Escolar Documentos
Profissional Documentos
Cultura Documentos
DATOS:
Monto= 35000
Aa= ?
Tiempo= 3 años 18 bimestres
2 meses 1 bimestres
19 bimestres
BCP 1.45%
Scotia 1.30%
a) Aa=(35000/(1+0.0145))*(0.0145/(((1+0.0145)^19)-1))
Aa= 1590.17425
Anualidad= 30213.3107
b) Aa=(35000/(1+0.0130))*(0.0130/(((1+0.0130)^13)-1))
Aa= 1614.86
Anualidad= 30682.26
X 1500 1500
0 1 2 3 4
PRESENTE 1 2
8288.52
LLEVAMOS AL VALOR ACTUAL
7903.77935
p= 12999
anualidad venida 18veces
TET=32% 0.0969613104865
1554.21
tiempo 16
f= 11000
interes 11%
Trimestral 0.0264333272479 COMPARANDO
tiempo 6
anualidad 1500
TNA A TNM 0.0240495476798
6468.40988
A) 13500
6 meses
3%
B) 13500
6 meses
3%
C)
TEM 3% 13500
0 1
13905
VALOR S/ 1,800,000.00
INICIAL 200000
PRINCIPAL(P) S/ 1,600,000.00
TIEMPO 240
TASA INT 0.007821289657
B)CANTIDAD A PAGAR
10379269.4113
C)INTERES TOTAL
VALOR DE CUOTAS S/ 3,550,732.89
VALOR FINAL S/ 10,379,269.41
INTERES S/ 6,828,536.52
11055.2718
más conveniente sería BCP ya que ofrece una anualidad o renta menor para llegar al monto requerido.
Fecha Saldo Amortización Interes Cuota
0 13500
1 11412.93 2087.07 405 2492.07
2 9263.26 2149.68 342.38801232 2492.07
3 7049.09 2214.17 277.897665 2492.07
4 4768.49 2280.59 211.47260727 2492.07
5 2419.48 2349.01 143.05479781 2492.07
6 0.00 2419.48 72.584454061 2492.07
2492.07 13500.00 1452.40 14952.40
X X X X X X
2 3 4 5 6 7
2566.83
Fecha Saldo AmortizaciónInteres Cuota
0 13500
1 13500 0 405 0
2 11338.17 2161.83 405 2566.83
3 9111.49 2226.68 340.15 2566.83
4 6818.01 2293.48 273.34 2566.83
5 4455.72 2362.29 204.54 2566.83
6 2022.56 2433.16 133.67 2566.83
7 -483.59 2506.15 60.68 2566.83
13983.59 1417.38 15400.97
Interes Cuota
S/ 12,514.06 14794.72
S/ 12,496.23 14794.72
S/ 12,478.25 14794.72
S/ 12,460.13 14794.72
S/ 12,441.87 14794.72
S/ 12,423.47 14794.72
S/ 12,404.92 14794.72
S/ 12,386.23 14794.72
S/ 12,367.39 14794.72
S/ 12,348.41 14794.72
S/ 12,329.28 14794.72
S/ 12,309.99 14794.72
S/ 12,290.56 14794.72
S/ 12,270.97 14794.72
S/ 12,251.23 14794.72
S/ 12,231.34 14794.72
S/ 12,211.29 14794.72
S/ 12,191.09 14794.72
S/ 12,170.72 14794.72
S/ 12,150.20 14794.72
S/ 12,129.52 14794.72
S/ 12,108.67 14794.72
S/ 12,087.66 14794.72
S/ 12,066.49 14794.72
S/ 12,045.15 14794.72
S/ 12,023.65 14794.72
S/ 12,001.97 14794.72
S/ 11,980.13 14794.72
