Planilha LCA/LCI e CDB

Comparando dos produtos

Simulando os rendimentos Comparando LCA/LCI com CDB
Rendimento LCA/LCI Perído da aplicação: até 180 dias (6 me
Insira a taxa da LCI/LCA:
Data da Compra 10/7/2022 Altere a data Isso equivale a um CDB de:
Data de Vencimento 10/10/2023 Alteração automática
Dias Corridos 368 Altere o número de dias De 181 dias a 360 dias (6 meses a 1 ano
Dias Úteis 252 Alteração automática Insira a taxa da LCI/LCA:
Isso equivale a um CDB de:
CDI atual* 14.13% Altere o CDI atual e o %
% do CDI oferecido pelo banc 100% do CDI oferecido De 361 dias a 720 dias (1 ano a 2 anos)
Taxa no período 14.13% Alteração automática Insira a taxa da LCI/LCA:
Isso equivale a um CDB de:
Valor Aplicado 5,000.00 Altere o valor
Valor Final Líquido 5,706.50 Alteração automática Acima de 720 dias (2 anos em diante)
Rendimento Líquido 706.50 Alteração automática Insira a taxa da LCI/LCA:
*Taxa DI disponível no site da Cetip: www.cetip.com.br Isso equivale a um CDB de:

Rendimento CDB Comparando CDB com LCA/LCI

Data da Compra 10/7/2022 Altere a data Perído da aplicação: até 180 dias (6 me
Data de Vencimento 10/10/2023 Alteração automática Insira a taxa do CDB:
Dias Corridos 368 Altere o número de dias Isso equivale a uma LCI/LCA de:
Dias Úteis 252 Alteração automática
De 181 dias a 360 dias (6 meses a 1 ano
CDI atual* 14.13% Altere o CDI atual e o % Insira a taxa do CDB:
% do CDI oferecido pelo banc 110% do CDI oferecido Isso equivale a uma LCI/LCA de:
Taxa no período 15.65% Alteração automática
De 361 dias a 720 dias (1 ano a 2 anos)
Valor Aplicado 5,000.00 Altere o valor Insira a taxa do CDB:
Valor Final Bruto 5,782.40 Alteração automática Isso equivale a uma LCI/LCA de:
Rendimento Bruto 782.40 Alteração automática
Imposto de Renda do CDB 17.5% Altere olhando a tabela abaixo Acima de 720 dias (2 anos em diante)
Valor Final Líquido 5,645.48 Alteração automática Insira a taxa do CDB:
Rendimento Líquido 645.48 Alteração automática Isso equivale a uma LCI/LCA de:

Observação: Algumas corretoras cobram taxa de entrada para aplicar em LCA, LCI ou até CDB. Fique atento para desconta

Prazo de permanência na aplicação Imposto de Renda

Até 180 dias (6 meses) 22.50%
Entre 181 dias e 360 dias (de 6 meses a 1 ano) 20.00%
De 361 dias a 720 dias (de 1 ano a 2 anos) 17.50%
Acima de 720 dias (2 anos) 15.00%
 produtos
com CDB
té 180 dias (6 meses)
95 (% do CDI)Altere a taxa da LCI/LCA
122.6 (% do CDI) Alteração automática

(6 meses a 1 ano)
95 (% do CDI)Altere a taxa da LCI/LCA
118.8 (% do CDI) Alteração automática

(1 ano a 2 anos)
95 (% do CDI)Altere a taxa da LCI/LCA
115.2 (% do CDI) Alteração automática

anos em diante)
95 (% do CDI)Altere a taxa da LCI/LCA
111.8 (% do CDI) Alteração automática

m LCA/LCI
té 180 dias (6 meses)
110 (% do CDI) Altere a taxa do CDB
85.3 (% do CDI) Alteração automática

(6 meses a 1 ano)
110 (% do CDI) Altere a taxa do CDB
88.0 (% do CDI) Alteração automática

(1 ano a 2 anos)
110 (% do CDI) Altere a taxa do CDB
90.8 (% do CDI) Alteração automática

anos em diante)
110 (% do CDI) Altere a taxa do CDB
93.5 (% do CDI) Alteração automática

nto para descontar a taxa no valor aplicado.

