 R$ -
R$ 1,199.73 R$ 110,476.49 R$ 4,721.33 R$ -
R$ 1,212.91 R$ 111,689.40 R$ 5,934.23 R$ -
R$ 1,226.22 R$ 112,915.62 R$ 7,160.45 15% R$ 1,074.07
R$ 1,227.89 R$ 113,069.44 R$ 1,227.89 R$ -
R$ 1,241.37 R$ 114,310.81 R$ 2,469.26 R$ -
R$ 1,255.00 R$ 115,565.82 R$ 3,724.27 R$ -
R$ 1,268.78 R$ 116,834.60 R$ 4,993.05 R$ -
R$ 1,282.71 R$ 118,117.31 R$ 6,275.76 R$ -
R$ 1,296.79 R$ 119,414.10 R$ 7,572.55 15% R$ 1,135.88
R$ 1,298.56 R$ 119,576.77 R$ 1,298.56 R$ -
R$ 1,312.82 R$ 120,889.59 R$ 2,611.37 R$ -
R$ 1,327.23 R$ 122,216.82 R$ 3,938.60 R$ -
R$ 1,341.80 R$ 123,558.62 R$ 5,280.40 R$ -
R$ 1,356.53 R$ 124,915.15 R$ 6,636.94 R$ -
R$ 1,371.42 R$ 126,286.58 R$ 8,008.36 15% R$ 1,201.25
R$ 1,373.29 R$ 126,458.62 R$ 1,373.29 R$ -
R$ 1,388.37 R$ 127,846.99 R$ 2,761.66 R$ -
R$ 1,403.61 R$ 129,250.60 R$ 4,165.28 R$ -
R$ 1,419.02 R$ 130,669.62 R$ 5,584.30 R$ -
R$ 1,434.60 R$ 132,104.22 R$ 7,018.90 R$ -
R$ 1,450.35 R$ 133,554.58 R$ 8,469.26 15% R$ 1,270.39
R$ 1,452.33 R$ 133,736.52 R$ 1,452.33 R$ -
R$ 1,468.27 R$ 135,204.79 R$ 2,920.60 R$ -
R$ 1,484.39 R$ 136,689.18 R$ 4,405.00 R$ -
R$ 1,500.69 R$ 138,189.87 R$ 5,905.69 R$ -
R$ 1,517.17 R$ 139,707.04 R$ 7,422.85 R$ -
R$ 1,533.82 R$ 141,240.86 R$ 8,956.67 15% R$ 1,343.50
R$ 46,938.07 Total IR R$ 7,040.71

Rentabilidade com e sem come-cotas

 3
33
32
31
30
29
28
27
26
25
24
Rentabilidade com e sem come-cotas

23
22

Column M
21
20
19
18

Column L
17
16
15
14
13
12
11
10
9
8
7
6
5
4
será colocado no rendimento anual

Saldo líquido com Saldo

come-cotas descontado sem come-cotas Núm. Meses
R$ 101,097.89 R$ 101,097.89 1
R$ 102,207.82 R$ 102,207.82 2
R$ 103,329.95 R$ 103,329.95 3
R$ 104,464.39 R$ 104,464.39 4
R$ 105,611.29 R$ 105,611.29 5
R$ 105,755.17 R$ 106,770.78 6
R$ 106,916.24 R$ 107,943.00 7
R$ 108,090.05 R$ 109,128.09 8
R$ 109,276.76 R$ 110,326.19 9
R$ 110,476.49 R$ 111,537.45 10
R$ 111,689.40 R$ 112,762.00 11
R$ 111,841.55 R$ 114,000.00 12
R$ 113,069.44 R$ 115,251.59 13
R$ 114,310.81 R$ 116,516.92 14
R$ 115,565.82 R$ 117,796.14 15
R$ 116,834.60 R$ 119,089.41 16
R$ 118,117.31 R$ 120,396.87 17
R$ 118,278.22 R$ 121,718.69 18
R$ 119,576.77 R$ 123,055.02 19
R$ 120,889.59 R$ 124,406.03 20
R$ 122,216.82 R$ 125,771.86 21
R$ 123,558.62 R$ 127,152.69 22
R$ 124,915.15 R$ 128,548.68 23
R$ 125,085.32 R$ 129,960.00 24
R$ 126,458.62 R$ 131,386.81 25
R$ 127,846.99 R$ 132,829.29 26
R$ 129,250.60 R$ 134,287.60 27
R$ 130,669.62 R$ 135,761.92 28
R$ 132,104.22 R$ 137,252.43 29
R$ 132,284.19 R$ 138,759.31 30
R$ 133,736.52 R$ 140,282.73 31
R$ 135,204.79 R$ 141,822.87 32
R$ 136,689.18 R$ 143,379.92 33
R$ 138,189.87 R$ 144,954.07 34
R$ 139,707.04 R$ 146,545.50 35
R$ 139,897.36 R$ 140,931.24 36
Diferença R$ 1,033.88
36
35
34
33
32
31
30
29
28
27
26