S/ 11,958.12 14794.72
S/ 11,935.93 14794.72
S/ 11,913.57 14794.72
S/ 11,891.04 14794.72
S/ 11,868.33 14794.72
S/ 11,845.44 14794.72
S/ 11,822.37 14794.72
S/ 11,799.12 14794.72
S/ 11,775.69 14794.72
S/ 11,752.08 14794.72
S/ 11,728.28 14794.72
S/ 11,704.30 14794.72
S/ 11,680.13 14794.72
S/ 11,655.77 14794.72
S/ 11,631.22 14794.72
S/ 11,606.48 14794.72
S/ 11,581.54 14794.72
S/ 11,556.41 14794.72
S/ 11,531.08 14794.72
S/ 11,505.55 14794.72
S/ 11,479.83 14794.72
S/ 11,453.90 14794.72
S/ 11,427.77 14794.72
S/ 11,401.44 14794.72
S/ 11,374.90 14794.72
S/ 11,348.15 14794.72
S/ 11,321.19 14794.72
S/ 11,294.03 14794.72
S/ 11,266.65 14794.72
S/ 11,239.05 14794.72
S/ 11,211.24 14794.72
S/ 11,183.22 14794.72
S/ 11,154.97 14794.72
S/ 11,126.50 14794.72
S/ 11,097.81 14794.72
S/ 11,068.90 14794.72
S/ 11,039.76 14794.72
S/ 11,010.39 14794.72
S/ 10,980.79 14794.72
S/ 10,950.96 14794.72
S/ 10,920.90 14794.72
S/ 10,890.60 14794.72
S/ 10,860.06 14794.72
S/ 10,829.29 14794.72
S/ 10,798.27 14794.72
S/ 10,767.02 14794.72
S/ 10,735.51 14794.72
S/ 10,703.77 14794.72
S/ 10,671.77 14794.72
S/ 10,639.52 14794.72
S/ 10,607.02 14794.72
S/ 10,574.27 14794.72
S/ 10,541.26 14794.72
S/ 10,507.99 14794.72
S/ 10,474.47 14794.72
S/ 10,440.68 14794.72
S/ 10,406.62 14794.72
S/ 10,372.30 14794.72
S/ 10,337.71 14794.72
S/ 10,302.85 14794.72
S/ 10,267.72 14794.72
S/ 10,232.31 14794.72
S/ 10,196.63 14794.72
S/ 10,160.67 14794.72
S/ 10,124.42 14794.72
S/ 10,087.89 14794.72
S/ 10,051.08 14794.72
S/ 10,013.98 14794.72
S/ 9,976.59 14794.72
S/ 9,938.90 14794.72
S/ 9,900.93 14794.72
S/ 9,862.65 14794.72
S/ 9,824.07 14794.72
S/ 9,785.20 14794.72
S/ 9,746.02 14794.72
S/ 9,706.53 14794.72
S/ 9,666.73 14794.72
S/ 9,626.63 14794.72
S/ 9,586.20 14794.72
S/ 9,545.47 14794.72
S/ 9,504.41 14794.72
S/ 9,463.03 14794.72
S/ 9,421.33 14794.72
S/ 9,379.31 14794.72
S/ 9,336.95 14794.72
S/ 9,294.26 14794.72
S/ 9,251.24 14794.72
S/ 9,207.89 14794.72
S/ 9,164.19 14794.72
S/ 9,120.15 14794.72
S/ 9,075.77 14794.72
S/ 9,031.04 14794.72
S/ 8,985.96 14794.72
S/ 8,940.53 14794.72
S/ 8,894.74 14794.72
S/ 8,848.60 14794.72
S/ 8,802.09 14794.72
S/ 8,755.22 14794.72
S/ 8,707.98 14794.72
S/ 8,660.38 14794.72
S/ 8,612.40 14794.72
S/ 8,564.05 14794.72
S/ 8,515.31 14794.72
S/ 8,466.20 14794.72