Data
1/1/2001
2/26/2001
2/27/2001
4/13/2001
4/21/2001
5/1/2001
6/14/2001
9/7/2001
10/12/2001
11/2/2001
11/15/2001
12/25/2001
1/1/2002
2/11/2002
2/12/2002
3/29/2002
4/21/2002
5/1/2002
5/30/2002
9/7/2002
10/12/2002
11/2/2002
11/15/2002
12/25/2002
1/1/2003
3/3/2003
3/4/2003
4/18/2003
4/21/2003
5/1/2003
6/19/2003
9/7/2003
10/12/2003
11/2/2003
11/15/2003
12/25/2003
1/1/2004
2/23/2004
2/24/2004
4/9/2004
4/21/2004
5/1/2004
6/10/2004
9/7/2004
10/12/2004
11/2/2004
11/15/2004
12/25/2004
1/1/2005
2/7/2005
2/8/2005
3/25/2005
4/21/2005
5/1/2005
5/26/2005
9/7/2005
10/12/2005
11/2/2005
11/15/2005
12/25/2005
1/1/2006
2/27/2006
2/28/2006
4/14/2006
4/21/2006
5/1/2006
6/15/2006
9/7/2006
10/12/2006
11/2/2006
11/15/2006
12/25/2006
1/1/2007
2/19/2007
2/20/2007
4/6/2007
4/21/2007
5/1/2007
6/7/2007
9/7/2007
10/12/2007
11/2/2007
11/15/2007
12/25/2007
1/1/2008
2/4/2008
2/5/2008
3/21/2008
4/21/2008
5/1/2008
5/22/2008
9/7/2008
10/12/2008
11/2/2008
11/15/2008
12/25/2008
1/1/2009
2/23/2009
2/24/2009
4/10/2009
4/21/2009
5/1/2009
6/11/2009
9/7/2009
10/12/2009
11/2/2009
11/15/2009
12/25/2009
1/1/2010
2/15/2010
2/16/2010
4/2/2010
4/21/2010
5/1/2010
6/3/2010
9/7/2010
10/12/2010
11/2/2010
11/15/2010
12/25/2010
1/1/2011
3/7/2011
3/8/2011
4/21/2011
4/22/2011
5/1/2011
6/23/2011
9/7/2011
10/12/2011
11/2/2011
11/15/2011
12/25/2011
1/1/2012
2/20/2012
2/21/2012
4/6/2012
4/21/2012
5/1/2012
6/7/2012
9/7/2012
10/12/2012
11/2/2012
11/15/2012
12/25/2012
1/1/2013
2/11/2013
2/12/2013
3/29/2013
4/21/2013
5/1/2013
5/30/2013
9/7/2013
10/12/2013
11/2/2013
11/15/2013
12/25/2013
1/1/2014
3/3/2014
3/4/2014
4/18/2014
4/21/2014
5/1/2014
6/19/2014
9/7/2014
10/12/2014
11/2/2014
11/15/2014
12/25/2014
1/1/2015
2/16/2015
2/17/2015
4/3/2015
4/21/2015
5/1/2015
6/4/2015
9/7/2015
10/12/2015
11/2/2015
11/15/2015
12/25/2015
1/1/2016
2/8/2016
2/9/2016
3/25/2016
4/21/2016
5/1/2016
5/26/2016
9/7/2016
10/12/2016
11/2/2016
11/15/2016
12/25/2016
1/1/2017
2/27/2017
2/28/2017
4/14/2017
4/21/2017
5/1/2017
6/15/2017
9/7/2017
10/12/2017
11/2/2017
11/15/2017
12/25/2017
1/1/2018
2/12/2018
2/13/2018
3/30/2018
4/21/2018
5/1/2018
5/31/2018
9/7/2018
10/12/2018
11/2/2018
11/15/2018
12/25/2018
1/1/2019
3/4/2019
3/5/2019
4/19/2019
4/21/2019
5/1/2019
6/20/2019
9/7/2019
10/12/2019
11/2/2019
11/15/2019
12/25/2019
1/1/2020
2/24/2020
2/25/2020
4/10/2020
4/21/2020
5/1/2020
6/11/2020
9/7/2020
10/12/2020
11/2/2020
11/15/2020
12/25/2020
1/1/2021
2/15/2021
2/16/2021
4/2/2021
4/21/2021
5/1/2021
6/3/2021
9/7/2021
10/12/2021
11/2/2021
11/15/2021
12/25/2021
1/1/2022
2/28/2022
3/1/2022
4/15/2022
4/21/2022
5/1/2022
6/16/2022
9/7/2022
10/12/2022
11/2/2022
11/15/2022
12/25/2022
1/1/2023
2/20/2023
2/21/2023
4/7/2023
4/21/2023
5/1/2023
6/8/2023
9/7/2023
10/12/2023
11/2/2023
11/15/2023
12/25/2023
1/1/2024
2/12/2024
2/13/2024
3/29/2024
4/21/2024
5/1/2024
5/30/2024
9/7/2024
10/12/2024
11/2/2024
11/15/2024
12/25/2024
1/1/2025
3/3/2025
3/4/2025
4/18/2025
4/21/2025
5/1/2025
6/19/2025
9/7/2025
10/12/2025
11/2/2025
11/15/2025
12/25/2025
1/1/2026
2/16/2026
2/17/2026
4/3/2026
4/21/2026
5/1/2026
6/4/2026
9/7/2026
10/12/2026
11/2/2026
11/15/2026
12/25/2026
1/1/2027
2/8/2027
2/9/2027
3/26/2027
4/21/2027
5/1/2027
5/27/2027
9/7/2027
10/12/2027
11/2/2027
11/15/2027
12/25/2027
1/1/2028
2/28/2028
2/29/2028
4/14/2028
4/21/2028
5/1/2028
6/15/2028
9/7/2028
10/12/2028
11/2/2028
11/15/2028
12/25/2028
1/1/2029
2/12/2029
2/13/2029
3/30/2029
4/21/2029
5/1/2029
5/31/2029
9/7/2029
10/12/2029
11/2/2029
11/15/2029
12/25/2029
1/1/2030
3/4/2030
3/5/2030
4/19/2030
4/21/2030
5/1/2030
6/20/2030
9/7/2030
10/12/2030
11/2/2030
11/15/2030
12/25/2030
1/1/2031
2/24/2031
2/25/2031
4/11/2031
4/21/2031
5/1/2031
6/12/2031
9/7/2031
10/12/2031
11/2/2031
11/15/2031
12/25/2031
1/1/2032
2/9/2032
2/10/2032
3/26/2032
4/21/2032
5/1/2032
5/27/2032
9/7/2032
10/12/2032
11/2/2032
11/15/2032
12/25/2032
1/1/2033
2/28/2033
3/1/2033
4/15/2033
4/21/2033
5/1/2033
6/16/2033
9/7/2033
10/12/2033
11/2/2033
11/15/2033
12/25/2033
1/1/2034
2/20/2034
2/21/2034
4/7/2034
4/21/2034
5/1/2034
6/8/2034
9/7/2034
10/12/2034
11/2/2034
11/15/2034
12/25/2034
1/1/2035
2/5/2035
2/6/2035
3/23/2035
4/21/2035
5/1/2035
5/24/2035
9/7/2035
10/12/2035
11/2/2035
11/15/2035
12/25/2035
1/1/2036
2/25/2036
2/26/2036
4/11/2036
4/21/2036
5/1/2036
6/12/2036
9/7/2036
10/12/2036
11/2/2036
11/15/2036
12/25/2036
1/1/2037
2/16/2037
2/17/2037
4/3/2037
4/21/2037
5/1/2037
6/4/2037
9/7/2037
10/12/2037
11/2/2037
11/15/2037
12/25/2037
1/1/2038
3/8/2038
3/9/2038
4/21/2038
4/23/2038
5/1/2038
6/24/2038
9/7/2038
10/12/2038
11/2/2038
11/15/2038
12/25/2038
1/1/2039
2/21/2039
2/22/2039
4/8/2039
4/21/2039
5/1/2039
6/9/2039
9/7/2039
10/12/2039
11/2/2039
11/15/2039