S/ 8,416.70 14794.72
S/ 8,366.82 14794.72
S/ 8,316.54 14794.72
S/ 8,265.88 14794.72
S/ 8,214.81 14794.72
S/ 8,163.35 14794.72
S/ 8,111.48 14794.72
S/ 8,059.21 14794.72
S/ 8,006.53 14794.72
S/ 7,953.44 14794.72
S/ 7,899.93 14794.72
S/ 7,846.01 14794.72
S/ 7,791.66 14794.72
S/ 7,736.88 14794.72
S/ 7,681.68 14794.72
S/ 7,626.05 14794.72
S/ 7,569.98 14794.72
S/ 7,513.47 14794.72
S/ 7,456.53 14794.72
S/ 7,399.13 14794.72
S/ 7,341.29 14794.72
S/ 7,282.99 14794.72
S/ 7,224.24 14794.72
S/ 7,165.03 14794.72
S/ 7,105.36 14794.72
S/ 7,045.22 14794.72
S/ 6,984.61 14794.72
S/ 6,923.52 14794.72
S/ 6,861.96 14794.72
S/ 6,799.91 14794.72
S/ 6,737.38 14794.72
S/ 6,674.36 14794.72
S/ 6,610.85 14794.72
S/ 6,546.84 14794.72
S/ 6,482.34 14794.72
S/ 6,417.32 14794.72
S/ 6,351.80 14794.72
S/ 6,285.76 14794.72
S/ 6,219.21 14794.72
S/ 6,152.14 14794.72
S/ 6,084.55 14794.72
S/ 6,016.42 14794.72
S/ 5,947.76 14794.72
S/ 5,878.57 14794.72
S/ 5,808.83 14794.72
S/ 5,738.55 14794.72
S/ 5,667.72 14794.72
S/ 5,596.34 14794.72
S/ 5,524.39 14794.72
S/ 5,451.89 14794.72
S/ 5,378.81 14794.72
S/ 5,305.17 14794.72
S/ 5,230.95 14794.72
S/ 5,156.15 14794.72
S/ 5,080.76 14794.72
S/ 5,004.79 14794.72
S/ 4,928.22 14794.72
S/ 4,851.05 14794.72
S/ 4,773.28 14794.72
S/ 4,694.89 14794.72
S/ 4,615.90 14794.72
S/ 4,536.29 14794.72
S/ 4,456.06 14794.72
S/ 4,375.19 14794.72
S/ 4,293.70 14794.72
S/ 4,211.57 14794.72
S/ 4,128.79 14794.72
S/ 4,045.37 14794.72
S/ 3,961.30 14794.72
S/ 3,876.57 14794.72
S/ 3,791.17 14794.72
S/ 3,705.11 14794.72
S/ 3,618.38 14794.72
S/ 3,530.96 14794.72
S/ 3,442.87 14794.72
S/ 3,354.08 14794.72
S/ 3,264.60 14794.72
S/ 3,174.42 14794.72
S/ 3,083.53 14794.72
S/ 2,991.94 14794.72
S/ 2,899.62 14794.72
S/ 2,806.59 14794.72
S/ 2,712.83 14794.72
S/ 2,618.33 14794.72
S/ 2,523.10 14794.72
S/ 2,427.12 14794.72
S/ 2,330.38 14794.72
S/ 2,232.90 14794.72
S/ 2,134.65 14794.72
S/ 2,035.63 14794.72
S/ 1,935.84 14794.72
S/ 1,835.26 14794.72
S/ 1,733.90 14794.72
S/ 1,631.75 14794.72
S/ 1,528.80 14794.72
S/ 1,425.04 14794.72
S/ 1,320.48 14794.72
S/ 1,215.09 14794.72
S/ 1,108.88 14794.72
S/ 1,001.84 14794.72
S/ 893.96 14794.72
S/ 785.24 14794.72
S/ 675.67 14794.72
S/ 565.24 14794.72
S/ 453.94 14794.72
S/ 341.78 14794.72
S/ 228.74 14794.72
S/ 114.82 14794.72
S/ 1,950,732.89 S/ 3,550,732.89