12/25/2039
1/1/2040
2/13/2040
2/14/2040
3/30/2040
4/21/2040
5/1/2040
5/31/2040
9/7/2040
10/12/2040
11/2/2040
11/15/2040
12/25/2040
1/1/2041
3/4/2041
3/5/2041
4/19/2041
4/21/2041
5/1/2041
6/20/2041
9/7/2041
10/12/2041
11/2/2041
11/15/2041
12/25/2041
1/1/2042
2/17/2042
2/18/2042
4/4/2042
4/21/2042
5/1/2042
6/5/2042
9/7/2042
10/12/2042
11/2/2042
11/15/2042
12/25/2042
1/1/2043
2/9/2043
2/10/2043
3/27/2043
4/21/2043
5/1/2043
5/28/2043
9/7/2043
10/12/2043
11/2/2043
11/15/2043
12/25/2043
1/1/2044
2/29/2044
3/1/2044
4/15/2044
4/21/2044
5/1/2044
6/16/2044
9/7/2044
10/12/2044
11/2/2044
11/15/2044
12/25/2044
1/1/2045
2/20/2045
2/21/2045
4/7/2045
4/21/2045
5/1/2045
6/8/2045
9/7/2045
10/12/2045
11/2/2045
11/15/2045
12/25/2045
1/1/2046
2/5/2046
2/6/2046
3/23/2046
4/21/2046
5/1/2046
5/24/2046
9/7/2046
10/12/2046
11/2/2046
11/15/2046
12/25/2046
1/1/2047
2/25/2047
2/26/2047
4/12/2047
4/21/2047
5/1/2047
6/13/2047
9/7/2047
10/12/2047
11/2/2047
11/15/2047
12/25/2047
1/1/2048
2/17/2048
2/18/2048
4/3/2048
4/21/2048
5/1/2048
6/4/2048
9/7/2048
10/12/2048
11/2/2048
11/15/2048
12/25/2048
1/1/2049
3/1/2049
3/2/2049
4/16/2049
4/21/2049
5/1/2049
6/17/2049
9/7/2049
10/12/2049
11/2/2049
11/15/2049
12/25/2049
1/1/2050
2/21/2050
2/22/2050
4/8/2050
4/21/2050
5/1/2050
6/9/2050
9/7/2050
10/12/2050
11/2/2050
11/15/2050
12/25/2050
1/1/2051
2/13/2051
2/14/2051
3/31/2051
4/21/2051
5/1/2051
6/1/2051
9/7/2051
10/12/2051
11/2/2051
11/15/2051
12/25/2051
1/1/2052
3/4/2052
3/5/2052
4/19/2052
4/21/2052
5/1/2052
6/20/2052
9/7/2052
10/12/2052
11/2/2052
11/15/2052
12/25/2052
1/1/2053
2/17/2053
2/18/2053
4/4/2053
4/21/2053
5/1/2053
6/5/2053
9/7/2053
10/12/2053
11/2/2053
11/15/2053
12/25/2053
1/1/2054
2/9/2054
2/10/2054
3/27/2054
4/21/2054
5/1/2054
5/28/2054
9/7/2054
10/12/2054
11/2/2054
11/15/2054
12/25/2054
1/1/2055
3/1/2055
3/2/2055
4/16/2055
4/21/2055
5/1/2055
6/17/2055
9/7/2055
10/12/2055
11/2/2055
11/15/2055
12/25/2055
1/1/2056
2/14/2056
2/15/2056
3/31/2056
4/21/2056
5/1/2056
6/1/2056
9/7/2056
10/12/2056
11/2/2056
11/15/2056
12/25/2056
1/1/2057
3/5/2057
3/6/2057
4/20/2057
4/21/2057
5/1/2057
6/21/2057
9/7/2057
10/12/2057
11/2/2057
11/15/2057
12/25/2057
1/1/2058
2/25/2058
2/26/2058
4/12/2058
4/21/2058
5/1/2058
6/13/2058
9/7/2058
10/12/2058
11/2/2058
11/15/2058
12/25/2058
1/1/2059
2/10/2059
2/11/2059
3/28/2059
4/21/2059
5/1/2059
5/29/2059
9/7/2059
10/12/2059
11/2/2059
11/15/2059
12/25/2059
1/1/2060
3/1/2060
3/2/2060
4/16/2060
4/21/2060
5/1/2060
6/17/2060
9/7/2060
10/12/2060
11/2/2060
11/15/2060
12/25/2060
1/1/2061
2/21/2061
2/22/2061
4/8/2061
4/21/2061
5/1/2061
6/9/2061
9/7/2061
10/12/2061
11/2/2061
11/15/2061
12/25/2061
1/1/2062
2/6/2062
2/7/2062
3/24/2062
4/21/2062
5/1/2062
5/25/2062
9/7/2062
10/12/2062
11/2/2062
11/15/2062
12/25/2062
1/1/2063
2/26/2063
2/27/2063
4/13/2063
4/21/2063
5/1/2063
6/14/2063
9/7/2063
10/12/2063
11/2/2063
11/15/2063
12/25/2063
1/1/2064
2/18/2064
2/19/2064
4/4/2064
4/21/2064
5/1/2064
6/5/2064
9/7/2064
10/12/2064
11/2/2064
11/15/2064
12/25/2064
1/1/2065
2/9/2065
2/10/2065
3/27/2065
4/21/2065
5/1/2065
5/28/2065
9/7/2065
10/12/2065
11/2/2065
11/15/2065
12/25/2065
1/1/2066
2/22/2066
2/23/2066
4/9/2066
4/21/2066
5/1/2066
6/10/2066
9/7/2066
10/12/2066
11/2/2066
11/15/2066
12/25/2066
1/1/2067
2/14/2067
2/15/2067
4/1/2067
4/21/2067
5/1/2067
6/2/2067
9/7/2067
10/12/2067
11/2/2067
11/15/2067
12/25/2067
1/1/2068
3/5/2068
3/6/2068
4/20/2068
4/21/2068
5/1/2068
6/21/2068
9/7/2068
10/12/2068
11/2/2068
11/15/2068
12/25/2068
1/1/2069
2/25/2069
2/26/2069
4/12/2069
4/21/2069
5/1/2069
6/13/2069
9/7/2069
10/12/2069
11/2/2069
11/15/2069
12/25/2069
1/1/2070
2/10/2070
2/11/2070
3/28/2070
4/21/2070
5/1/2070
5/29/2070
9/7/2070
10/12/2070
11/2/2070
11/15/2070
12/25/2070
1/1/2071
3/2/2071
3/3/2071
4/17/2071
4/21/2071
5/1/2071
6/18/2071
9/7/2071
10/12/2071
11/2/2071
11/15/2071
12/25/2071
1/1/2072
2/22/2072
2/23/2072
4/8/2072
4/21/2072
5/1/2072
6/9/2072
9/7/2072
10/12/2072
11/2/2072
11/15/2072
12/25/2072
1/1/2073
2/6/2073
2/7/2073
3/24/2073
4/21/2073
5/1/2073
5/25/2073
9/7/2073
10/12/2073
11/2/2073
11/15/2073
12/25/2073
1/1/2074
2/26/2074
2/27/2074
4/13/2074
4/21/2074
5/1/2074
6/14/2074
9/7/2074
10/12/2074
11/2/2074
11/15/2074
12/25/2074
1/1/2075
2/18/2075
2/19/2075
4/5/2075
4/21/2075
5/1/2075
6/6/2075
9/7/2075
10/12/2075
11/2/2075
11/15/2075
12/25/2075
1/1/2076
3/2/2076
3/3/2076
4/17/2076
4/21/2076
5/1/2076
6/18/2076
9/7/2076
10/12/2076
11/2/2076
11/15/2076
12/25/2076
1/1/2077
2/22/2077
2/23/2077
4/9/2077
4/21/2077
5/1/2077
6/10/2077
9/7/2077
10/12/2077
11/2/2077
11/15/2077
12/25/2077
1/1/2078
2/14/2078
2/15/2078
4/1/2078
4/21/2078
5/1/2078
6/2/2078
9/7/2078
10/12/2078
11/2/2078
11/15/2078
12/25/2078